HSBC TravelOne Card - Get Free Reward Points & 24" Luggage

Min. Monthly Income

RM 5,000
Interest Rate

15% p.a.
Cashback

-
Annual Fee

Free

Key Features

Instant redemptions with an extensive selection of airlines and hotel partners
Get up to 8x Reward points for your spending on foreign currency spend, local travel spend (Hotel, Airlines and Travel Agencies), local dining spend & other retail spend
6x complimentary airport lounge access per year at selected Plaza Premium airport lounge and complimentary travel insurance coverage

Shopping

8/10

Travel

10/10

Rewards

10/10

Dining

8/10

Travel
- Instant redemptions with an extensive selection of airlines and hotel partners
- 8× Reward points on all foreign currency spend
- 5× Reward points on on local travel spend (hotels, airlines and travel agencies)
- 6x Complimentary airport lounge access per year at selected Plaza Premium airport lounge
- Complimentary travel insurance coverage
Entertainment
- 8× Reward points on all foreign currency spend
- 5× Reward points on on local travel spend (hotels, airlines and travel agencies)
- 5× Reward points on on local dining spend
- 1× Reward points on on other eligible retail spend
Shopping
- 8× Reward points on all foreign currency spend
- 1× Reward points on on other eligible retail spend
- Split flexibly your purchases across a range of flexible tenures to suit your needs with a 0% HSBC Card Instalment Plan
Dining
- 8× Reward points on all foreign currency spend
- 5× Reward points on on local dining spend
- 6x Complimentary airport lounge access per year at selected Plaza Premium airport lounge
Insurance or Health
- Complimentary travel insurance coverage
Utilities
- 1× Reward points on other eligible retail spend

Other Features

1% contribution on charity spending: For every charitable donation you make with your HSBC Travel One Credit Card, we'll contribute 1% of your charity spending up to RM500,000 per year to our supported charities
Balance Transfer Installment (BTI): - 0% p.a. for 3 months, or - Upfront interest 1.88%, for 6 months instalment tenure, or - Upfront interest 3.88%, for 12 months instalment tenure - Capped at 60% of credit limit
Reward points: Instant redemptions with an extensive selection of airlines and hotel partners
Cash Instalment Plan (CIP): As low as 3.88% p.a. for 12 months instalment tenure

Card Information

Annual Fee	RM300 (1st year annual fee waived, with all subsequent years waived if total annual spending is RM20,000 or above)
Min. Monthly Income	RM 5000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM300

Late payment charge	Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount	RM5,000 per day
Cash advance charge	Higher of RM15 or 5% of cash advance amount
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry	N/A

Product Review by

Collect Reward Points For More Redemption!

HSBC TravelOne Credit Card offers up to 8x Reward points for your spending on foreign currency spend, local travel spend (Hotel, Airlines and Travel Agencies), local dining spend & other retail spend. By collecting the reward points, you can instant redemptions the reward points with an extensive selection of airlines and hotel partners. Beside that you can enjoy 6x complimentary airport lounge access per year at selected Plaza Premium airport lounge and complimentary travel insurance coverage.

When can I redeem my reward points?

The first HSBC credit card to offer instant redemptions with an extensive selection of airlines and hotel partners, available conveniently via the HSBC Malaysia Mobile Banking app.

Fees and Charges

Interest rate	15.0% p.a for Cardholders with prompt payments for 12 consecutive months
	17.0% p.a for Cardholders with prompt payments for 10 months or more in the last 12 months
	18.0% p.a for Cardholders who do not fall under the above categories
Annual fees	Free. Annual fee is waived with min annual spend of RM2000 and 12x swipes in a year
Service tax	RM25 per month

Are You Eligible For The HSBC TravelOne Credit Card

You just have to earn at least RM5,000 every month and to be at least 21 years old.

Where can I see the Reward points I've earned or redeemed?

You can keep track of your Reward points on the HSBC Malaysia Mobile Banking app.

How long will I have before my Reward points expire?

You'll have 3 years to redeem the Reward points you earned on your credit card, starting from the end of the calendar month in which you earned them.

For example, if you made a transaction on 20 July 2022, the Reward points you earned for that transaction will expire on 30 July 2025.

When you redeem your Reward points, we'll use your oldest Reward points first.

What if something goes wrong when I'm redeeming my points?

If your redemption fails, we'll automatically refund your points. You'll also receive an email or letter explaining why the redemption was rejected.

Who are the Airlines Partners ?


Airline	Program name
Malaysia Airlines	Enrich
AirAsia	AirAsia
Singapore Airlines	KrisFlyer
Cathay Pacific	Asia Miles
Air Canada	Aeroplan
Air France / KLM	Flying Blue
British Airways	Executive Club - Avios
Etihad Airways	Etihad Guest
EVA Air	Infinity MileageLands
Hainan Airlines	Fortune Wings Club
Japan Airlines	JAL Mileage Bank
Qatar Airways	Privilege Club
Qantas	Qantas Frequent Flyer
Thai Airways	Royal Orchid Plus
Turkish Airlines	Miles&Smiles
United Airlines	Mileage Plus
Vietnam Airlines	Lotusmiles

Who are the Hotel Partners ?


Hotel	Program name
Marriot Bonvoy	Marriot Bonvoy
Wyndham	Wyndham Rewards
Accor Hotels	ALL - Live Limitless
IHG	IHG One Rewards

Am I eligible for the HSBC's Rewards programme?

Yes, every HSBC cardholder is eligible for HSBC's Rewards programme.

HSBC TravelOne Credit Card Terms and Conditions & Product Disclosure Sheets

How to redeem campaign gift?

Kindly refer HERE for the clear timeline on full application and gift redemption process