• Min. Monthly Income

    RM5,000

  • Interest Rate

    15% p.a.

  • Balance Transfer

    6.99% p.a.

  • Annual Fee

    RM800

Feature Highlights
  • Up to 2x Reward Points from retail spending
  • American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances
Dining
4.33/10
Entertainment
4.33/10
Groceries
4.33/10
Petrol
4.33/10
Shopping
4.33/10

Dining

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Entertainment

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Groceries

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Petrol

  • 1 Reward Point for every RM1 spent

Shopping

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Other Features

  • American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances

  • Protection Plan

    • Air Travel Accident Insurance with coverage of up to RM1,700,000
    • Travel Accident Insurance with coverage of up to RM300,000
    • Travel Inconvenience Insurance
    • Home and auto assist services with indemnity

  • Balance Transfer

    • 6.99% per annum for a tenure of up to 12 months

  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM800
Min. Monthly Income RM5,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM400
Finance charges 15% p.a. – prompt payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM8,000 per day

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

Dec 31, 2015

Product Review by iMoney Malaysia

Luxury At Its Best.

Apart from giving away 1 Reward Point for every RM 1 spent on all retail purchases, Hong Leong American Express Platinum awards 2 Reward Points for all overseas bargains. With this card, you will be able to enjoy superior service from a selection of luxury hotels worldwide and exquisite feasting experience both locally and abroad. It also comes with a variety of travel insurance coverages including Air Travel Accident, Overseas Personal Accident, Travel Inconvenience and Home and Auto Assist Services.

Fees and Charges

The annual fee for principal card is RM848 and RM424 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong American Express Platinum

To apply for Hong Leong American Express Platinum, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Platinum Credit Card and Maybank American Express Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!