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CIMB Islamic PETRONAS Platinum

7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above. 3% cash rebate with statement balance below RM1,500!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 8%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 7% cash rebate for Setel transaction with statement balance of RM1,500 and above
  • 5% cash rebate with statement balance of RM1,500 and above
  • 3% cash rebate with statement balance below RM1,500
  • icon petrol Petrol

    7% cash rebate for Setel transaction with statement balance of RM1,500 and above
  • icon groceries Groceries

    0.2% cashback every month on retail spend
  • icon dining Dining

    0.2% cashback every month
  • icon shopping Shopping

    0.2% cashback every month
  • icon utilities Utilities

    0.2% cashback every month

icon tag Other Features

  • Up to 20% discount at participating merchants:
  • Balance Transfer: Min. transfer amount: RM1,000, [Plan A]: 5.99% p.a for a tenure of 6 months, [Plan B]: 7.99% for a tenure of 12 months
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants
  • Cashback Limit: Up to 7% cashback on Setel app transactions capped at RM30, 5% cashback on spend at any PETRONAS stations, 0.2% unlimited cashback on other spend

icon info Card Information

Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder Free for Life
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount 80% of credit limit
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge Higher of RM15 or 5% of cash advance amount
Rewards points expiry N/A

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Cash Back for Petrol!

Earn 7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above, 3% cash rebate with statement balance below RM1,500 with the CIMB Islamic PETRONAS Platinum Credit Card. Besides, you get a 0.2% cash back every month for other retail spend.. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.Up to RM1 Million Travel Insurance Coverage, Receive automatic travel insurance coverage when you charge the full fare of your airline tickets to your CIMB Petronas Platinum Credit Card

Fees and Charges

There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB PETRONAS Platinum

To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Infinite Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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