• Min. Monthly Income

    RM6,667.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    4.99% p.a.

  • Annual Fee

    Free

Feature Highlights
  • AmBonus Points for air miles, international airport services, and travel accident insurance
  • Dining promotions at participating Hilton Hotels
Travel
8.67/10
Dining
5.7/10
Shopping
5.7/10

Travel

  • Convert 5,500 AmBonus Points into 1,000 Enrich, Asia Miles, or Singapore Airlines KrisFlyer air miles

Dining

  • 3 AmBonus Points for every RM1 spent overseas

Shopping

  • 3 AmBonus Points for every RM1 spent overseas

Other Features

  • Travel

    • 15% discount on Immigration Fast-Track Service at 280 international airports
    • Complimentary privileged 5 times lounge access to Plaza Premium Lounge at 17 international airports with minimum 5 overseas transaction charged to the credit card within the month of visit to the lounge

  • Dining

    • Complimentary Hilton Premium Club Membership Card with a minimum spending of RM30,000 over a period of 12 months from date of successful enrolment

  • Protection Plan

    • Travel accident insurance with up to RM1,000,000 coverage if full airline fare is charged to the credit card
    • Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase

  • Balance Transfer

    • Min. transfer amount: RM1,000 (6 months); RM5,000 (12 and 24 months)
    • Repayment tenure and interest rate:
      - 6 months: 4.99% per annum; 0% one-time upfront fee - 12 and 24 months: 8.99% per annum; 0% one-time upfront fee

  • Installment Plan

    • 0% Easy Payment  Plan, 24 months interest free with minimum RM500 purchase

Card Information

Annual Fee Free (Free for life)
Min. Monthly Income RM6,667.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

21 and above

Fee for supplementary holder Free for life
Finance charges 15% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a – if any of the above is not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

Up to 100% of credit limit

Cash advance charge

Higher of minimum RM50 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Travel Like a Boss!

Good news for frequent flyers! With AmBank Visa Signature Card, 3 AmBonus points are rewarded for every ringgit spent overseas on dining and shopping. You can also convert 5,500 AmBonus points into 1,000 Enrich, Asia Miles or Singpore Airlines KrisFlyer and redeem free flights for your next getaway. It offers an exclusive 15% discount on Immigration Fast-Track Service at 280 international airports and complimentary privileged 5 times access to Plaza Premium Lounge at 17 international airports for you to escape the hustle and bustle of busy airports with minimum 5 overseas transactions charged to the credit within the month of visit to the lounge. You will also get a complimentary Hilton Premium Club membership card that offers discount on dining and best available room rates at participating Hilton hotels with a minimum spend of RM30,000 over a period of one year from the date of successful membership enrolment. With the Travel Accident Insurance with coverage up to RM1,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

Fees and Charges

The annual fee for this card is free for life for both principal and supplementary holders. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are you eligible for the AmBank Visa Signature Card?

To apply for AmBank Visa Signature Card, you need to have a minimum monthly income of RM6,667 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank World MasterCard and CIMB World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!