• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 5% cashback on all weekend transactions
  • Up to 5x TreatsPoints from local and overseas transactions
  • Low interest rate starting from 15% per annum


  • 5 TreatsPoints for every RM1 spent (Maybankard 2 American Express only)
  • 5% weekend cashback (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent (Maybankard 2 MasterCard/VISA)


  • 5% weekend cashback (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)


  • 5% weekend cashback ( Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad ( Maybankard 2 MasterCard/VISA)


  • 5% weekend cashback (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad ( (Maybankard 2 MasterCard/VISA))


  • Converts 7,000 TreatsPoints into 1,000 Enrich Miles

Other Features

  • Protection Plan (Only for Maybank 2 Platinum cardholder)

    • Travel Accident Insurance with coverage of up to RM1,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, and luggage loss if full airfare is charged to Maybankard 2 American Express or Maybankard 2 MasterCard/VISA
    • Retail Purchase Protection with coverage of up to RM15,000 per item and RM100,000 per card per calendar year
    • Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free
Min. Monthly Income RM2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM50 per month

Rewards points expiry

3 years

Product Review by iMoney Malaysia

Maybank 2 cards are 2 credit cards (American Express and Visa / Mastercard) with one single sign up and single joint account where all spending on both cards will be recorded together. So it can be considered as one credit card with the benefits of two credit cards, to be used whenever suitable.

Great For Weekends, Collect Points Quickly

By swiping your Maybank 2 cards on the weekends, you will enjoy 5% cashback on all transactions with the American Express credit card and on top of that, you will also earn 5x Treatpoints for petrol in Malaysia or anywhere else in the world. The other Visa / MasterCard half however, you will earn 1x TreatPoint if you swipe your card for all spending anytime and no cashback. You will enjoy a complimentary travel personal accident and travel inconvenience insurance if you charge your travel fares using your Maybank 2 Cards and this is only available for the platinum cards holder.

Fees and Charges

There is no annual fee for the Maybank 2 Cards as it is waived for life including the supplementary cards. However, for this card there is a cashback limit of RM 50 per month and reward points that expire after 3 years from the month it was gained. If you settle your payments promptly on time with 5% of the outstanding or RM25 whichever is higher, you get to enjoy an incredibly low finance charge of 15% per annum. This card is beneficial if you are planning to conduct a balance transfer as there is a 0% rate for the 12-month plan & tenure together with a 3% up-front fee. For the instalment plan it is 0% per annum at all participating merchants.

Are You Eligible For The Maybank 2 Cards?

To apply for Maybank 2 Gold Cards, all you need is just a minimum income of RM2,500 and for Maybankard 2 Platinum Cards it is RM5,000, The minimum age requirement for both types of cards is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank American Express Platinum and Public Bank Visa Classic Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!