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HSBC Advance Visa Platinum Credit Card

Get privileges and discounts at over 6,500 shopping outlets!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 3x Rewards Points on online purchase, standing instruction or auto-billing
  • 1x Rewards Points on all other spending
  • 1 Reward Point for every RM1 spent
Shopping
6.5/10
Petrol
4.5/10
Groceries
6.5/10
Dining
4.5/10

  • icon petrol Petrol

    1 Reward Point for every RM1 spent

  • icon groceries Groceries

    • 3 Reward Points for online purchases
    • 1 Reward Point for every RM1 spent

  • icon shopping Shopping

    • 3 Reward Points for online purchases
    • 1 Reward Point for every RM1 spent otherwise

  • icon entertainment Entertainment

    1 Reward Point for every RM1 spent

  • icon dining Dining

    1 Reward Point for every RM1 spent

icon tag Other Features

  • Shopping: Exclusive privileges and discounts at over 6,500 shopping outlets nationwide
  • Home & Away Programme: This card is recognised across the globe, Enjoy the luxury of local offers available including dining, shopping, leisure and entertainment around the world
  • Balance Transfer: [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months, [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months

icon dining Card Information

Annual Fee Spend at least once monthly for consecutive 12 months period
Min. Monthly Income RM 3000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder Free of charge
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 per day
Cash advance charge RM50
Cash advance interest charge 18% per annum of cash advance amount
Rewards points expiry N/A

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Exclusive Privileges And Discounts!

HSBC Advance Visa Platinum Credit Card offers 1 Reward Points for every RM 1 on retail spending. Apart from that, privileged benefits and rebates are available for you at many shopping outlets nationwide. This card also comes with insurance coverage including Automatic Flight and Travel Accident and Purchase Protection Cover.

Fees and Charges

For this card, there is no annual fees. It is free for life including for the supplementary cards. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.

Are You Eligible For The HSBC Advance Visa Platinum Credit Card

To apply for HSBC Advance Visa Platinum Credit Card, you need to be an HSBC Advance account holder with a minimum income of RM3,000. On top of that, you need to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah Kad Kredit-i Advance Visa Platinum and UOB Preferred Platinum Card, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!

What are the features and benefits of the HSBC advance visa platinum card?

With the HSBC Advance visa platinum card, you can get 3x rewards points for online spending, and 1x rewards points for other types of spendings.

How to apply for an HSBC Advance visa platinum card?

You can apply for an HSBC Advance Visa Platinum credit card right here.

What is the interest rate, fees, and other charges? (update Fees and Charges)

Interest rate  15.0% p.a for Cardholders with prompt payments for 12 consecutive
months.
17.0% p.a for Cardholders with prompt payments for 10 months or more
in the last 12 months.
18.0% p.a for Cardholders who do not fall under the above categories
Annual fees RM0 (waived for life)
Service tax RM25 per month.

How can I waive the annual fee for my HSBC advance visa platinum card?

For this credit card, the annual fee is automatically waived.

Where can I find the HSBC advance visa platinum rewards catalogue?

You can find the HSBC rewards catalogue right here.