• Min. Monthly Income

    RM2,000

  • Interest Rate

    13.5% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    RM30

Feature Highlights
  • Earn 1 Reward point for every RM1 spent
  • Free Flight Travel Personal Accident up to RM200,000
Dining
5.33/10
Entertainment
5.33/10
Groceries
5.33/10
Shopping
5.33/10
Travel
5.33/10

Dining

  • Earn 1X Reward point for every RM1 spent

Entertainment

  • Earn 1X Reward point for every RM1 spent

Groceries

  • Earn 1X Reward point for every RM1 spent

Shopping

  • Earn 1X Reward point for every RM1 spent

Travel

  • Earn 1X Reward point for every RM1 spent
  • Free Flight Travel Personal Accident up to RM 200,000

Other Features

  • Free Flight Travel Personal Accident up to RM200,000 when you charge your flight tickets to your AEON cards

  • Balance Transfer

    • Min. transfer amount: RM1,000
    • 0.00% p.a for a tenure of 6 months

  • Instalment Plan

    • Interest free installments for up to 36 months on the latest mobile gadgets and electrical items at all participating merchants

Card Information

Annual Fee RM30 (First year annual fee waived)
Min. Monthly Income RM2,000
Min. age for principal holder

21

Min. age for supplementary holder

18

Fee for supplementary holder RM20
Finance charges 13.5% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt minimum payment of at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

80% of prescribed available credit limit

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Earn Rewards for Every Ringgit Spent

With AEON Classic Card, you earn 1 Reward Point for every RM1 spent and can redeem them for free shopping, free dining and free travel. Besides, you also enjoy endless selection of merchants offering special privileges and attractively low price.

Fees and Charges

The annual fee for this card waived for the first year and subsequently is RM30. The annual fee for supplementary card is RM20. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 13.5% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 0.00% rate for 6 months tenure.

Are You Eligible For The AEON Classic Visa or MasterCard?

To apply for the AEON Classic Visa or MasterCard, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AEON Classic Visa / MasterCard and BSN Classic Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!