Zero Annual Fee Credit Cards

2021 Credit Card - Compare Zero-Annual-Fee Credit Cards in Malaysia

We found 66 credit card(s) for you!

Here's some popular credit cards for your reference!

Limited Offer
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-
Limited Offer
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

A shariah-compliant credit card that earns up to 8x TreatsPoints when you spend at any petrol service station nationwide.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Get exclusive promotions and privileges at restaurants, coffee houses, cinemas and more, and this card is yours free-for-life and for the first 3 supplementary cards!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn up to 3x Cosway Points from your retail spending, and redeem these points at over 850 Cosway outlets nationwide!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-
Limited Offer
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn 3 AmBonus Points for every RM1 spent overseas, and also enjoy exclusive dining and travel privileges!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Redeem accumulated Happy Points for BIG Points, Enrich Points, exciting gifts, retail vouchers and so much more.

Interest Rate
13.5% p.a.
Annual Fee
Free
Cashback
-

Up to 2x TreatsPoints from retail spending

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Enjoy 10x TreatsPoints at the United Direct Store, 5x TreatsPoints if Man Utd wins an EPL match and 5x TreatsPoints for retail spending.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Splurge online or spend on your daily needs and get rewarded up to 5% cash rebates on cinema, groceries, petrol, mobile, and utilities.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 5%

Enjoy and receive 5,000 bonus points monthly PLUS up to 10x points on grocery spend and up to 5x points for dining, retail and overseas purchases.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Get a business-size credit limit on your card of up to RM300,000, and also with Travel Accident Insurance and travel Inconvenience Coverage protection!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn 1 AmBonus Point for every RM1 you spend and up to 20% cash rebate on worldwide spending.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM80 /mth

Enjoy 1.5% unlimited cash rebate for overseas spending and 15% discount at any duty-free merchant.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-
Limited Offer
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 8%

Enjoy earning up to 3x Cosway Points to be redeemed at over 850 Cosway outlets around Malaysia! 

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-
Limited Offer
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Get exclusive dining, travel, shopping, gold, and fitness privileges with this card! You will also get a 0% interest Installment Payment Plan at all participating merchants!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn up to 1% cashback on retail spending!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 1%

Great for those who travel a lot, as you earn extra AmBonus Points for your overseas retail spending! Also get complete travel insurance coverage of up to RM1,000,000!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn up to 8% Cash Back on weekends and 1% cash back on weekdays from petrol spending at PETRONAS

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Get privileges and discounts at over 6,500 shopping outlets!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Easily collect WorldMiles points when you spend overseas and convert them to your preferred frequent flyer programme AirMiles online, or redeem travel vouchers from Asiatravel

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

2.5% rebate on Great Eastern Life/Great Eastern General (Great Eastern) Insurance Premium and 0.1% Unlimited cashback on other retail spend

Interest Rate
18% p.a.
Annual Fee
Free
Cashback
-

Get complimentary Plaza Premium Lounge access, on top of 2x Bonus Points rewarded from all overseas retail spending! 

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Your dining and travel companion that gives you 5X more rewards and 8x Airport Lounge Access after enjoying a premium ride to the airport.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Enjoy up to 5x TreatsPoints on weekdays and up to RM700,000 Travel Insurance Coverage when tickets are charged to your Maybank 2 Platinum Card.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn up to 3% cashback on your petrol expenditure.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM50 /mth

Enjoy the rewards when you travel or just sit at home. Use this card to shop, eat or travel at any time.

Interest Rate
13.5% p.a.
Annual Fee
Free
Cashback
-

Earn up to 8x TreatsPoints from petrol spending at PETRONAS and groceries

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn AmBonus Points from your retail spending, and also get complete travel insurance coverage of up to RM500,000!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Putting cash back into your wallet with just one card for both local and overseas spending.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above. 3% cash rebate with statement balance below RM1,500!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 7%

Earn up to 10x Reward Points from all overseas hotel, dining, and shopping spending!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Earn 1% cashback on groceries, shopping, dining and entertainment! Also get covered for Travel Insurance with coverage of up to RM1,000,000!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Enjoy as low as 11%p.a. finance charge for prompt minimum payment for 12 consecutive months & get a complimentary BSN Zing PLUSMiles Touch ‘n Go card.

Interest Rate
11% p.a.
Annual Fee
Free
Cashback
-

Enjoy 0% interest on all purchases for the first 3 months, and the card is yours free-for-life and for the first 3 supplementary cards!

Interest Rate
12% p.a.
Annual Fee
Free
Cashback
-

Exclusive cashback, offers, and privileges at over 4,000 outlets in Malaysia with your brand new JustOne Platinum MasterCard from Standard Chartered.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 15%

For every RM1 spent overseas, you earn 5 AmBonus Points! And also enjoy exclusive travel and dining privileges too!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Enjoy upto 1% cash back spent overseas & 0.5% on local spent

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 1%

Earn unlimited cashback of 1.2% on all retail transactions* and also receive Personal Accident Insurance coverage of up to RM2,000,000!

Interest Rate
18% p.a.
Annual Fee
Free
Cashback
Up to 1.2%
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM50 /mth

Earn up to 5% cashback monthly on all retail spending, and get exclusive dining deals at more than 1,000 outlets nationwide!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM50 /mth

Great cash rebates with 10% cash back on monthly interest charged, a 5% cash rebate on online spending, and 2% cash rebate on all retail spending!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM50 /card

Embrace the inner online shopper in you for unlimited cash back on all online retail spending.

Interest Rate
18% p.a.
Annual Fee
Free
Cashback
Unlimited

Evergreen credit card with more than 1,000 dining deals nationwide.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Shariah-compliant card specially forged for teachers in Malaysia. Receive rewards every time you shop while contributing 0.2% to YGMB!

Interest Rate
8.88% p.a.
Annual Fee
Free
Cashback
-

Enjoy as low as 11%p.a. finance charge for prompt minimum payment for 12 consecutive months & get a complimentary BSN Zing PLUSMiles Touch ‘n Go card.

Interest Rate
11% p.a.
Annual Fee
Free
Cashback
-

With this card you earn up to 2x BSN Reward Points with all retail spending, and Travel Accident insurance coverage of up to RM300,000!.

Interest Rate
13.5% p.a.
Annual Fee
Free
Cashback
-

All your overseas retail spending will be rewarded with up to 2x BSN Reward points, included with Travel Accident insurance coverage of up to RM300,000!

Interest Rate
13.5% p.a.
Annual Fee
Free
Cashback
-

This card rewards up to 2x BSN Reward points with all retail spending, and get covered with Travel Accident insurance of up to RM500,000!

Interest Rate
9.95% p.a.
Annual Fee
Free
Cashback
-

Collect and redeem exciting prizes through the BSN Happy Rewards Programme - vouchers, gadgets, home appliances, and more!

Interest Rate
8.88% p.a.
Annual Fee
Free
Cashback
-

Use it at over 29 million merchants and 1 million ATMs worldwide, enjoy Happy Points and many more card facilities.

Interest Rate
9.95% p.a.
Annual Fee
Free
Cashback
-

Taking shopping overseas to a 5x new level of TreatsPoints for every RM1 spent PLUS up to 5% cashback on all petrol and grocery spend.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM88 /month
Limited Offer
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above. 3% cash rebate with statement balance below RM1,500!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
Up to 7%
Limited Offer
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

10,000 TreatsPoints on first spend, exclusive discounts on dining, golf privileges

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Redeem 1,000 AirMiles with 5000 TreatsPoints while earning 5 TreatsPoints for every RM1 spent locally and overseas.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-

Enjoy fast-track immigration at over 280 international airports PLUS 5% discount in FCBotiga official store in Camp Nou.

Interest Rate
18% p.a.
Annual Fee
Free
Cashback
RM100 /mth
Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM50 /mth

A money-saving credit card with 5% cashback on groceries and petrol, TreatPoints gift redemption, and no annual fee for life plus FREE Touch 'n Go Zing card!

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM50 /mth

Earn up to 6% cashback for local spending.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
RM220 /mth

Earn 5 AmBonus Points for every RM1 spent overseas! Also, enjoy exclusive travel, golf, and dining privileges.

Interest Rate
15% p.a.
Annual Fee
Free
Cashback
-
Last updated: Sep 19, 2022

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