credit card image
Logo

AmBank BonusLink Visa Card

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    18% p.a.
  • icon Cashback
    Cashback
    N/A
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 10X BonusLink Points for 6 categories spent (Shell Petrol, Parkson purchases, Dining, Groceries, Online transactions, Entertainment)
  • Additional 23,000 BonusLink points when you apply and spend
  • Redeem 5,700 BonusLink Points and get RM50 cash credit with BonusLink Cash Credit Redemption Programme.
Shopping
8/10
Travel
8/10
Petrol
8/10
Groceries
6/10
Rewards
10/10
Dining
6/10

  • icon petrol Petrol

    • 10X BonusLink Points
    • Collect 30 BonusLink Points* for every RM20 spent on Shell Petrol

  • icon groceries Groceries

    • 10X BonusLink Points
    • Collect 30 BonusLink Points* for every RM20 spent on groceries

  • icon online-spending Online Spending

    • 10X BonusLink Points
    • Collect 30 BonusLink Points* for every RM20 spent on online transactions

  • icon dining Dining

    • 10X BonusLink Points
    • 3 BonusLink Points for local spend
    • 2X BonusLink Points for oversea transaction (Platinum & Signature)
    • Collect 30 BonusLink Points* for every RM20 spent on dining

  • icon entertainment Entertainment

    • 10X BonusLink Points
    • 3 BonusLink Points for local spend
    • 2X BonusLink Points for oversea transaction (Platinum & Signature)
    • Collect 30 BonusLink Points* for every RM20 spent on entertainment

  • icon travel Travel

    • 10X BonusLink Points
    • 3 BonusLink Points for local spend
    • 2X BonusLink Points for oversea transaction (Platinum & Signature)
    • Club Marriott Malaysia Privileges

  • icon shopping Shopping

    • 10X BonusLink Points
    • 3 BonusLink Points for local spend
    • 2X BonusLink Points for oversea transaction (Platinum & Signature)
    • Collect 30 BonusLink Points* for every RM20 spent on parkson purchases

icon tag Other Features

  • Protection Plan: AmProtector Insurance coverage of RM1,000,000 in the event of death or permanent disability
  • Instalment Plan: Enjoy up to 36 months of 0% interest Easy Payment Plan at all participating merchants
  • Balance Transfer: Min. transfer amount: RM1,000 (6 months); RM5,000 (12 and 24 months), Repayment tenure and interest rate: - 6 months: 4.99% per annum, - 12 and 24 months: 8.99% per annum

icon info Card Information

Annual Fee Free. Subsequent years annual fee is waived with a minimum spending of RM20,000 per annum.
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge for first 3 cards
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 100% of credit limit
Cash advance charge Higher of minimum RM50 plus RM3 GST or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

icon review
Product Review by

Travel Like a Boss!

Good news for frequent flyers! With AmBank BonusLink Visa Card, earn 10X BonusLink Points for 6 categories spent (Shell Petrol, Parkson purchases, Dining, Groceries, Online transactions, Entertainment). You can also earn 3 BonusLink Points for local spend and 2X BonusLink Points for oversea transaction (Platinum & Signature) With the Travel Accident Insurance with coverage up to RM1,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

Fees and Charges

The annual fee for this card is Annual fee is waived for the first one (1) year, subsequent years’ annual fee is waived with a minimum of 12 swipes per annum and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank BonusLink Visa Card?

To apply for AmBank BonusLink Visa Card, you need to have a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Singapore Airlines KrisFlyer American Express Platinum Credit Card and Alliance Bank Visa Infinite Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

Get free weekly money tips!

*Free of charge. Unsubscribe anytime.
image of two hands holding a package