• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 1x TreatsPoint from all retail spending
  • Travel insurance with coverage of up to RM500,000
  • Dining and entertainment privileges


  • Convert 7,000 TreatsPoints into 1,000 Enrich Miles


  • 2 TreatsPoints for every RM1 spent overseas


  • 2 TreatsPoints for every RM1 spent overseas

Other Features

  • Dining and entertainment discounts and privileges

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM500,000 if full airfare is charged to this credit card

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM550
Min. Monthly Income RM5,000
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM150
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Shop For More Vacations!

As you spend on overseas retail purchases, you are entitled to 2 TreatPoints per Ringgit spent. The TreatPoints are then translated into Enrich Miles for free flight tickets! Aside from that, you are given platinum dining and entertainment privileges on participating merchants. This card also comes with Travel Accident Insurance coverage.

Fees and Charges

The annual fee for principal card is RM550 and RM150 for supplementary card. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank MasterCard Platinum?

To apply for Maybank MasterCard Platinum, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Visa Platinum Card and Hong Leong Platinum Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!