• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    6.99% p.a.

  • Annual Fee


Feature Highlights

  • N/A

Other Features

  • Protection Plan

    • Travel Accident Insurance and Travel Inconvenience Coverage

  • Balance Transfer

    • 6.99% per annum for a tenure of up to 12 months

  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free (free for life)
Min. Monthly Income RM2,000.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM108
Finance charges 15% p.a. – prompt payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a. – if the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM3,000 per day

Cash advance charge

Higher of RM20 or 3% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Malaysia

Specially Tailored To ACCCIM Members!

Hong Leong ACCCIM Credit Card offers you a high credit limit up to RM300,000 and it comes with a free auto-reload Touch 'n Go Zing Card which can be used on highway tolls, parkings and selected local public transportations. This card also provides you Travel Accident and Inconvenience Coverage.

Fees and Charges

There is no annual fee but for supplementary card, a fee of RM108 will be incurred. There is Government Service Tax (GST) on all credit cards set by Bank Negara, at RM50 per principal card and RM25 for supplementary card. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong ACCCIM Credit Card

To apply for Hong Leong ACCCIM Credit Card, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Classic Card and Maybank KrisFlyer Amex Gold Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!