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Hong Leong American Express Gold

Get preferential foreign exchange rates on outward remittances from American Express, on top of earning up to 2x Reward Points from retail spending!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    RM 160

Key Features

  • Up to 2x Reward Points from retail spending
  • American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances
  • 2 Reward Points for every RM1 spent overseas
Shopping
4.33/10
Petrol
4.33/10
Groceries
4.33/10
Dining
4.33/10
  • icon dining Dining

    • 2 Reward Points for every RM1 spent overseas
    • 1 Reward Point for every RM1 spent locally
  • icon entertainment Entertainment

    • 2 Reward Points for every RM1 spent overseas
    • 1 Reward Point for every RM1 spent locally
  • icon groceries Groceries

    • 2 Reward Points for every RM1 spent overseas
    • 1 Reward Point for every RM1 spent locally
  • icon petrol Petrol

    1 Reward Point for every RM1 spent
  • icon shopping Shopping

    • 2 Reward Points for every RM1 spent overseas
    • 1 Reward Point for every RM1 spent locally

icon tag Other Features

  • American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances:
  • Protection Plan: Travel Accident Insurance with coverage of up to RM500,000, Travel Inconvenience Insurance with coverage of up to RM3,000
  • Balance Transfer: 6.99% per annum for a tenure of up to 12 months
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants

icon shopping Card Information

Annual Fee
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 160
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM80
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM8,000 per day
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry Dec 31, 2015

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Product Review by

Feel Special With American Express!

Apart from giving away 1 Reward Point for every RM 1 spent on all retail purchases, Hong Leong American Express Gold awards 2 Reward Points for all overseas bargains. With attractive discounts from extraordinary dining experience to free hotel stays, Hong Leong American Express Gold is definitely the best deal you can ever get. This card also comes with Travel Accident and Inconvenience Insurance coverage.

Fees and Charges

The annual fee for principal card is RM169.60 and RM84.80 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong American Express Gold

to apply for Hong Leong American Express Gold, you need a minimum income of RM2, 000 and to be at least 21 years old.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong American Express Platinum and Maybank American Express Gold Card, which may match your requirements.

if you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today !