Maybank KrisFlyer Amex Gold

  • Min. Monthly Income
    RM 4000
  • Interest Rate
    15% p.a.
  • Cashback
    -
  • Annual Fee
    RM 250
"Earn 2 KrisFlyer miles for every RM2 spent when you purchase tickets online at www.singaporeair.com."
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Key Features

Earn up to 2 KrisFlyer miles for every RM2 spent when you purchase tickets online at www.singaporeair.com.

Earn up to 2 KrisFlyer miles for every RM2 spent when you purchase tickets online at www.singaporeair.com.

5x complimentary access to Plaza Premium Lounge

5x complimentary access to Plaza Premium Lounge

5x complimentary access to Plaza Premium Lounge

Travel Accident Insurance with coverage of up to RM750,000

Benefits on...

  • Travel

    • 2 Singapore Airlines KrisFlyer miles for every RM2 spent at www.singaporeair.com.my
    • 1 Singapore Airlines KrisFlyer mile for every RM2 spent elsewhere

More details

  • icon Eligibility/Documents Eligibility/Documents

    Min. Monthly Income
    RM 4000
    Min. Age for Principal Holder
    21

  • icon Fees and charges Fees and charges

    Annual Fee
    Free for the first year

    Other Fees and charges

    Late Payment Charges
    Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
    Finance Charges
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Sales and Services Tax (SST)
    0% on annual fee and other charges

  • icon Supplementary Card Supplementary Card

    Min. Age for Supplementary Holder
    18 years old
    Fee for Supplementary Holder
    RM125

  • icon Cash Advance Cash Advance

    Amount
    RM5,000 daily
    Charge
    Higher of RM18 or 5% of cash advance amount

    Other cash advance info

    Cash Advance Interest Charge
    18% per annum on cash advance amount

  • icon Others Others

    Rewards Points Expiry
    3 years

    Other benefits

    Complimentary access to Plaza Premium Lounge
    Protection Plan
    Travel Accident Insurance with coverage of up to RM750,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, luggage loss, and flight delays if full airfare is charged to this credit card
    Balance Transfer
    0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
    Instalment Plan
    0% interest Instalment Payment Plan at all participating merchants
Last updated: Aug 25, 2021

Balance Transfer to any Maybank credit cards

6 months

Interest Rate
0% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
1.88%

9 months

Interest Rate
9% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
0

12 months

Interest Rate
0% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
3%

24 months

Interest Rate
4.5% p.a.
Min. Transfer Amount
RM2,000.00
One-time Upfront fee
0

36 months

Interest Rate
4.95% p.a.
Min. Transfer Amount
RM2,000.00
One-time Upfront fee
0

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Review by iMoney

  • For frequent Singapore Airlines flyers, Maybank KrisFlyer Amex Gold offers you 2 Singapore Airlines KrisFlyer miles for every Two Ringgit spent at www.singaporeair.com.my while 1 Singapore Airlines KrisFlyer mile per Ringgit spent elsewhere. You are also entitled to 5x complimentary access to Plaza Premium Lounge at Malaysian and selected international airports. This card comes with Travel Accident and Inconvenience Insurance coverage.However, need to bear in mind that *Utilities and government bodies spend will not be eligible for miles conversion.

  • There is no annual fee for the first year and for the subsequent years, it is RM250. It is RM125 for supplementary card. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

  • To apply for Maybank KrisFlyer Amex Gold, you need a minimum monthly income of RM4,000 and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Visa Platinum Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!