HSBC Platinum Mastercard

A card that offers up to 8x Rewards Points when you shop at Mid Valley Megamall and The Gardens Mall with an installment option of up 60 months. 

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee

Key Features

  • Earn 8x Reward Points on all contactless spend* (local retail)
  • Earn 5x Reward Points on Online*, Groceries & Overseas Spend
  • *Online merchants Lazada, Shopee, Grab, Zalora, Happyfresh, Fave, Malindo Air, Hermo and Klook
  • icon dining Dining

    • Avail 8x reward points for every RM 1 spent locally on Mastercard Tap&GoTM, Visapay or Samsung pay contactless payment
    • Avail 5x reward points for every RM1 Spend online* Select Merchants
  • icon groceries Groceries

    5x Reward Points for every RM1 spent online* Select merchants
  • icon shopping Shopping

    • Get 8x Reward Points for every RM1 spent locally on Contactless Payments like VisaPay,Mastercard Tap&GoTM or Samsung pay
    • Get 5x Reward Points for every RM1 spent online* select merchants
  • icon entertainment Entertainment

    • Enjoy 8x Reward Points for every RM 1 spend from local contactless payments*
    • Enjoy 5x Reward Points for every 1 spent online select merchants

icon tag Other Features

  • Exclusives offers: Get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC cards abroad with HSBC ' s home & Away
  • Balance Transfer: [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months , [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months

icon entertainment Card Information

Min. Monthly Income RM 3000
Min. age for principal holder RM 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM120.00
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 per day
Cash advance charge Higher of 5% of the amount advanced or a minimum of RM15
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

Shopping And Rewards, Best Of Both Worlds!

HSBC Visa Platinum Credit Card offers best of both worlds, whether you prefer contactless retail payments or Online shopping, earn reward points for both. On all local contactless spend like Mastercard, VisaPay & Tap&GoTM or Samsung pay, you can avail 8x. In additional you can also avail 5x reward points Online, Groceries, Overseas Spend Online purchases from Grab, Lazada, Shopee, Zalora, Fave & HappyFresh . You can also get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC Visa Platinum cards with HSBC 's home&Away.

Fees and Charges

There is no annual fee if you make at least 12 swipes a year, otherwise, it is RM240. But for supplementary card, a fee of RM120 will be incurred. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.

Are You Eligible For The HSBC Visa Platinum?

To apply for The HSBC Visa Platinum credit card, you need a minimum income of RM3,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah MPower Platinum Credit Card-i/a> and Maybank Petronas Maybankard Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!

######*HSBC Platinum Amendment Terms and Conditions