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BSN 1 TeachersCard MasterCard

Collect and redeem exciting prizes through the BSN Happy Rewards Programme - vouchers, gadgets, home appliances, and more!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    8.88% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Earn BSN rewards points from your retail spending with up to 2x points
  • Up to RM100,000 Travel Accident insurance coverage
  • Complimentary BSN Zing PLUSMiles Card
  • icon dining Dining

    • 2 BSN Happy Rewards points for every RM1 spent dining overseas
    • 1 BSN Happy Rewards point for every RM1 spent dining locally
  • icon shopping Shopping

    • 2 BSN Happy Rewards points for every RM1 spent shopping overseas
    • 1 BSN Happy Rewards point for every RM1 spent shopping locally
  • icon petrol Petrol

    1 BSN Happy Rewards point for every RM1 spent
  • icon entertainment Entertainment

    1 BSN Happy Rewards point for every RM1 spent
  • icon groceries Groceries

    1 BSN Happy Rewards point for every RM1 spent

icon tag Other Features

  • Free BSN Zing PLUSMiles card:
  • Protection Plan: Travel Accident Insurance with coverage of up to RM100,000 and Travel Inconvenience Benefits covering lost or delayed luggage, flight delay, and missed connection when charging full airline fare to this credit card
  • Balance Transfer: Min. transfer amount: RM500 (3 months tenure); RM1,000 (6 – 24 months tenure); RM2,000 (36 months tenure), 3/6/9 months: 0.3% per month, 3.6% per annum; 0% one-time upfront fee, 12 months: 0% for first 6 months, 0.3% per month thereafter; 0% one-time upfront fee, 24 months: 0% for first 12 months, 0.375% per month thereafter; 0% one-time upfront fee, 36 months: 0.375% per month, 4.5% per annum; 0% one-time upfront fee
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants
  • Contribution to Yayasan Guru Malaysia Berhad - BSN will contribute 0.2% of all retail spend to YGMB:
  • Will Writing Services - Enjoy basic Will Writing services at a special price of RM300 instead of RM350:

icon groceries Card Information

Min. Monthly Income RM 2000
Min. age for principal holder RM 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free for life
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM50
Cash advance amount Up to 75% of credit limit
Cash advance charge Higher of RM10 or 5% of cash advance amount
Cash advance interest charge N/A
Rewards points expiry N/A

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Getting Rewarded Everywhere!

For all local retail purchases, you get 1 BSN Happy Rewards point for every Ringgit spent. Not only that, BSN 1 TeachersCard MasterCard allows you to earn double BSN Happy Rewards points for every Ringgit spent dining and shopping overseas! It also comes with complimentary BSN Zing PLUSMiles card which is linked to this card and protection plan including Travel accident Insurance and Travel inconvenience Benefits when full airfare is charged to this card.

Fees and Charges

There is no annual fee for this card. The prevailing finance charges are 8.88% per annum if the minimum repayment (5% of the outstanding balance or a minimum of RM50, whichever is higher) is paid by the payment due date. If the repayment is paid after the due date, it will be 14% . As a late payment charge, higher of RM5 or 1% of outstanding balance, up to a maximum of RM50 will apply. All these charges are subjected by 6% GST effective 1 April 2015.

Are You Eligible For The BSN 1 TeachersCard MasterCard?

To apply for BSN 1 TeachersCard MasterCard, you need to be teacher or employee under the Ministry of Education Malaysia or a lecturer serving in Public/Private Institutions of Higher Education. In addition to that, you need to have minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or 18 years old and above for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN 1 Teachers MasterCard Credit Card-i and CIMB World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!