CIMB Cash Rebate Gold

Great cash rebates with 10% cash back on monthly interest charged, a 5% cash rebate on online spending, and 2% cash rebate on all retail spending!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    RM50 /card
  • icon Annual Fee
    Annual Fee

Key Features

  • 10% Cash Rebate on monthly interest charged
  • 5% Cash Rebate on online spend
  • 2% Cash Rebate on spend
  • icon shopping Shopping

    5% cash rebate per month on online shopping
  • icon groceries Groceries

    2% cash rebate per month
  • icon petrol Petrol

    2% cash rebate per month
  • icon utilities Utilities

    2% cash rebate per month (via Standing Instruction only)

icon tag Other Features

  • 0.2% cash rebate for other expenditures:
  • Up to 25% discount and additional 20% cash rebate at participating merchants like Zalora, GSC, Expedia, Agoda, Lazada and many more:
  • Balance Transfer: Min. transfer amount: RM1,000, [Plan A]: 5.99% p.a for a tenure of 6 months , [Plan B]: 7.99% for a tenure of 12 months
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free for life
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount 80% of prescribed available credit limit
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Shop Online, Get Cash Rebates!

The CIMB Cash Rebate Gold card gives 5% cash rebate and up to 25% discounts and another 20% additional cash rebates when you shop online on various participating sites. Besides, it offers a 10% cash rebate on monthly interest charged with no maximum capping and 2% cash rebate on petrol and groceries and 2% cash rebate on mobile and utility bill payment (via standing instructions). This card comes with a complimentary Touch ‘n Go Zing Card with 'No Reload Fee" as well!

Fees and Charges

The annual fee for this card is free for life! However the “No Reload Fee” is only valid until 31st December 2014 and there is also a cashback limit of RM50 per card. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB Cash Rebate Gold Card

To apply for CIMB Cash Rebate Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Cash Rebate Platinum Card and HSBC Premier World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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