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Alliance Bank Visa Infinite

With no expiry date, Alliance Bank allows you the luxury to redeem your Timeless Bonus Points and pamper yourself with attractive gifts anytime you want.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 5000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 8x Timeless Bonus Points from online shopping transactions and eWallet Top-up
  • Up to 5x Timeless Bonus Points from Groceries and Overseas transactions
  • Up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
Shopping
7/10
Travel
6.5/10
Groceries
7/10
Dining
6.88/10

icon gift Promotion

Get up to RM900 Cashback* and 8x Timeless Bonus Points

Get up to RM900 Cashback* and 8x Timeless Bonus Points

Apply for an Alliance Bank VISA Credit Card now!

* Terms and conditions apply

  • icon shopping Shopping

    Up to 8x Timeless Bonus Points from online shopping transactions and eWallet Top-up
  • icon groceries Groceries

    Up to 5x Timeless Bonus Points from Groceries and Overseas transactions
  • icon travel Travel

    Up to 5x Timeless Bonus Points from Groceries and Overseas transactions
  • icon dining Dining

    Up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
  • icon entertainment Entertainment

    Up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions

icon tag Other Features

  • Other Features: 0% Flexi Payment Plan for 3 months for Flight ticket purchases, Hotel bookings and Overseas spend
  • Balance Transfer: 6 months: 0.00% per annum; min. transfer RM1,000; 0% one-time upfront fee*, 12 months: 3.99% per annum; min. transfer RM1,000; 0% one-time upfront fee*
  • Installment Pla: 0% Installment Payment Plan at all participating merchants

icon entertainment Card Information

Min. Monthly Income RM 5000
Min. age for principal holder RM 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 80% of Credit Limit of your card
Cash advance charge Higher of RM15.00 or 5.0% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

Massive Points Collector

Alliance Bank Visa Infinite offers you up to 8x points for online shopping transactions and eWallet top-up, earn up to 5x Timeless Bonus Points from Groceries and Overseas transactions, earn up to 1x points for every RM1 retail spending locally and you may also get 0% Flexi Payment Plan for 3 months for Flight ticket purchases, Hotel bookings and Overseas spend.

Fees and Charges

First year fee is waived. Subsequent years fees will be waived with minimum spend of RM 12,000 in 12 months. Otherwise, it’s RM438 for principal cardholders. There's finance charge of 15% per annum if you settle your payment promptly on 12 out of 12 months. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements, there's 18% per annum to be charged. If you are planning to conduct a balance transfer, you will be charged with the finance charge from 9.88% per annum for tenure up to 48 months with 0% one-time upfront fee.

Are You Eligible For The Alliance Bank Visa Infinite?

to be eligible to apply for the Alliance Bank Visa Infinite (principal card), you will need to be at least 21 years old with a minimum income of RM60, 000 per annum and for the supplementary card you will need to be at least 18 years old.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Business Platinum Card and AmBank Visa Infinite, which may match your requirements.

if you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today !