Min. Monthly Income
- Up to 5x Timeless Bonus Points from retail spending
- Travel Accident Insurance with coverage of up to RM2,000,000
Product Review by
Massive Points Collector
Alliance Bank Visa Infinite offers you 5x points for every RM1 spent overseas on dining and shopping. You may also earn 1x points for every RM1 retail spending locally. You may also convert 3,000 points into 1,000 AirAsia BIG points and convert 6,000 points into 1,000 MAS Enrich Miles which falls under the travel benefits. For the frequent you may avail Travel Accident Insurance and Travel Inconvenience Coverage up to RM2,000,000 if you charge your airfare fully with this card.
Fees and Charges
Annual fee is waived for min. spending of RM30,000 per annum or else, you'll be charged RM800. There's finance charge of 15% per annum if you settle your payment promptly on 12 out of 12 months. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements, there's 18% per annum to be charged. If you are planning to conduct a balance transfer, you will be charged with the finance charge from 9.88% per annum for tenure up to 24 months with 0% one-time upfront fee.
Are You Eligible For The Alliance Bank Visa Infinite?
To be eligible to apply for the Alliance Bank Visa Infinite (principal card), you will need to be at least 21 years old with a minimum income of RM12,500 and for the supplementary card you will need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Business Platinum Card and AmBank Visa Infinite, which may match your requirements.
If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!