RHB World Mastercard Credit Card/-i

What are the benefits of RHB World Mastercard Credit Card?

Get up to 6% cashback for dining, travelling and petrol when you spend with RHB World Mastercard Credit Card. For monthly spending RM3,500 and above, you will get 6% cashback on petrol, travel and dining expenses. If your monthly spending is between RM2,500 and RM3,499, you can get 2% cash back while if your monthly spending is between RM1,000 and RM2,499, you can get 1% cash back. For other spending, you get 0.2% cashback regardless of the amount spent. Besides that, you can get 2% cashback for oversea spending if your monthly spending is above RM3,500. You can get 1% cash back if your monthly spending is between RM2,500 and RM3,499 while 0.5% cash back is yours if your monthly spending is between RM1,000 and RM2,499. You also can enjoy 5x complimentary access to Plaza Premium Lounge in Malaysia and complimentary green fee at selected golf courses in Malaysia.

What are the Fees and Charges of RHB World Mastercard Credit Card?

There is no annual fee charged to both principal and supplementary cardholders as it is waived for life. By settling your payments early before the deadline (paying the minimum monthly repayment of RM50 or 5% of outstanding balance, whichever is higher), you will get a low interest or 15% p.a. If you fail to make your payment on time, you will be charged late payment charges of 1% of outstanding amount or RM10, up to a maximum fee of RM100.

Are You Eligible For RHB World Mastercard Credit Card?

You need to be at least 21 years old and earn a minimum monthly income of RM6,667 to be a RHB World Mastercard Credit Card holder. To be a supplementary holder, you need to be at least 18 years old.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!

What is the cashback cap for the RHB World Mastercard Credit Card?

The RHB World Mastercard Credit Card caps local cashback at RM30 per month across petrol, travel, and dining. Overseas cashback is capped at RM100 per month. The 0.2% base cashback on all other local spending is unlimited.

How many times can I access Plaza Premium Lounge with the RHB World Mastercard?

RHB World Mastercard cardholders receive 6 complimentary Plaza Premium Lounge visits per calendar year at selected lounges in Malaysia, subject to a minimum monthly spend of RM500. From the 7th visit onwards, a 25% discount on the walk-in rate applies. A 20% discount also applies at Plaza Premium Lounges worldwide, except Shanghai and Beijing.

What is the minimum income to apply for RHB World Mastercard?

You must earn a minimum monthly income of RM6,667 (RM80,000 per year) to qualify for the RHB World Mastercard Credit Card as a principal cardholder. Supplementary cardholders must be at least 18 years old, with no separate income requirement.

What is the interest rate on the RHB World Mastercard?

The RHB World Mastercard Credit Card charges a 15% per annum interest rate on outstanding balances when the minimum monthly repayment of RM50 or 5% of the outstanding balance (whichever is higher) is made on time. Late payment incurs a charge of 1% of the outstanding balance or RM10, capped at RM100.

Does the RHB World Mastercard charge a foreign transaction fee?

Yes. The RHB World Mastercard applies a 1% admin fee on all transactions made in foreign currencies. This means your effective overseas cashback is reduced: the 2% overseas cashback minus the 1% forex fee yields an effective 1% net return on overseas spending.

What golf clubs are covered by RHB World Mastercard golf privileges?

RHB World Mastercard cardholders enjoy complimentary green fees at selected golf clubs in Selangor, Malaysia, including Glenmarie Golf and Country Club, Tropicana Golf and Country Resort, and Sungai Long Golf and Country Club. Contact RHB at 03-9206 1111 for bookings and full terms.

Is the RHB World Mastercard a good card for overseas spending?

The RHB World Mastercard earns up to 2% cashback on overseas retail spending (capped at RM100/month with a minimum spend of RM1,000). However, a 1% foreign transaction fee applies, reducing your effective net cashback to 1%. It is most valuable when combining overseas cashback with lounge access and travel insurance benefits.

How do I apply for the RHB World Mastercard Credit Card online?

You can apply for the RHB World Mastercard Credit Card online through iMoney.my by clicking the Apply button on this page. You will need to be at least 21 years old, earn a minimum of RM6,667 per month, and submit proof of income. Applications can also be submitted via any RHB Bank branch.

What spending categories earn the highest cashback on RHB World Mastercard?

The highest local cashback rate of 6% applies to petrol, travel, and dining when total monthly spending RM3,500 or above. The rate steps down to 2% for monthly spending between RM2,500 and RM3,499, and 1% for spending between RM1,000 and RM2,499. Each category is capped at RM30 per month.

Does the RHB World Mastercard include travel insurance?

Yes. When the full airfare for a trip is charged to the RHB World Mastercard Credit Card, the cardholder is automatically covered for travel accident insurance of up to RM600,000. Travel inconvenience benefits are also included, such as compensation of up to RM800 for flight delays, cancellations, and missed connections.