- 2 BSN Happy Rewards points for every RM1 spent dining overseas
- 1 BSN Happy Rewards point for every RM1 spent dining locally
- 2 BSN Happy Rewards points for every RM1 spent shopping overseas
- 1 BSN Happy Rewards point for every RM1 spent shopping locally
Petrol1 BSN Happy Rewards point for every RM1 spent
Entertainment1 BSN Happy Rewards point for every RM1 spent
Groceries1 BSN Happy Rewards point for every RM1 spent
- Min. Monthly Income
- RM 5000
- Interest Rate
- 9.95% p.a.
- Annual Fee
- Earn BSN rewards points from your retail spending with up to 2x points
- Up to RM500,000 Travel Accident insurance coverage
- 24-Hours Concierge Services
|Min. Monthly Income||RM 5000|
|Min. age for principal holder||RM 21|
|Fee for principal holder||Free|
|Min. age for supplementary holder||18 and above years old|
|Fee for supplementary holder||Free for life|
|Late payment charge||Higher of RM10 or 1% of outstanding balance, up to a maximum of RM50|
|Cash advance amount||Up to 75% of credit limit|
|Cash advance charge||Higher of RM10 or 5% of cash advance amount|
|Cash advance interest charge||N/A|
|Rewards points expiry||N/A|
Getting Rewarded Everywhere!For all local retail purchases, you get 1 BSN Happy Rewards point for every Ringgit spent. Not only that, BSN UUM-BSN Credit Card-i allows you to earn double BSN Happy Rewards points for every Ringgit spent dining and shopping overseas! It also comes with complimentary BSN Zing PLUSMiles card which is linked to this card and protection plan including Travel accident Insurance and Travel inconvenience Benefits when full airfare is charged to this card.
Fees and ChargesThere is no annual fee for this card. The prevailing finance charges for are 9.95% per annum and 17.5% per annum respectively if the minimum repayment (5% of the outstanding balance or a minimum of RM50, whichever is higher) is paid by the payment due date. If the repayment is paid after the due date, it will be 17.5% per annum for both government employee and non-government employee. As a late payment charge, higher of RM5 or 1% of outstanding balance, up to a maximum of RM50 will apply. All these charges are subjected by 6% GST effective 1 April 2015.
Are You Eligible For The BSN UUM-BSN Platinum Credit Card-i?
To apply for BSN UUM-BSN Platinum Credit Card-i, you need to either be a current staff at UUM, or a graduate of UUM, and have a minimum monthly income of RM5,000. Applicants also have to be at least 21 years old for principal card holders or 18 years old and above for supplementary card holders.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Platinum Credit Card-i and Maybank America Express Platinum Card, which may match your requirements.
If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!