HSBC Visa Signature Card

Up to 8x Rewards Points on overseas and local spending with E-Commerce Purchase Protection coverage of up to up to USD200.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 6000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee

Key Features

  • Earn up to 8x Reward Points form overseas and shopping spend, up to 5x online local spent and participating major local malls
  • Complimentary Premium Lounge Access in Malaysia, Singapore and Hong Kong
  • 8x Reward Points for every RM1 spent on dining overseas

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* Terms and conditions apply

  • icon shopping Shopping

    • 8x Reward Points for every RM1 spent overseas
    • 5x Reward Points for every RM1 spent at over 30 participating local malls*
  • icon travel Travel

    • 8x Reward Points for every RM1 spent overseas
    • 6x complimentary Plaza Premium Lounge access
  • icon dining Dining

    • 8x Reward Points for every RM1 spent on dining overseas
    • 5x Reward Points for every RM1 spent on dining at participating local malls*
  • icon groceries Groceries

    • 8x Reward Points for every RM1 spent on groceries overseas
    • 5x Reward Points for every RM1 spent on groceries at participating local malls*
  • icon utilities Utilities

    Auto Bill payment service via online@hsbc

icon tag Other Features

  • Online Spending: 8x Reward points on online spend in foreign currency, 5x Reward points on online spend in Ringgit Malaysia
  • Balance Transfer: [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months, [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months

icon utilities Card Information

Annual Fee Credit Card-i Annual Fee is waived when you spend at least once a month for 12 consecutive months and meet minimum annual spend of RM2,000
Min. Monthly Income RM 6000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM300
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 per day
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Collect Reward Points For More Redemption!

HSBC Visa Signature Card offers 8x Reward Points on ALL overseas expenses. Aside from that, spending at over 30 local malls participating outlets give you up to 5x Reward Points. By collecting the Reward Points, you can convert them into air miles or redeem variety of products. You can now enjoy up to 8x Reward Points on online spending using Ringgit Malaysia or foreign currency.

List of participating Outlets


Klang Valley
Mid Valley Megamall The Gardens Mall 1 Utama Atria Shopping Gallery Bangsar Shopping Centre
Bangsar VillageEmpire Shopping Gallery Hartamas Shopping Centre IOI City Mall IPC Shopping Centre Lot 10
Low Yat Plaza Nu Sentral Paradigm Mall Pavilion Kuala Lumpur Publika Shopping Gallery
Setia City Mall Sogo

Starhill Gallery

Sungei Wang Plaza Sunway Putra Mall
Sunway Pyramid Suria KLCC

The Curve

Tropicana City Mall  


AEON Tebrau City Johor Bahru City Square Johor Premium Outlets KSL City Mall Sutera Mall


Gurney Paragon Mall Gurney Plaza Queensbay Mall Sunway Carnival


East Malaysia      
Borneo Hypermall


Fees and Charges

Interest rate  15.0% p.a for Cardholders with prompt payments for 12 consecutive
17.0% p.a for Cardholders with prompt payments for 10 months or more
in the last 12 months.
18.0% p.a for Cardholders who do not fall under the above categories
Annual fees RM0 (waived for life)
Service tax RM25 per month.

Are You Eligible For The HSBC Visa Signature

You just have to earn at least RM6,000 every month and to be at least 21 years old.

Does Visa Signature provide travel insurance?

No, Visa signature does not come with complimentary travel insurance.

Does HSBC Visa Signature have lounge access?

Yes, you are eligible for complimentary access to Plaza Premium Lounge.

How many supplementary cards can I apply?

Each primary customer can apply for a maximum of 5 supplementary cards.

How do I know my application status?

Once you have filled up all the details that is needed for the application, you will receive an SMS with a unique URL to check your card application status.

How do I increase/decrease my HSBC credit card credit limit?

You may apply for a credit limit increase 6 months after the date your credit card/-i's credit limit was reduced. To apply, you'll need to by submit your latest income documents at a HSBC branch or contact their customer service.

Am I eligible for the HSBC's Rewards programme?

Yes, every HSBC cardholder is eligible for HSBC's Rewards programme.

How do I check my current Reward Points?

You can check you current Reward Points via the HSBC mobile app and through your monthly statements.

Can I convert my Rewards Points into air miles?

Yes, you can redeem MAS Enrich points with your reward points.

How can I redeem my Reward Points?

You can redeem your HSBC credit card points through this website. Or you can call this number to redeem your credit card rewards.

Looking for more options to choose from?

Our credit card experts, also recommend you to check out other similar credit cards such as (HSBC Advance Visa Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more (HSBC credit cards and start comparing today!