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Alliance Bank Visa Signature Credit Card

Enjoy up to 5% Cashback On All Retail Spend i.e. Online Shopping, Petrol, Grocery, Dining, Utilities & Other Retail Spending

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 4000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 5%
  • icon Annual Fee
    Annual Fee
    RM 148

Key Features

  • Enjoy up to 5% Cashback On All Retail Spend i.e. Online Shopping, Petrol, Grocery, Dining, Utilities & Other Retail Spending
  • 2 Complimentary e-Hailing Rides To Airport worth RM80 per ride (Applicable to local & overseas ride)
  • 0% Balance Transfer & Fast Cash for 6 Months

icon gift Promotion

Get up to RM1011.11 Cashback* upon sign up

Get up to RM1011.11 Cashback* upon sign up

Apply for an Alliance Bank Visa Signature Credit Card now!

* Terms and conditions apply

  • icon shopping Shopping

    • 0.05% cashback (on all retail spending if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all retail spending if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all retail spending if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all retail spending if total monthly spending is above RM3,001)
  • icon online-shopping Online Spending

    • 0.05% cashback (on all online shopping if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all online shopping if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all online shopping if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all online shopping if total monthly spending is above RM3,001)
  • icon petrol Petrol

    • 0.05% cashback (on all petrol if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all petrol if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all petrol if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all petrol if total monthly spending is above RM3,001)
  • icon groceries Groceries

    • 0.05% cashback (on all grocery if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all grocery if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all grocery if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all grocery if total monthly spending is above RM3,001)
  • icon dining Dining

    • 0.05% cashback (on all dining if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all dining if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all dining if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all dining if total monthly spending is above RM3,001)
  • icon shopping Shopping

    • 0.05% cashback (on all utilities & other retail spending if total monthly spending is RM1 to RM1,000)
    • 0.50% cashback (on all utilities & other retail spending if total monthly spending is RM1,001 to RM2,000)
    • 5.00% cashback (on all utilities & other retail spending if total monthly spending is RM2,001 to RM3,000)
    • 0.25% cashback (on all utilities & other retail spending if total monthly spending is above RM3,001)

icon tag Other Features

  • Other Features: 2 Complimentary e-Hailing Rides To Airport worth RM80 per ride (applicable to local & overseas ride)
  • Balance Transfer: 6 months: 0.00% per annum; min. transfer RM1,000; 0% one-time upfront fee*, 12 months: 3.99% per annum; min. transfer RM1,000; 0% one-time upfront fee*
  • Installment Plan: 0% Installment Payment Plan at all participating merchants

icon shopping Card Information

Min. Monthly Income RM 4000
Min. age for principal holder RM 21
Fee for principal holder RM 148
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 80% of Credit Limit of your card
Cash advance charge 5% of the amount advanced or a minimum of RM15.00, whichever is higher
Cash advance interest charge 18% p.a. on cash advance amount
Rewards points expiry N/A

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Alliance Bank Visa Signature Credit Card

Alliance Bank Visa Signature Credit Card - Enjoy up to 5% cashback on all retail spending inclusive of Online Shopping, Petrol, Grocery, Dining, Utilities & Other Retail Spending. Specifically, 0.05% cashback with spending of RM1 to RM1,000 per month, 0.5% cashback with spending of RM1,001 to RM2,000 per month, 5% cashback with spending of RM2,001 to RM3,000, 0.25% cashback with spending of RM3,001 and above. There's no limit on the cash rebates on no matter where, when and what you spend on. Ultimately, You also get to personalize your card with an image of your choice!

Fees and Charges

There is no annual fee charged for the first year. Thereafter the annual fee can be waived with 12 swipes a year or with a minimum amount spend RM12,000 annually, otherwise it’s RM148 for principal card holder and RM30 for supplementary card holders. By settling your payments promptly on time (settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) for 12 consecutive months, you get to enjoy a lower finance charge of 15% per annum, 17% per annum for prompt payment for at least 10 out of 12 months and 18% per annum if any of the above is not met. There are late payment charges being charged if you failed to make a payment to your credit card on time or after the due date of your payment. The charges are RM10 or 1% of outstanding balance, whichever is higher (up to RM100). This card also offers the cash advance withdrawal which is up to 80% of your credit limit. Furthermore the flexi payment plan allows you to convert your retail purchases on your Visa Signature Credit Card into fixed instalment amounts. To enjoy 0% finance charge for the first 3 months, all you do is pay the minimum payment due and free yourself from high interest rate. Attractive balance transfer option is available, however 0% for 6 months for New to bank customer only.

Are You Eligible For The Alliance Bank Visa Signature Credit Card?

You are eligible to apply for Alliance Bank Visa Signature Credit Card, if you earn a minimum monthly income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Visa Infinite and RHB Shell Visa Credit Card/-i, which may match your requirements. If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!