Maybank MasterCard Platinum

Dining and entertainment privileges

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 5000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee
    RM 550

Key Features

  • 1x TreatsPoint from all retail spending
  • Travel insurance with coverage of up to RM700,000
  • Dining and entertainment privileges
  • icon travel Travel

    Convert 7,000 TreatsPoints into 1,000 Enrich Miles
  • icon dining Dining

    2 TreatsPoints for every RM1 spent overseas
  • icon shopping Shopping

    2 TreatsPoints for every RM1 spent overseas

icon tag Other Features

  • Dining and entertainment discounts and privileges:
  • Protection Plan: Travel Accident Insurance with coverage of up to RM700,000 if full airfare is charged to this credit card
  • Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee
Min. Monthly Income RM 5000
Min. age for principal holder 21
Fee for principal holder RM 550
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM150
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM18 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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Shop For More Vacations!

As you spend on overseas retail purchases, you are entitled to 2 TreatPoints per Ringgit spent. The TreatPoints are then translated into Enrich Miles for free flight tickets! Aside from that, you are given platinum dining and entertainment privileges on participating merchants. This card also comes with Travel Accident Insurance coverage.

What are the benefits of a Platinum Mastercard?

With this card, you get these benefits:

  • Earn 1x TreatsPoint for every RM1 spend in Malaysia.
  • Earn 2x TreatsPoints for every RM1 spend in Overseas.
  • Earn 2x TreatsPoints for all expenditures during your birthday month.
  • Travel insurance coverage of up to RM700,000 when you charge your travel tickets in full to your Maybank Mastercard Platinum.
  • More exclusive privileges with Mastercard Moments

What does Platinum Maybank card mean?

A platinum card is as the name suggests, a credit card that carries with it more prestige and exclusivity compared with other credit cards.

What is the difference between a Mastercard and a Platinum Mastercard?

A Platinum Mastercard offers more exclusive privileges to it's holders.

Does this Maybank Mastercard Platinum has travel insurance?

Yes, the Mastercard Platinum offers a travel insurance coverage of up to RM700,000 when you charge your travel tickets in full to your card.

Does Mastercard Platinum have lounge access?

No, instead the Mastercard Platinum offers a privilege called the Mastercard Airport Concierge. This privilege allows you to get services at an airport that normal cardholders can't get.

How do you qualify for a Platinum Mastercard

To qualify for a Platinum Mastercard, you need to meet one of these requirements

- Malaysians and expatriates with a minimum annual income of RM60,000

Are You Eligible For The Maybank MasterCard Platinum?

To apply for Maybank MasterCard Platinum, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Visa Platinum Card and Hong Leong Platinum Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

When to pay Maybank credit card?

You can pay as soon as the statement comes in, or before your due date.

Fees and Charges

The annual fee for principal card is RM550 and RM150 for supplementary card. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

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