• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 3x Rewards Points on online purchase, standing instruction or auto-billing
  • 1x Rewards Points on all other spending


Avail amazing promos for HSBC Credit Cards.T&C apply*

  • Spend and get up to RM 200 cashback* Valid until 31-Dec-2020 
  • T&Cs Apply 
  • Apply Now !
Find out how >


  • 1 Reward Point for every RM1 spent


  • 3 Reward Points for online purchases
  • 1 Reward Point for every RM1 spent


  • 3 Reward Points for online purchases
  • 1 Reward Point for every RM1 spent otherwise


  • 1 Reward Point for every RM1 spent


  • 1 Reward Point for every RM1 spent

Other Features

  • Shopping

    • Exclusive privileges and discounts at over 6,500 shopping outlets nationwide

  • Home & Away Programme

    • This card is recognised across the globe
    • Enjoy the luxury of local offers available including dining, shopping, leisure and entertainment around the world

  • Balance Transfer

    • [Plan A]: 3% upfront interest charge, 0% for the next 5 months
    • [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
    • [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months

Card Information

Annual Fee Free (Spend at least once monthly for consecutive 12 months period)
Min. Monthly Income RM3,000.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free of charge
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 per day

Cash advance charge


Cash advance interest charge

18% per annum of cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Malaysia

Exclusive Privileges And Discounts!

HSBC Advance Visa Platinum Credit Card offers 1 Reward Points for every RM 1 on retail spending. Apart from that, privileged benefits and rebates are available for you at many shopping outlets nationwide. This card also comes with insurance coverage including Automatic Flight and Travel Accident and Purchase Protection Cover.

Fees and Charges

For this card, there is no annual fees. It is free for life including for the supplementary cards. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.

Are You Eligible For The HSBC Advance Visa Platinum Credit Card

To apply for HSBC Advance Visa Platinum Credit Card, you need to be an HSBC Advance account holder with a minimum income of RM3,000. On top of that, you need to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah Kad Kredit-i Advance Visa Platinum and UOB Preferred Platinum Card, which may match your requirements.

Latest Promotion on your New HSBC Card:

a) Cash Back Promotion : New Primary HSBC Credit Cardholders : Enjoy attractive cash back deals from you new HSBC cards, when you Activate get RM25 cash back and RM175 on spend of RM1900 within 60 days of your welcome letter.

b) Special Year end offer for New to Bank customers: Avail Cash for a fun-filled vacation, wedding plan or any other life goals with your new HSBC Credit Card get up to RM12,000 at 0% interest for 12 months,T&C apply

If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!

*HSBC Cashback Terms and Conditions Sign-up period: Valid to 31-Dec-2020