Zero Annual Fee Credit Cards

2023 Credit Card - Compare Zero-Annual-Fee Credit Cards in Malaysia
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We found 64 credit card(s) for you!

Here's some popular credit cards for your reference!

Limited Offer
Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-
Limited Offer
Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
-
Min. Monthly Income
RM 2,500
Annual Fee
Free
Cashback
up to 8%
Limited Offer
Min. Monthly Income
RM 2,500
Annual Fee
Free
Cashback
-
Limited Offer
Min. Monthly Income
RM 6,000
Annual Fee
Free
Cashback
-
Limited Offer
Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
-
Limited Offer
Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
-
Limited Offer
Min. Monthly Income
RM 2,500
Annual Fee
Free
Cashback
8%
Limited Offer
Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
8%

Earn 3 AmBonus Points for every RM1 spent overseas, and also enjoy exclusive dining and travel privileges!

Min. Monthly Income
RM 6,667
Annual Fee
Free
Cashback
-

Redeem accumulated Happy Points for BIG Points, Enrich Points, exciting gifts, retail vouchers and so much more.

Min. Monthly Income
RM 4,000
Annual Fee
Free
Cashback
-

Up to 2x TreatsPoints from retail spending

Min. Monthly Income
RM 3,333
Annual Fee
Free
Cashback
up to 8%

Enjoy 10x TreatsPoints at the United Direct Store, 5x TreatsPoints if Man Utd wins an EPL match and 5x TreatsPoints for retail spending.

Min. Monthly Income
RM 2,500
Annual Fee
Free
Cashback
-

Splurge online or spend on your daily needs and get rewarded up to 5% cash rebates on cinema, groceries, petrol, mobile, and utilities.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
Up to 5%

Enjoy and receive 5,000 bonus points monthly PLUS up to 10x points on grocery spend and up to 5x points for dining, retail and overseas purchases.

Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
-

Get a business-size credit limit on your card of up to RM300,000, and also with Travel Accident Insurance and travel Inconvenience Coverage protection!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Earn 1 AmBonus Point for every RM1 you spend and up to 20% cash rebate on worldwide spending.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
RM80 /mth

Enjoy 1.5% unlimited cash rebate for overseas spending and 15% discount at any duty-free merchant.

Min. Monthly Income
RM 7,500
Annual Fee
Free
Cashback
-

Enjoy earning up to 3x Cosway Points to be redeemed at over 850 Cosway outlets around Malaysia! 

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Get exclusive dining, travel, shopping, gold, and fitness privileges with this card! You will also get a 0% interest Installment Payment Plan at all participating merchants!

Min. Monthly Income
RM 10,000
Annual Fee
Free
Cashback
-

Great for those who travel a lot, as you earn extra AmBonus Points for your overseas retail spending! Also get complete travel insurance coverage of up to RM1,000,000!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Earn up to 8% Cash Back on weekends and 1% cash back on weekdays from petrol spending at PETRONAS

Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
up to 8%

Get privileges and discounts at over 6,500 shopping outlets!

Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
-

Easily collect WorldMiles points when you spend overseas and convert them to your preferred frequent flyer programme AirMiles online, or redeem travel vouchers from Asiatravel

Min. Monthly Income
RM 7,500
Annual Fee
Free
Cashback
-

2.5% rebate on Great Eastern Life/Great Eastern General (Great Eastern) Insurance Premium and 0.1% Unlimited cashback on other retail spend

Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
-

Get complimentary Plaza Premium Lounge access, on top of 2x Bonus Points rewarded from all overseas retail spending! 

Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
-

Your dining and travel companion that gives you 5X more rewards and 8x Airport Lounge Access after enjoying a premium ride to the airport.

Min. Monthly Income
RM 10,000
Annual Fee
Free
Cashback
-

Enjoy up to 5x TreatsPoints on weekdays and up to RM700,000 Travel Insurance Coverage when tickets are charged to your Maybank 2 Platinum Card.

Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
up to 5%

Earn up to 3% cashback on your petrol expenditure.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
RM50 /mth

Enjoy the rewards when you travel or just sit at home. Use this card to shop, eat or travel at any time.

Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
-

Earn AmBonus Points from your retail spending, and also get complete travel insurance coverage of up to RM500,000!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Putting cash back into your wallet with just one card for both local and overseas spending.

Min. Monthly Income
RM 2,500
Annual Fee
Free
Cashback
up to 1.5%

7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above. 3% cash rebate with statement balance below RM1,500!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
Up to 7%

Earn up to 10x Reward Points from all overseas hotel, dining, and shopping spending!

Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
-

Enjoy as low as 11%p.a. finance charge for prompt minimum payment for 12 consecutive months & get a complimentary BSN Zing PLUSMiles Touch ‘n Go card.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Exclusive cashback, offers, and privileges at over 4,000 outlets in Malaysia with your brand new JustOne Platinum MasterCard from Standard Chartered.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
Up to 15%

For every RM1 spent overseas, you earn 5 AmBonus Points! And also enjoy exclusive travel and dining privileges too!

Min. Monthly Income
RM 10,000
Annual Fee
Free
Cashback
-

Earn unlimited cashback of 1.2% on all retail transactions* and also receive Personal Accident Insurance coverage of up to RM2,000,000!

Min. Monthly Income
RM 8,333
Annual Fee
Free
Cashback
Up to 1.2%

Enjoy cashback and exclusive rewards with a minimum RM300 spend whilst enjoying up to 5x TreatsPoints on your weekday spend.

Min. Monthly Income
RM 2,500
Annual Fee
Free
Cashback
RM50 /mth

Earn up to 5% cashback monthly on all retail spending, and get exclusive dining deals at more than 1,000 outlets nationwide!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
RM50 /mth

Embrace the inner online shopper in you for unlimited cash back on all online retail spending.

Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
Unlimited

Evergreen credit card with more than 1,000 dining deals nationwide.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Shariah-compliant card specially forged for teachers in Malaysia. Receive rewards every time you shop while contributing 0.2% to YGMB!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Enjoy as low as 11%p.a. finance charge for prompt minimum payment for 12 consecutive months & get a complimentary BSN Zing PLUSMiles Touch ‘n Go card.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

With this card you earn up to 2x BSN Reward Points with all retail spending, and Travel Accident insurance coverage of up to RM300,000!.

Min. Monthly Income
RM 4,000
Annual Fee
Free
Cashback
-

All your overseas retail spending will be rewarded with up to 2x BSN Reward points, included with Travel Accident insurance coverage of up to RM300,000!

Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
-

This card rewards up to 2x BSN Reward points with all retail spending, and get covered with Travel Accident insurance of up to RM500,000!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Collect and redeem exciting prizes through the BSN Happy Rewards Programme - vouchers, gadgets, home appliances, and more!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

Use it at over 29 million merchants and 1 million ATMs worldwide, enjoy Happy Points and many more card facilities.

Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
-

Taking shopping overseas to a 5x new level of TreatsPoints for every RM1 spent PLUS up to 5% cashback on all petrol and grocery spend.

Min. Monthly Income
RM 5,833
Annual Fee
Free
Cashback
up to 5%

Receive 5000 Welcome Shopee Coins after RM300 spend and enjoy up to 5x Shopee Coins for any spend on Shopee, dining, entertainment, and contactless payments.

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above. 3% cash rebate with statement balance below RM1,500!

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
Up to 8%

New Maybank Grab Credit Card rewarding you for all your lifestyle daily needs i.e Food, Transport, E-Commerce, Up to 5 Grab Reward Points for every 1 Ringgit Malaysia spent

Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
-

10,000 TreatsPoints on first spend, exclusive discounts on dining, golf privileges

Min. Monthly Income
RM 8,333
Annual Fee
Free
Cashback
-

Redeem 1,000 AirMiles with 5000 TreatsPoints while earning 5 TreatsPoints for every RM1 spent locally and overseas.

Min. Monthly Income
RM 8,334
Annual Fee
Free
Cashback
-

Enjoy fast-track immigration at over 280 international airports PLUS 5% discount in FCBotiga official store in Camp Nou.

Min. Monthly Income
RM 4,000
Annual Fee
Free
Cashback
up to 1%

Enjoy up to 5% cashback every Friday and Saturday, and 10,000 Maybank TreatsPoints on your FIRST TIME spend with your new Maybank MasterCard Ikhwan Gold Card.

Min. Monthly Income
RM 2,500
Annual Fee
Free
Cashback
up to 5%

A money-saving credit card with 5% cashback on groceries and petrol, TreatPoints gift redemption, and no annual fee for life plus FREE Touch 'n Go Zing card!

Min. Monthly Income
RM 3,333
Annual Fee
Free
Cashback
up to 5%

Earn up to 6% cashback for local spending.

Min. Monthly Income
RM 6,667
Annual Fee
Free
Cashback
Up to 6%
Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
Up to 8%
Min. Monthly Income
RM 2,000
Annual Fee
Free
Cashback
N/A
Min. Monthly Income
RM 5,000
Annual Fee
Free
Cashback
-
Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
-
Min. Monthly Income
RM 3,000
Annual Fee
Free
Cashback
up to 1%
Last updated: Jun 7, 2024

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