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Yes, please proceed!
Instant reward redemption with an extensive selection of airline and hotel partners.
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Apply for an HSBC TravelOne Credit Card now!
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Card Information
| Annual Fee | Free. Annual fee is waived with min annual spend of RM2000 and 12x swipes in a year. |
| Min. Monthly Income | RM 5000 |
| Min. age for principal holder | 21 |
| Fee for principal holder | Free |
| Min. age for supplementary holder | 18 years old |
| Fee for supplementary holder | RM300 |
| Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM5,000 per day |
| Cash advance charge | Higher of RM15 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Rewards points expiry | N/A |
HSBC TravelOne Credit Card offers up to 8x Reward points for your spending on foreign currency spend, local travel spend (Hotel, Airlines and Travel Agencies), local dining spend & other retail spend. By collecting the reward points, you can instant redemptions the reward points with an extensive selection of airlines and hotel partners. Beside that you can enjoy 6x complimentary airport lounge access per year at selected Plaza Premium airport lounge and complimentary travel insurance coverage.
The first HSBC credit card to offer instant redemptions with an extensive selection of airlines and hotel partners, available conveniently via the HSBC Malaysia Mobile Banking app.
| Interest rate | 15.0% p.a for Cardholders with prompt payments for 12 consecutive months |
| 17.0% p.a for Cardholders with prompt payments for 10 months or more in the last 12 months | |
| 18.0% p.a for Cardholders who do not fall under the above categories | |
| Annual fees | Free. Annual fee is waived with min annual spend of RM2000 and 12x swipes in a year |
| Service tax | RM25 per month |
You just have to earn at least RM5,000 every month and to be at least 21 years old.
You can keep track of your Reward points on the HSBC Malaysia Mobile Banking app.
You'll have 3 years to redeem the Reward points you earned on your credit card, starting from the end of the calendar month in which you earned them.
For example, if you made a transaction on 20 July 2022, the Reward points you earned for that transaction will expire on 30 July 2025.
When you redeem your Reward points, we'll use your oldest Reward points first.
If your redemption fails, we'll automatically refund your points. You'll also receive an email or letter explaining why the redemption was rejected.
| Airline | Program name |
|---|---|
|
Malaysia Airlines |
Enrich |
|
AirAsia |
AirAsia |
|
Singapore Airlines |
KrisFlyer |
|
Cathay Pacific |
Asia Miles |
|
Air Canada |
Aeroplan |
|
Air France / KLM |
Flying Blue |
|
British Airways |
Executive Club - Avios |
|
Etihad Airways |
Etihad Guest |
|
EVA Air |
Infinity MileageLands |
|
Hainan Airlines |
Fortune Wings Club |
|
Japan Airlines |
JAL Mileage Bank |
|
Qatar Airways |
Privilege Club |
|
Qantas |
Qantas Frequent Flyer |
|
Thai Airways |
Royal Orchid Plus |
|
Turkish Airlines |
Miles&Smiles |
|
United Airlines |
Mileage Plus |
|
Vietnam Airlines |
Lotusmiles |
| Hotel | Program name |
|---|---|
|
Marriot Bonvoy |
Marriot Bonvoy |
|
Wyndham |
Wyndham Rewards |
|
Accor Hotels |
ALL - Live Limitless |
|
IHG |
IHG One Rewards |
Yes, every HSBC cardholder is eligible for HSBC's Rewards programme.
