• Min. Monthly Income

    RM2,000

  • Interest Rate

    13.5% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    RM30

Feature Highlights
  • 2.5x points for every RM1 spent inside AEON Stores during AEON MEMBER Privilege Day.
  • EXTRA 500 AEON MEMBER Points during any AEON MEMBER Fiesta events with minimum spending of RM 200
  • 2% rebate for purchases at any AEON Stores during AEON MEMBER DAY
Groceries
5.73/10
Shopping
5.73/10
Dining
4/10
Entertainment
4/10
Insurance / Health
4/10

Groceries

  • 2.5x points for every RM1 spent in AEON during AEON Day
  • 2x points for every RM1 spent in AEON / Max Valu
  • 1x points for every RM2 spent elsewhere

Shopping

  • Get 2.5x points for every RM1 spent in AEON during AEON Day
  • Get discounts on selected items at all AEON and Max Valu Stores and earn 2 AEON MEMBER Points for every RM1 spent
  • Get 1x point for every RM2 spent elsewhere
  • Free parking for the first two hours whenever you shop at selected AEON shopping malls
  • Exclusive discounts from over 500 merchants all over Malaysia

Dining

  • 1x point for every RM2 spent

Entertainment

  • 1x point for every RM2 spent

Insurance / Health

  • 1x point for every RM2 spent

Other Features

  • Free Flight Travel Personal Accident up to RM200,000 when you charge your flight tickets to your AEON cards

  • Balance Transfer

    • Min. transfer amount: RM1,000
    • 0.00% p.a for a tenure of 6 months

  • Instalment Plan

    • Interest free installments for up to 36 months on the latest mobile gadgets and electrical items at all participating merchants

Card Information

Annual Fee RM30 (Free with minimum of 12 transactions per year, first year annual fee waived)
Min. Monthly Income RM2,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM20
Finance charges 13.5% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt minimum payment of at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

80% of prescribed available credit limit

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM100

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Earn Extra Rewards at AEON

With New AEON Gold Card, you will get discounts on selected items at all AEON and Max Valu Stores and start earning 2 AEON MEMBER Points for every ringgit spent. Furthermore, you can earn 2.5X points for every Ringgit you spend with your New AEON Card inside AEON Stores during AEON MEMBER Privilege Day. You also earn EXTRA 500 AEON MEMBER Points during any AEON MEMBER Fiesta events with minimum spending of RM 200. Enjoy 2% rebate for purchases at any AEON Stores during AEON MEMBER DAY. Besides, you also enjoy free parking for the first 2 hours whenever you shop at selected AEON shopping malls.

Fees and Charges

The annual fee for this card waived for the first year, and free for the subsequent years with a minimum of 12 transactions per year, otherwise is RM30. The annual fee for supplementary card is RM20. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 13.5% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 0.00% rate for 6 months tenure.

Are You Eligible For The New AEON Classic Visa or MasterCard?

To apply for the New AEON Classic Visa or MasterCard, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AEON Classic Visa MasterCard and UOB One Card Classic, which may match your requirements.

If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!