• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • Up to 5x TreatsPoints from local and overseas transactions
  • Best Air Miles Conversion 4500 Treatspoints for 1000 Air Miles


  • 1 TreatPoints on all retail spending (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)


  • 5 TreatsPoints for every RM1 spent (Maybankard 2 American Express only)
  • 2 TreatsPoints for every RM1 spent locally, 5 TreatsPoints for every RM1 spent abroad (Maybankard 2 MasterCard/VISA)


  • 5 TreatsPoints for every RM1 spent (Maybankard 2 American Express only)
  • 2 TreatsPoints for every RM1 spent locally, 5 TreatsPoints for every RM1 spent abroad (Maybankard 2 MasterCard/VISA)


  • 5 TreatsPoints for every RM1 spent (Maybankard 2 American Express only)
  • 2 TreatsPoints for every RM1 spent locally, 5 TreatsPoints for every RM1 spent abroad (Maybankard 2 MasterCard/VISA)


  • 5 TreatsPoints for every RM1 spent (Maybankard 2 American Express only)
  • 2 TreatsPoints for every RM1 spent locally, 5 TreatsPoints for every RM1 spent abroad (Maybankard 2 MasterCard/VISA)
  • 4500 Treatspoints can be convertered for 1000 Air Miles (Best Air Miles Conversion)

Other Features

Card Information

Annual Fee Free (Free for the first year)
Min. Monthly Income RM15,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for first 4 supplementary card
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Maybank 2 Cards Premier

Eponymous to its name, with a single application for the Maybank 2 Cards Premier, you will receive not one, but two credit cards! This will give you more flexibility and control with your spending. The Maybank 2 Cards Premier also offers you exclusive benefits and privileges like no other, rewarding you with great deals and points with your usage of the cards.

Dine, and be entertained in style!

The Maybank 2 Cards Premier offers its cardholders exclusive discounts at participating dining outlets. Enjoy wining and dining at the Shangri-la Hotel in Kuala Lumpur? Well you are going to even more because you will receive a discount of up to 50% on food and beverages with your Maybank 2 Cards Premier! Also, enjoy only the best in entertainment, leisure and the finer things in life. The Maybank 2 Cards Reserve American Express Card is giving its cardholders up to 50% savings on ticket purchases for an unforgettable performance by the Malaysian Philharmonic Orchestra at the Dewan Filharmonik Petronas!

TreatsPoints for treats!

You can earn up to 5x TreatsPoints for every RM1 on all your local and overseas spending. On top of that, you can also earn up to 1x TreatsPoints for every RM1 you spend on petrol, utilities, insurance, and education. And all these TreatsPoints are valid for 3 years.

Always on the Green

With the Maybank 2 Cards Premier, you will receive complimentary green fees to play at over 70 cubs in 13 countries! This includes 4 Premier Golf Clubs in Malaysia, and 9 Premier Golf Clubs Internationally. And the best part is both Principal and Supplementary card holders are able to enjoy this exclusive privilege. Also, when you bring a guest, enjoy savings of 10% on their green fees.

Travel the World

With all these TreatsPoints you collect, you will be able redeem them for Air Miles points to enjoy cheaper flights! You can earn yourself 4,770 TreatsPoints by spending just about RM900, and every 4,770 TreatsPoints will give you 1,000 Air Miles. These Air Miles can then be used for redemption of Enrich Miles with Malaysia Airlines, or even KrisFlyer Miles with Singapore Airlines too! On top of all that, enjoy 5x access to the Plaza Premium Lounge too! And fret not as you will be able to save more when you book your hotel rooms and car rentals through Entre. Get the best rates for your hotel rooms and car rentals, and also receive complementary upgrades to the packages you purchase.
You will also receive travel emergency assistances, helping you get medical and legal support in the event of an emergency while you are travelling. You will receive fast and accurate referrals to an English speaking doctor or lawyer, hospital admission or a bail bond if you need so.

Insurance Coverage

Charging your travelling fares to the card allows you to enjoy complimentary Accidental Death and Disablement coverage of up to RM2 million. This also comes with coverage for Travel Inconvenience for missed connections, luggage delays and luggage loss as well.

Bills Payment

Maybank provides you with a multitude of options to settle your monthly bill with ease. These include paying online at Maybank’s website, signing up for a standing instruction, phone banking, or even by paying through the Cash Deposit or Cheque Deposit through machine at selected branches and over the counter at all Maybank branches. You will also be given the convenience of using Maybanks’s Auto PayBills system. Maybank will consolidate all of your bills into one bill in your Maybank 2 Cards Premier Card statement. All you have to do is register with your selected service providers and Maybank will settle your various bills each month automatically for you. You can visit Maybank’s website for a list of selected service providers.

Interest Rate

You will be entitled to the lowest tier of interest rates at 15% per annum, if you are able to make prompt payments for 12 consecutive months. If you were to make prompt payments for 10 out of 12 months, you will be charged with an interest rate of 17% per annum. Otherwise, failure to meet the prompt payment requirements will result in you paying an interest rate of 18% per annum. Cash advances will be charged at a fixed 18% per annum on the cash advance amount withdrawn, and your limit will be RM5,000 withdrawn daily.

Fees and Charges

There will be an annual fee of RM800 for the principal card, and no annual fee for the first 4 supplementary cards. However, you will receive an annual fee waiver for the first year of subscription. The minimum monthly payment is either RM25 or 5% of the outstanding balance you have on your card. Any late payments will be fined with the higher of RM10 or 1% of the outstanding balance, with a maximum charge of RM100. Any cash advances taken will be charged at the higher of RM18 or 5% of the withdrawn amount

Are you eligible for the Maybank 2 Cards Premier?

To apply for the Maybank 2 Cards Premier, you will need to have a monthly income of at least RM15,000, and to be at least 21 years old of age. As for supplementary cardholders, the minimum age of requirement is 18 years old.

Required Documents

We will require the following documents when you apply for the Maybank 2 Cards Premier. - For Principle Cardholder - If you are a salaried employee: - A copy of your NRIC (both sides) or Passport - Latest 3 months’ salary slips - Latest 6 months savings account activity or current account statements - If you are self-employed: - A copy of your NRIC (both sides) or Passport - Income Tax Return (Form B or Latest EA Form) - Copies of your Business Registration Certificate, Trading License, Form 9, Form 24, Form 49 - Latest 6 months’ company or personal Bank Statements - If you are an expatriate: - Letter from your employer confirming the duration of your employment contract in Malaysia - For Supplementary Cardholder - A copy of your NRIC (both sides) or Passport Note: You must be a Maybank account holder.

Other Maybank Credit Cards

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank World MasterCard and HSBC Amanah Premier World MasterCard-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!