• Min. Monthly Income

    RM5,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    Free

Feature Highlights
  • 5% cashback on all weekend transactions except for government bodies and utilities)
  • Up to 5x TreatsPoints from local and overseas transactions on weekdays
  • Low interest rate starting from 15% per annum
Petrol
8/10
Dining
7/10
Groceries
7/10
Shopping
7/10
Travel
6/10

Promotion

Apply online & Get Rewarded [T&C apply]*

  • Apply Online and get a Lee Copper Aviator Sunglasses or Delsey Backpack.

Petrol

  • 5% weekend cashback (Maybank Card 2 American Express only)
  • 1 TreatsPoints for every RM1 spent (Maybank Card 2 American Express and MasterCard/VISA)

Dining

  • 5% weekend cashback (Maybank 2 American Express Card)
  • 5 TreatsPoints for every RM1 spent (Maybank 2 American Express Card)

Groceries

  • 5% weekend cashback (Maybank 2 American Express Card.)
  • 5 TreatsPoints for every RM1 spent (Maybank 2 American Express Card.)
  • 1 TreatsPoints for every RM1 spent locally or abroad ( Maybankard 2 MasterCard/VISA)

Shopping

  • 5% weekend cashback (Maybank 2 American Express Card.)
  • 5 TreatsPoints for every RM1 spent (Maybank 2 American Express Card.)
  • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)

Travel

  • 5 TreatsPoints for every RM1 spent overseas or locally (Maybankard 2 American Express only)

Other Features

  • Protection Plan (Only for Maybank 2 Platinum cardholder)

    • Travel Accident Insurance with coverage of up to RM7,00,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, and luggage loss if full airfare is charged to Maybankard 2 American Express or Maybankard 2 MasterCard/VISA
    • Retail Purchase Protection with coverage of up to RM15,000 per item and RM100,000 per card per calendar year
    • Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee Free (Lifetime Fee Waiver)
Min. Monthly Income RM5,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges undefined
Sales and Services Tax (SST)
Late payment charge
Cash advance amount
Cash advance charge
Cash advance interest charge
Cashback Limit
Rewards points expiry

Product Review by iMoney Malaysia

Maybank 2 cards are 2 credit cards (American Express and Visa / Mastercard) with one single sign up and single joint account where all spending on both cards will be recorded together. So it can be considered as one credit card with the benefits of two credit cards, to be used whenever suitable.

Great For Weekends, Collect Points Quickly

By swiping your Maybank 2 cards on the weekend, you will enjoy 5% cashback on all transactions (except for government bodies and utilities) with the American Express credit card and on top of that, you will also earn 5x Treatspoints for all retail spending locally or abroad on weekdays(Government bodies No treatspoints) The other Visa / MasterCard, you will earn 1x TreatPoint if you swipe your card for all spending anytime and no cashback.

Fees and Charges

There is no annual fee for the Maybank 2 Cards as it is waived for life including the supplementary cards. However, for this card there is a cashback limit of RM 50 per month and reward points that expire after 3 years from the month it was gained. If you settle your payments promptly on time with 5% of the outstanding or RM25 whichever is higher, you get to enjoy an incredibly low finance charge of 15% per annum. This card is beneficial if you are planning to conduct a balance transfer as there is a 0% rate for the 12-month plan. There's also 0% installment payment plan at all participating merchants.

Are You Eligible For The Maybank 2 Cards?

To apply for Maybank 2 Platanium Card all you need is just a minimum income of RM5,000, The minimum age requirement is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank American Express Platinum and Public Bank Visa Classic Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

Sign-up period: Offer 1 : 15th February 2019 to 30th June 2019 for Acquisition Gift
*Maybank Promotion Terms and Conditions