AEON Platinum Credit Card: Elite Benefits and Extra Rewards

Min. Monthly Income

RM 5,000
Interest Rate

15% p.a.
Cashback

up to 10%
Annual Fee

Free

Key Features

10% Cashback at AEON and AEON BiG on the 20th and 28th of the month respectively
2% Cashback on Online spending
Complimentary 6X access to Plaza Premium Lounge

Shopping

10/10

Travel

10/10

Petrol

2/10

Groceries

10/10

Rewards

9/10

Cashback

10/10

Shopping
- 10% Cashback at AEON and AEON BiG on the 20th and 28th of the month respectively
- Every RM1 = 4X AEON Points inside AEON or AEON BiG stores
Utilities
- 2% Cashback on Online Utility Bills Payment
- Every RM1 = 1X AEON Point for other transactions
Travel
- Complimentary 6X access to Plaza Premium Lounge for Principal Cardholder
- Earn 6X points on oversea spend
Entertainment
- Get up to RM14 rebate when you purchase movie ticket at participating cinemas
- Every RM1 = 1X AEON Point for other transactions
Dining
- 10% Cashback at AEON and AEON BiG on the 20th and 28th of the month respectively
- 4X Points on every RM1 spent at AEON BiG and
  AEON Stores
- Every RM1 = 1X AEON Point for other transactions
Groceries
- 10% Cashback at AEON and AEON BiG on the 20th and 28th of the month respectively
- 4X Points on every RM1 spent at AEON BiG and
  AEON Stores
- Every RM1 = 1X AEON Point for other transactions

Other Features

Balance Transfer: Start from as low as 3% interest of total amount transferred. *No processing/ penalty fee for early settlement of your AEON Balance Transfer.
Flexi Payment Plan: Start from as low as 2.5% interest of total amount converted
Ready Cash: Get extra cash swiftly from your available credit limit with AEON Credit Card and repay in affordable monthly instalments.

Card Information

Annual Fee	First year waived, subsequent year waived with minimum combined spending of RM18,000 per year
Min. Monthly Income	RM 5000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM100

Late payment charge	Up to 18%
Cash advance amount	Min. RM300
Cash advance charge	5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge	18% per annum of Cash Advance amount calculated on a daily basis from the day of cash withdrawal.
Rewards points expiry	NA

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Earn Extra Rewards at AEON

With AEON Platinum Credit Card, you will get 5% Cashback at AEON and AEON BiG on the 20th and 28th of the month respectively and 2% Cashback on online utility bills payment. Furthermore, you can enjoy complimentary 6X access to Plaza Premium Lounge.

Fees and Charges

The annual fee for this card waived for the first year, subsequent year waived with minimum combined spending of RM18,000 per year. The annual fee for supplementary card is RM 60. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, the amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, the interest rate is as low as 3% on the total amount transferred.

Are You Eligible For The AEON Platinum Credit Card?

To apply for the AEON Platinum Credit Card, you need a minimum income of RM5,000 and to be at least 21 years old for the principal holder and at least 18 years old for supplementary holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as NEW AEON Gold Visa / MasterCard and AEON Gold Visa / MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!

Key Features

Shopping

Utilities

Travel

Entertainment

Dining

Groceries

Other Features

Earn Extra Rewards at AEON

Fees and Charges

Are You Eligible For The AEON Platinum Credit Card?

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