• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • Earn 5 Treats AirMiles from local and overseas retail spending
  • Convert 5 Treats AirMiles into 1 Enrich Mile
  • Travel, dining, and entertainment privileges


  • Get 5,000 Treat AirMiles for every RM1,000 spent overseas
  • Get 2,500 Treat AirMiles for every RM1,000 spent locally
  • Convert 5,000 Treat AirMiles to 1,000 Enrich Miles

Other Features

  • Travel, dining, and entertainment privileges and discounts

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, and luggage loss if full airfare is charged to this credit card

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM1,000 (Free with minimum spending of RM120,000 per annum)
Min. Monthly Income RM20,000
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

The King Of All Travelling Cards

Grab this card and be treated like a king! By earning TreatAirMiles for both local and overseas bargains, you can convert them into free flights. You are also entitled to world class privileges in golfing at both local and international golf courses, dining in the finest restaurants, best of entertainment with Dewan Filharmonik Petronas (DFP) and 5x access to Plaza Premium Lounges at local and selected international airports. On top of that, you are given special benefits in dining and accommodation at all participating Hilton outlets. This card comes with Travel Accident and Inconvenience Insurance coverage.

Fees and Charges

There is no annual fee if the annual spending is at least RM120,000, otherwise, it is RM1,000. As for supplementary card, it is free. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank World MasterCard?

To apply for Maybank World MasterCard, you need a minimum monthly income of RM20,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards Premier and Standard Chartered WorldMiles Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!