• Min. Monthly Income

    RM6,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    1.99% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Earn up to 8x Reward Points from local, overseas and shopping spend
  • Complimentary 6x Premium Lounge Access in Malaysia, Singapore and Hong Kong
Shopping
8.2/10
Travel
7.9/10
Dining
7.9/10
Groceries
7.9/10
Utilities
7.8/10

Promotion

Enjoy 0% Cash Instalment Plan* or RM200 Cash Back** with this credit card via iMoney

  • Up to RM12,000 at 0% Cash Instalment Plan for 12 months
  • Or RM200 Cash Back with minimum RM1,000 spending within 60 days
  • TnC apply
Find out how >

Shopping

  • 8x Reward Points for every RM1 spent overseas
  • 5x Reward Points for every RM1 spent at over 36 participating local malls*

Travel

  • 8x Reward Points for every RM1 spent overseas
  • 6x complimentary Plaza Premium Lounge access

Dining

  • 8x Reward Points for every RM1 spent on dining overseas
  • 5x Reward Points for every RM1 spent on dining at participating local malls*

Groceries

  • 8x Reward Points for every RM1 spent on groceries overseas
  • 5x Reward Points for every RM1 spent on groceries at participating local malls*

Utilities

  • Auto Bill payment service via online@hsbc

Other Features

  • Online Spending

    • 8x Reward points on online spend in foreign currency
    • 5x Reward points on online spend in Ringgit Malaysia

  • Balance Transfer

    • [Plan A]: 3% upfront interest charge, 0% for the next 5 months
    • [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
    • [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months
    • [New HSBC Credit Cardholders]: 1.99% per annum for a tenure of 6 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee Free (Swipe at least once for 12 consecutive months or else RM636)
Min. Monthly Income RM6,000.00
Min. age for principal holder

21

Min. age for supplementary holder

18

Fee for supplementary holder Free for life
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 per day

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit
Rewards points expiry

N/A

Product Review by iMoney Malaysia

Collect Reward Points For More Redemption!

HSBC Visa Signature Card offers 8x Reward Points on ALL overseas expenses. Aside from that, spending at over 36 participating outlets give you up to 5x Reward Points. By collecting the Reward Points, you can convert them into air miles or redeem variety of products. You can now enjoy up to 8x Reward Points on online spending using Ringgit Malaysia or foreign currency.

List of participating Outlets

Klang Valley . Mid Valley Megamall . The Gardens Mall . 1 Mont Kiara . 1 Utama . Atria Shopping Gallery . Bangsar Shopping Centre . Bangsar VillageEmpire Shopping Gallery . Hartamas Shopping Centre . IOI City Mall . IPC Shopping Centre . Lot 10 . Low Yat Plaza . Nu Sentral . Paradigm Mall . Pavilion Kuala Lumpur . Publika Shopping Gallery . Setia City Mall . Sogo . Starhill Gallery . Sungei Wang PlazaSunway Putra Mall . Sunway Pyramid . Suria KLCC . The Curve . Tropicana City Mall . Johor . AEON Tebrau City . Johor Bahru City Square . Johor Premium Outlets . KSL City Mall . Sutera Mall . Penang . Gurney Paragon Mall . Gurney Plaza . Queensbay Mall . Sunway Carnival . East Malaysia . Borneo Hypermall .

Fees and Charges

This card offers annual fee waiver if you spend at least once for 12 consecutive months, else you will be charge RM636 per annum. By settling minimum payment every month, i.e 5% of the outstanding balance or RM50 whichever is higher, you will be charged 15% p.a on monthly basis.

Are You Eligible For The HSBC Visa Signature

You just have to earn at least RM6,000 every month and to be at least 21 years old.

Looking for more options to choose from?

Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Advance Visa Platinum Credit Card and Mach Signature Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!

*HSBC 0% Cash Instalment Plan Acquisition Promotion 2017 Terms and Conditions apply
**HSBC Cash Back Acquisition Promotion 2017 Terms and Conditions apply
Sign-up period: 16 October 2017 – 31 December 2017. Eligible Cardholder can only participate in one credit card sign-up promotion by HSBC