AEON Classic Visa / MasterCard

Rewards and discounts for every spend at AEON across Malaysia with 1x AEON point with every RM2 spent.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee
    RM 30

Key Features

  • Earn 1 Reward point for every RM1 spent
  • Free Flight Travel Personal Accident up to RM200,000
  • 1x Reward point for every RM1 spent
  • icon dining Dining

    Earn 1X Reward point for every RM1 spent
  • icon entertainment Entertainment

    Earn 1X Reward point for every RM1 spent
  • icon groceries Groceries

    Earn 1X Reward point for every RM1 spent
  • icon shopping Shopping

    Earn 1X Reward point for every RM1 spent
  • icon travel Travel

    • Earn 1X Reward point for every RM1 spent
    • Free Flight Travel Personal Accident up to RM 200,000

icon tag Other Features

  • Free Flight Travel Personal Accident up to RM200,000 when you charge your flight tickets to your AEON cards:
  • Balance Transfer: Min. transfer amount: RM1,000, 0.00% p.a for a tenure of 6 months
  • Instalment Plan: Interest free installments for up to 36 months on the latest mobile gadgets and electrical items at all participating merchants, Finance Charge of the outstanding will be calculated on daily basis based on Tiered Finance Rate Structure ranging 15% pa to 18% pa

icon info Card Information

Annual Fee First year annual fee waived
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 30
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM20
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount 80% of prescribed available credit limit
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Earn Rewards for Every Ringgit Spent

With AEON Classic Card, you earn 1 Reward Point for every RM1 spent and can redeem them for free shopping, free dining and free travel. Besides, you also enjoy endless selection of merchants offering special privileges and attractively low price.

Fees and Charges

The annual fee for this card waived for the first year and subsequently is RM30. The annual fee for supplementary card is RM20. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 0.00% rate for 6 months tenure.

Are You Eligible For The AEON Classic Visa or MasterCard?

To apply for the AEON Classic Visa or MasterCard, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AEON Classic Visa / MasterCard and BSN Classic Credit Card-i, which may match your requirements. If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!

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