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Hong Leong Platinum Business

Get up to 60 days interest-free credit period for all retail transactions, and with a business-size credit limit of up to RM300,000!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 10,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee
    RM 400

Key Features

  • Business-size credit limit of up to RM300,000
  • Up to 60 days interest-free credit period for retail transactions
  • Travel privileges and insurance coverage
  • icon travel Travel

    Complimentary Travel Accident Insurance Coverage

icon tag Other Features

  • Financial: 0% interest credit period of up to 60 days (56 plus 4 days grace period) for all retail transactions, Cheque facility with interest rate of BLR + 6%
  • Travel: Complimentary visit to Plaza Premium Lounge at selected airports (subject to minimum retail spending of RM2,500 within 30 days from date of visit), Preferential forex rates on purchase of foreign currency worth RM30,000 – RM150,000
  • Protection Plan: Travel Accident Insurance and Travel Inconvenience Coverage, Retail Purchase Protection Coverage
  • Balance Transfer: 6.99% per annum for a tenure of up to 12 months
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee Free with a minimum of 12 card swipes in a 12 month period
Min. Monthly Income RM 10000
Min. age for principal holder 25
Fee for principal holder RM 400
Min. age for supplementary holder years old
Fee for supplementary holder RM200
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM8,000 per day
Cash advance charge Higher of RM20 or 3% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

The Businessman's Card

With credit limit up to RM300,000, Hong Leong Platinum Business offers you a 0% interest credit period for 60 days (56 + 4 days of grace period) for all retail bargains. To enhance flexibility, It includes a cheque facility with a low interest rate (BLR + 6%). Aside from that, you are entitled complimentary access to Plaza Premium Lounge at selected airports and preferential forex rates. This card also comes with security coverage which includes Travel Accident and Inconvenience Coverage and Ratail Purchase Protection Coverage.

Fees and Charges

There is no annual fee if you make at least 12 swipes in a year, otherwise, it is RM424. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Platinum Business

To apply for Hong Leong Platinum Business, you need a minimum income of RM10,000 and to be at least 25 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Matta Card and Alliance Bank Business Platinum Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

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