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HSBC TravelOne Credit Card

Instant reward redemption with an extensive selection of airline and hotel partners.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 5,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Instant redemptions with an extensive selection of airlines and hotel partners
  • Get up to 8x Reward points for your spending on foreign currency spend, local travel spend (Hotel, Airlines and Travel Agencies), local dining spend & other retail spend
  • 6x complimentary airport lounge access per year at selected Plaza Premium airport lounge and complimentary travel insurance coverage
Shopping
8/10
Travel
10/10
Rewards
10/10
Dining
8/10

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  • icon travel Travel

    • Instant redemptions with an extensive selection of airlines and hotel partners
    • 8× Reward points on all foreign currency spend
    • 5× Reward points on on local travel spend (hotels, airlines and travel agencies)
    • 6x Complimentary airport lounge access per year at selected Plaza Premium airport lounge
    • Complimentary travel insurance coverage
  • icon entertainment Entertainment

    • 8× Reward points on all foreign currency spend
    • 5× Reward points on on local travel spend (hotels, airlines and travel agencies)
    • 5× Reward points on on local dining spend
    • 1× Reward points on on other eligible retail spend
  • icon shopping Shopping

    • 8× Reward points on all foreign currency spend
    • 1× Reward points on on other eligible retail spend
    • Split flexibly your purchases across a range of flexible tenures to suit your needs with a 0% HSBC Card Instalment Plan
  • icon dining Dining

    • 8× Reward points on all foreign currency spend
    • 5× Reward points on on local dining spend
    • 6x Complimentary airport lounge access per year at selected Plaza Premium airport lounge 
  • icon insurance-or-health Insurance or Health

    • Complimentary travel insurance coverage
  • icon utilities Utilities

    • 1× Reward points on other eligible retail spend

icon tag Other Features

  • 1% contribution on charity spending: For every charitable donation you make with your HSBC Travel One Credit Card, we'll contribute 1% of your charity spending up to RM500,000 per year to our supported charities
  • Balance Transfer Installment (BTI): - 0% p.a. for 3 months, or - Upfront interest 1.88%, for 6 months instalment tenure, or - Upfront interest 3.88%, for 12 months instalment tenure - Capped at 60% of credit limit
  • Reward points: Instant redemptions with an extensive selection of airlines and hotel partners
  • Cash Instalment Plan (CIP): As low as 3.88% p.a. for 12 months instalment tenure

icon info Card Information

Annual Fee RM300 (Waived in the subsequent years if the minimum spend of RM20,000 per annum)
Min. Monthly Income RM 5000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM150
Late payment charge Minimum of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 per day
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Collect Reward Points For More Redemption!

HSBC TravelOne Credit Card offers up to 8x Reward points for your spending on foreign currency spend, local travel spend (Hotel, Airlines and Travel Agencies), local dining spend & other retail spend. By collecting the reward points, you can instant redemptions the reward points with an extensive selection of airlines and hotel partners. Beside that you can enjoy 6x complimentary airport lounge access per year at selected Plaza Premium airport lounge and complimentary travel insurance coverage.

When can I redeem my reward points?

The first HSBC credit card to offer instant redemptions with an extensive selection of airlines and hotel partners, available conveniently via the HSBC Malaysia Mobile Banking app.

Fees and Charges

Interest rate  15.0% p.a for Cardholders with prompt payments for 12 consecutive months
17.0% p.a for Cardholders with prompt payments for 10 months or more in the last 12 months
18.0% p.a for Cardholders who do not fall under the above categories
Annual fees RM300 (Annual fee is waived in the subsequent years if the minimum spend of RM20,000 per annum)
Service tax RM25 per annum

Are You Eligible For The HSBC TravelOne Credit Card

You just have to earn at least RM5,000 every month and to be at least 21 years old.

Where can I see the Reward points I've earned or redeemed?

You can keep track of your Reward points on the HSBC Malaysia Mobile Banking app.

How long will I have before my Reward points expire?

You'll have 3 years to redeem the Reward points you earned on your credit card, starting from the end of the calendar month in which you earned them.

For example, if you made a transaction on 20 July 2022, the Reward points you earned for that transaction will expire on 30 July 2025.

When you redeem your Reward points, we'll use your oldest Reward points first.

What if something goes wrong when I'm redeeming my points?

If your redemption fails, we'll automatically refund your points. You'll also receive an email or letter explaining why the redemption was rejected.

Who are the Airlines Partners ?

 
Airline Program name

Malaysia Airlines

Enrich

AirAsia

AirAsia

Singapore Airlines

KrisFlyer

Cathay Pacific

Asia Miles

Air Canada

Aeroplan

Air France / KLM

Flying Blue

British Airways

Executive Club - Avios

Etihad Airways

Etihad Guest

EVA Air

Infinity MileageLands

Hainan Airlines

Fortune Wings Club

Japan Airlines

JAL Mileage Bank

Qatar Airways

Privilege Club

Qantas

Qantas Frequent Flyer

Thai Airways

Royal Orchid Plus

Turkish Airlines

Miles&Smiles

United Airlines

Mileage Plus

Vietnam Airlines

Lotusmiles

Who are the Hotel Partners ?

 
Hotel Program name

Marriot Bonvoy

Marriot Bonvoy

Wyndham

Wyndham Rewards

Accor Hotels

ALL - Live Limitless

IHG

IHG One Rewards

Am I eligible for the HSBC's Rewards programme?

Yes, every HSBC cardholder is eligible for HSBC's Rewards programme.

HSBC TravelOne Credit Card Terms and Conditions & Product Disclosure Sheets

HSBC TravelOne Credit Card Terms and Conditions & Product Disclosure Sheets

How to redeem campaign gift?

Kindly refer HERE for the clear timeline on full application and gift redemption process

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