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Alliance Bank Visa Signature Credit Card

Enjoy up to 5% Cashback On All Retail Spend i.e. Online Shopping, Petrol, Grocery, Dining, Utilities & Other Retail Spending

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 4,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 5%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Enjoy up to 5% Cashback On All Retail Spend i.e. Online Shopping, Petrol, Grocery, Dining, Utilities & Other Retail Spending
  • 2 Complimentary e-Hailing Rides To Airport worth RM80 per ride (Applicable to local & overseas ride)
  • 0% Balance Transfer & Fast Cash for 6 Months

  • icon shopping Shopping

    • 0.05% cashback (on all retail spending if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all retail spending if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all retail spending if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all retail spending if total monthly spending is above RM3,001)

  • icon online-spending Online Spending

    • 0.05% cashback (on all online shopping if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all online shopping if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all online shopping if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all online shopping if total monthly spending is above RM3,001)

  • icon petrol Petrol

    • 0.05% cashback (on all petrol if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all petrol if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all petrol if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all petrol if total monthly spending is above RM3,001)

  • icon groceries Groceries

    • 0.05% cashback (on all grocery if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all grocery if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all grocery if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all grocery if total monthly spending is above RM3,001)

  • icon dining Dining

    • 0.05% cashback (on all dining if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all dining if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all dining if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all dining if total monthly spending is above RM3,001)

  • icon utilities Utilities

    • 0.05% cashback (on all utilities & other retail spending if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all utilities & other retail spending if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all utilities & other retail spending if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all utilities & other retail spending if total monthly spending is above RM3,001)

icon tag Other Features

  • Other Features: 2 Complimentary e-Hailing Rides To Airport worth RM80 per ride (applicable to local & overseas ride)
  • Balance Transfer: 6 months: 0.00% per annum; min. transfer RM1,000; 0% one-time upfront fee*, 12 months: 3.99% per annum; min. transfer RM1,000; 0% one-time upfront fee*
  • Installment Plan: 0% Installment Payment Plan at all participating merchants

icon info Card Information

Annual Fee First year fee is waived. Subsequent years fees will be waived upon 12 swipes with no minimum spend per annum
Min. Monthly Income RM 4000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 80% of Credit Limit of your card
Cash advance charge 5% of the amount advanced or a minimum of RM15.00, whichever is higher
Cash advance interest charge 18% p.a. on cash advance amount
Rewards points expiry N/A

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Product Review by

What is Alliance Bank Visa Signature Credit Card benefit differs from others?

With the Alliance Bank Visa Signature credit card, you get to enjoy several special benefits such as 5% cashback on all retail spending, 2 complimentary e-Hailing rides to airport worth RM80 per ride, and 0% balance transfer & 2.99% fast cash for 6 Months

How do I activate my Alliance Bank Credit Card?

You can activate your Alliance Bank credit card by texting the activation code to the number pasted on your credit card temporary sticker.

How to redeem campaign gift?

Kindly refer HERE for the clear timeline on full application and gift redemption process

How can I check my Alliance Bank credit card balance?

You can check your Alliance credit card balance through the Alliance online page or through the official Alliance page.

Does Alliance Bank Visa Signature Credit Card offers cash advance?

Yes, and the cash withdrawal limit is up to 80% of your credit card's limit.

How can I pay my Alliance Bank credit card bill online?

You can pay your Alliance Bank credit card online through the Allianceonline page or the official Alliance Bank app.

How do I cancel my Alliance Bank credit card?

You can cancel your Alliance Bank credit card by calling the customer service number.

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