• Min. Monthly Income

    RM12,500

  • Interest Rate

    15% p.a.

  • Balance Transfer

    6% p.a.

  • Annual Fee

    RM800

Feature Highlights
  • Up to 5x Timeless Bonus Points from retail spending
  • Travel privileges
  • Travel Accident Insurance with coverage of up to RM2,000,000
Dining
7/10
Shopping
7/10
Entertainment
5.35/10
Groceries
5.35/10
Travel
5.35/10

Dining

  • 5 Timeless Bonus Points for every RM1 spent overseas
  • 2 Timeless Bonus Points for every RM1 spent locally

Shopping

  • 5 Timeless Bonus Points for every RM1 spent overseas
  • 2 Timeless Bonus Points for every RM1 spent locally

Entertainment

  • 2 Timeless Bonus Points for every RM1 spent

Groceries

  • 2 Timeless Bonus Points for every RM1 spent

Travel

  • Convert 3,000 Timeless Bonus Points into 1,000 AirAsia BIG Points
  • Convert 6,000 Timeless Bonus Points into 1,000 MAS Enrich Miles

Other Features

  • Complimentary unlimited access to Plaza Premium Lounge in KLIA and complimentary unlimited access to over 600 VIP lounges worldwide with complimentary Priority Pass Membership

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM2,000,000 and Travel Inconvenience Coverage if full airfare is charged to this credit card
    • Overseas medical expense coverage of up to RM50,000 if full airfare is charged to this credit card
    • Purchase Protection Plan with coverage of up to RM15,000 per item or RM30,000 per event against accidental loss or damage within 30 days from date of purchase

  • Balance Transfer

    • 6% per annum for a tenure of 24 months; 0% one-time upfront fee

  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM800 (Free for the first year)
Min. Monthly Income RM12,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free of charge
Finance charges 15% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a – if any of the above is not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Massive Points Collector

Alliance Bank Visa Infinite offers you 5x points for every RM1 spent overseas on dining and shopping. You may also earn 2x points for every RM1 spent locally on dining, shopping, entertainment and groceries. You may also convert 3,000 points into 1000 AirAsia BIG points and convert 6,000 points into 1,000 MAS Enrich Miles which falls under the travel benefits. For the frequent overseas spenders, you will be able to enjoy unlimited access to Plaza Premium Lounge in KLIA and over 600 VIP lounges worldwide with a complimentary Priority Pass Membership. You will also be provided with Travel Accident Insurance and Travel Inconvenience Coverage up to RM2,000,000 if you charge your airfare fully with this card. You will also have Purchase Protection Plan with coverage of up to RM15,000 per item or RM30,000 per event against loss or damage within 30 days from purchase.

Fees and Charges

For the first year, the annual fee for this card would be RM848 and this is for the principal card. For the supplementary card, there are no annual fees. Moreover, to enjoy a low finance charge of 15% per annum with the Public Bank Executive MasterCard Credit Card, you will need to settle the minimum payment which is 5% of the outstanding balance or RM50 whichever is higher. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements than you will be charged with the finance charge of 18% per annum. If you are planning to conduct a balance transfer, you will be charged with the finance charge of 6% per annum for tenure of 24 months with 0% one-time upfront fee.

Are You Eligible For The Alliance Bank Visa Infinite?

To be eligible to apply for the Alliance Bank Visa Infinite (principal card), you will need to be at least 21 years old with a minimum income of RM12,500 and for the supplementary card you will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Business Platinum Card and AmBank Visa Infinite, which may match your requirements.

If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!