AmBank Visa Signature Credit Card - Hilton Dining Promotion

Min. Monthly Income

RM 6,667
Interest Rate

15% p.a.
Cashback

N/A
Annual Fee

Free

Key Features

5X AmBonus Points for overseas spend
6X Complimentary access to Plaza Premium Lounge (for Principal Cardholders only)
Club Marriott Malaysia Privileges

Shopping

5.7/10

Travel

8.67/10

Dining

5.7/10

Groceries
- 1 Point for every RM1.00 of any retail purchases. 5X AmBonus Point for every RM1 swipe on retail transactions overseas
Entertainment
- Golf Privilege: Get a complimentary round of golf with one (1) paying guest with your AmBank Visa Signature/-i.
Travel
- 6X Plaza Premium Lounge Access per calendar year for Principal cardholders only with minimum spend of RM1,000 within 30 days before and/or 30 days after each lounge access is required. Club Marriott Malaysia Privileges:enjoy special discounts up to Up to 20% OFF the Best Available Marriott Rate at all participating hotels in Asia Pacific
Insurance or Health
- Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel insurance coverage when the full fare of airline tickets are charged to the Card.
Dining
- 1 Point for every RM1.00 of any retail purchases. 5X AmBonus Point for every RM1 swipe on retail transactions overseas Club Marriott Malaysia Privileges: enjoy special discounts up to 50% on F&B all year long.

Other Features

Fast Track Your Frequent Flyer Miles: Convert AmBonus Points to Air Miles with world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG and redeem free flights for your next getaway with over 50 airline partners.
FunNow Elite Membership: Redeem your membership now and get a complimentary Signature Dish every time you reserve with FunNow Elite.
Be treated like a King: Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, allowing you to access extraordinary experiences each and every day through a curated range of services, amenities and exclusive privileges - all within the app.
Earn AmBonus Reward Point : Get 5X AmBonus Point for every RM1 swipe on retail transactions overseas (excluding online purchases). Airline Miles conversion at over 50 airlines partners

Card Information

Annual Fee	Free
Min. Monthly Income	RM 6666.66666666667
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	First 3 supplementary cards are Free-For-Life. 4th supplementary card onwards is RM188 p.a.

Late payment charge	1% of the outstanding balance subject to a minimum of RM10 whichever is higher, capped to a maximum of RM100
Cash advance amount	Approximate 3 times of monthly income or not more than 2 timesof monthly income if your income is RM36000 per annum or less
Cash advance charge	5% of the amount advance or minimum RM50, whichever is higher. This is imposed for each Cash Advance transaction
Cash advance interest charge	1.5% per month or 18% per annum is calculated on a daily rest basis

Product Review by

Travel Like a Boss!

Good news for frequent flyers! With AmBank/AmBank Islamic Visa Signature Card, 3 AmBonus points are rewarded for every ringgit spent overseas on dining and shopping. You can also convert 5,500 AmBonus points into 1,000 Enrich, Asia Miles or Singpore Airlines KrisFlyer and redeem free flights for your next getaway. It offers an exclusive 15% discount on Immigration Fast-Track Service at 280 international airports and complimentary privileged 5 times access to Plaza Premium Lounge at 17 international airports for you to escape the hustle and bustle of busy airports with minimum 5 overseas transactions charged to the credit within the month of visit to the lounge. You will also get a complimentary Hilton Premium Club membership card that offers discount on dining and best available room rates at participating Hilton hotels with a minimum spend of RM30,000 over a period of one year from the date of successful membership enrolment. With the Travel Accident Insurance with coverage up to RM1,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

Fees and Charges

The annual fee for this card is free for life for both principal and supplementary holders. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are you eligible for the AmBank/AmBank Islamic Visa Signature Card?

To apply for AmBank/AmBank Islamic Visa Signature Card, you need to have a minimum monthly income of RM6,667 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank World MasterCard and CIMB World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

Key Features

Groceries

Entertainment