Min. Monthly Income
- Earn up to 2 BSN Happy Rewards points with retail spending
- Complimentary Travel Accident Insurance with coverage of up to RM300,000
- Complimentary BSN Zing PLUSMiles Card
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Getting Rewarded Everywhere!
For all local retail purchases, you get 1 BSN Happy Rewards point for every Ringgit spent. Not only that, BSN Classic Card allows you to earn double BSN Happy Rewards points for every Ringgit spent dining and shopping overseas! It also comes with complimentary BSN Zing PLUSMiles card which is linked to this card and protection plan including Travel accident Insurance and Travel inconvenience Benefits when full airfare is charged to this card.
Fees and Charges
This card does not come with any annual fee (it is waived for life). The prevailing finance charges for government employee and non-government employee are 11% per annum and 13.5% per annum respectively if the minimum repayment (5% of the outstanding balance or a minimum of RM50, whichever is higher) is paid by the payment due date. If the repayment is paid after the due date, it will be 17.5% per annum for both government employee and non-government employee. As a late payment charge, higher of RM5 or 1% of outstanding balance, up to a maximum of RM50 will apply. All these charges are subjected by 6% GST effective 1 April 2015.
Are You Eligible For The BSN Classic Card?
To apply for BSN Classic Card, you need to have minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or 18 years old and above for supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Classic Credit Card-i and AffinBank Classic Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!