3x Rewards Points on online purchase, standing instruction or auto-billing
1x Rewards Points on all other spending
1 Reward Point for every RM1 spent
HSBC Advance Visa Platinum Credit Card
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- Min. Monthly Income
- RM 3000
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- Interest Rate
- 15% p.a.
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- Cashback
- -
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- Annual Fee
- Free
"Get privileges and discounts at over 6,500 shopping outlets!
"
iMoney Editor's Review
Key Features
Benefits on...
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Petrol
1 Reward Point for every RM1 spent -
Groceries
- 3 Reward Points for online purchases
- 1 Reward Point for every RM1 spent
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Shopping
- 3 Reward Points for online purchases
- 1 Reward Point for every RM1 spent otherwise
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Entertainment
1 Reward Point for every RM1 spent -
Dining
1 Reward Point for every RM1 spent
More details
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Eligibility/Documents
- Min. Monthly Income
- RM 3000
- Min. Age for Principal Holder
- 21
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Fees and charges
- Annual Fee
- Spend at least once monthly for consecutive 12 months period
Other Fees and charges
- Late Payment Charges
- Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
- Finance Charges
- 15% p.a. - prompt payment for 12 consecutive months
- 17% p.a. - prompt payment for at least 10 out of 12 months
- 18% p.a – if any of the above are not met
- Sales and Services Tax (SST)
- 0% on annual fee and other charges
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Supplementary Card
- Min. Age for Supplementary Holder
- 18 years old
- Fee for Supplementary Holder
- Free of charge
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Cash Advance
- Amount
- RM5,000 per day
- Charge
- RM50
Other cash advance info
- Cash Advance Interest Charge
- 18% per annum of cash advance amount
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Others
- Rewards Points Expiry
- N/A
Other benefits
- Shopping
- Exclusive privileges and discounts at over 6,500 shopping outlets nationwide
- Home & Away Programme
- This card is recognised across the globe, Enjoy the luxury of local offers available including dining, shopping, leisure and entertainment around the world
- Balance Transfer
- [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months, [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months
Balance Transfer to any HSBC credit cards
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Review by iMoney
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HSBC Advance Visa Platinum Credit Card offers 1 Reward Points for every RM 1 on retail spending. Apart from that, privileged benefits and rebates are available for you at many shopping outlets nationwide. This card also comes with insurance coverage including Automatic Flight and Travel Accident and Purchase Protection Cover.
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For this card, there is no annual fees. It is free for life including for the supplementary cards. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.
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To apply for HSBC Advance Visa Platinum Credit Card, you need to be an HSBC Advance account holder with a minimum income of RM3,000. On top of that, you need to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah Kad Kredit-i Advance Visa Platinum and UOB Preferred Platinum Card, which may match your requirements.
If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!