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Get preferential foreign exchange rates on outward remittances from American Express, on top of earning up to 2x Reward Points from retail spending!
Min. Monthly Income
RM 2000
Interest Rate
15% p.a.
Cashback
-
Annual Fee
RM 160
Key Features
Up to 2x Reward Points from retail spending
American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances
2 Reward Points for every RM1 spent overseas
Shopping
4.33/10
Petrol
4.33/10
Groceries
4.33/10
Dining
4.33/10
Dining
2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally
Entertainment
2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally
Groceries
2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally
Petrol
1 Reward Point for every RM1 spent
Shopping
2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally
Other Features
American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances:
Protection Plan: Travel Accident Insurance with coverage of up to RM500,000,
Travel Inconvenience Insurance with coverage of up to RM3,000
Balance Transfer: 6.99% per annum for a tenure of up to 12 months
Instalment Plan: 0% Instalment Payment Plan at all participating merchants
Card Information
Annual Fee
Min. Monthly Income
RM 2000
Min. age for principal holder
21
Fee for principal holder
RM 160
Min. age for supplementary holder
18 and above years old
Fee for supplementary holder
RM80
Late payment charge
Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount
RM8,000 per day
Cash advance charge
Higher of RM20 or 5% of cash advance amount
Cash advance interest charge
18% per annum on cash advance amount
Rewards points expiry
Dec 31, 2015
Product Review by
Feel Special With American Express!
Apart from giving away 1 Reward Point for every RM 1 spent on all retail purchases, Hong Leong American Express Gold awards 2 Reward Points for all overseas bargains. With attractive discounts from extraordinary dining experience to free hotel stays, Hong Leong American Express Gold is definitely the best deal you can ever get. This card also comes with Travel Accident and Inconvenience Insurance coverage.
Fees and Charges
The annual fee for principal card is RM169.60 and RM84.80 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Hong Leong American Express Gold
to apply for Hong Leong American Express Gold,
you need a minimum income of RM2,
000
and to be at least 21 years old.