Min. Monthly Income
- Every ringgit spent with the card will earn VIP Points
- Earn 2x VIP Points on overseas retail transaction
- Up to 0.9% cashback for all spend
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The VIP Card
With Public Bank Platinum MasterCard Credit Card, you will be rewarded 2x VIP points on overseas retail bargains and local purchases like dining, shopping, travel, groceries and petrol but this is only available if you monthly spending is at least RM30,001. If you fail with the requirement than you will only be rewarded with 1 VIP points. You may also turn your VIP points into free flights. On top of that, you will be able to earn cashbacks if you spend on luxury brand merchants. With Public Bank Platinum MasterCard Credit Card, you are entitled to enjoy amazing dining and shopping deals all around the world with exclusive hotel and golf privileges. With this card, you will be provided with Travel Accident Insurance coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay or loss and more more if your airfare is charged on this credit card.
Fees and Charges
There is an annual fee of RM352.98 for the principal card and as for the supplementary card, it is RM159. For the Rewards Points, it will expire in 3 years time from the day it was collected. Moreover, to enjoy a low finance charge of 15% per annum, you will need to settle the minimum payment which is 5% of the outstanding balance or RM50 whichever is higher. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements than you will be charged with the finance charge of 18% per annum. If you are planning to conduct any balance transfer, you will be charged with the finance charge of 0% per annum for tenure of 6 months.
Are You Eligible For The Public Bank Platinum MasterCard Credit Card?
To be eligible to apply for Public Bank Platinum MasterCard Credit Card, you must be at least 21 years old with a minimum monthly income of RM5,000 (principal card) and for the supplementary card you will need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Public Bank Visa Platinum Credit Card and UOB Kad Preferred Platinum, which may match your requirements.
If you prefer to broaden your credit card search, review more Public Bank credit cards and start comparing today!