Logo

Maybank 2 Cards

Enjoy cashback and exclusive rewards with a minimum RM300 spend whilst enjoying up to 5x TreatsPoints on your weekday spend.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2500
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    RM50 /mth
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 5% cashback on all weekend transactions except for government bodies and utilities
  • Up to 5x TreatsPoints from local and overseas transactions on weekdays only
  • Low interest rate starting from 15% per annum.

  • icon petrol Petrol

    • 5% weekend cashback* (Maybankard 2 American Express only)
    • 1 TreatsPoints for every RM1 spent (Maybankard 2 American Express and MasterCard/VISA)

  • icon dining Dining

    • 5% weekend cashback (Maybank 2 American Express Card)
    • 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card)

  • icon groceries Groceries

    • 5% weekend cashback (Maybank 2 American Express Card.)
    • 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card.)
    • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)

  • icon shopping Shopping

    • 5% weekend cashback (Maybank 2 American Express Card.)
    • 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card.)
    • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)

  • icon travel Travel

    5 TreatsPoints for every RM1 spent overseas or locally on weekdays only (Maybankard 2 American Express only)

icon tag Other Features

  • Balance Transfer: 0% per annum for a tenure of 12 months; subject to one time upfront fee at 3% of approved amount
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants
  • Cashback Limit: 5% cashback on weekends with Maybank 2 American Express Card, capped at RM50 per month

icon travel Card Information

Min. Monthly Income RM 2500
Min. age for principal holder RM 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM18 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

icon review
Product Review by

Great For Weekends, Collect Points Quickly

By swiping your Maybank 2 cards on the weekend, you will enjoy 5% cashback on all transactions with the American Express credit card except for *government bodies and utilities and on top of that, you will also earn 5x Treatspoints for all retail spending locally or abroad on weekdays.(Government bodies No treatspoints) The other Visa / MasterCard, you will earn 1x TreatPoint if you swipe your card for all spending anytime and no cashback.

Fees and Charges

There is no annual fee for the Maybank 2 Cards as it is waived for life including the supplementary cards. However, for this card there is a cashback limit of RM 50 per month and reward points that expire after 3 years from the month it was gained. If you settle your payments promptly on time with 5% of the outstanding or RM25 whichever is higher, you get to enjoy an incredibly low finance charge of 15% per annum. This card is beneficial if you are planning to conduct a balance transfer as there is a 0% rate for the 12-month plan. There's also 0% installment payment plan at all participating merchants.

Are You Eligible For The Maybank 2 Cards?

To apply for Maybank 2 Gold Cards, all you need is just a minimum income of RM2,500 and for Maybankard 2 Platinum Cards it is RM5,000, The minimum age requirement for both types of cards is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [Maybank American Express Platinum](https://www.imoney.my/credit-card/maybank/american-express-platinum "Apply for Maybank American Express Platinum") and [Public Bank Visa Classic Credit Card](https://www.imoney.my/credit-card/public-bank/visa-classic-credit-card "Apply for Public Bank Kad Visa Klasik"), which may match your requirements.

If you prefer to broaden your credit card search, review more [Maybank credit cards](https://www.imoney.my/credit-card/maybank "Maybank credit cards in Malaysia") and start comparing today!

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
######*Maybank Promotion [Terms and Conditions](https://www.maybank2u.com.my/iwov-resources/pdf/personal/promotions/2020/tnc_maybank_stp_campaign.pdf)