credit card image

CIMB Travel World Elite Credit Card

BEST CREDIT CARD for Affluent Clients (USD 70,000 AUM and above) by Global Retail Banking Innovation Awards 2023

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 20,833
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Annual Fee
    Annual Fee
    RM 1215.09

Key Features

  • Enjoy complimentary 12X shared access to selected Airport Lounges worldwide
  • Earn Up to 10X Bonus Points for every RM1 spent
  • Save with no 1% bank admin fee on currency exchange for overseas spend
  • icon travel Travel

    • 12X Access to Plaza Premium First
      • For Principal and Supplementary cardholders, to selected newly-launched Plaza Premium First and more than 190 Plaza Premium Lounges worldwide.
      • For full list of Plaza Premium Lounges, click here
    • In-flight WiFi and Data Roaming
      • Stay connected while travelling overseas with 19 participating airlines offering in-flight WiFi service.
      • Experience seamless connectivity with no promo code needed.
      • The Cash Back will be credited in your next statement cycle.
    • 3-night stay at Club Wyndham Asia Bali or Phuket when you meet RM10,000 minimum spend requirement in the calendar month of stay on principal CIMB Travel World Elite credit card.

      Participating Hotels:
      1. Wyndham Grand Phuket Kalim Bay
      2. Zenmaya Oceanfront Phuket, Trademark Collection by Wyndham
      3. Bali Ayodya Nusa Dua
      Campaign period is from 1 February 2024 - 31 December 2024.
      Click here for terms and conditions.
  • icon travel Travel

    • Mastercard Airport Limo provided by DragonPass
      • Experience a better way to travel to the airport on first-class ground transportation from its global network of airports to city center locations and vice versa.
    • Mastercard Travel & Lifestyle Services Premium (MTLS)
      • Enjoy the premium benefits at over 3,800 hotels and resorts worldwide with MTLS!
    • One Night Free by Mastercard®
      • You are entitled to complimentary one (1) night stay at some of the best hotels around the globe.
      • Get the list of participating hotels here. Terms and Conditions apply. Validity depends on participating hotels.
  • icon shopping Shopping

    • 10X Bonus Points on Overseas, Airlines and Duty free stores.
    • No Mark-Up on Overseas Spend
      • No additional 1% mark up on currency exchange for overseas spend. Not applicable to Dynamic Currency Conversion (DCC).
    • Mastercard Priceless: A dynamically-curated collection of exclusive offers in more than 50 destinations


  • icon dining Dining

    • 2X Bonus Points on other local spend.
  • icon utilities Utilities

    • 1X Bonus Points on Local Education and Local Utilities.
  • icon insurance-or-health Insurance or Health

    • 1X Bonus Points on Local Insurance.
    • 360 Travel Protection
      • Any accidents and inconveniences covering land, sea, or air travel arrangements for your scheduled tour, trip or cruise.
      • Collision Damage Waiver (Excess only)
    • Digital Health Xtra with complimentary unlimited video consultation, medicine delivery & medical advice
      • Gain complimentary unlimited digital access to telemedicine. Obtain medical advice and consults from trusted and qualified professionals, anywhere and at any time
  • icon petrol Petrol

    • 2X Bonus Points on other local spend.
  • icon groceries Groceries

    • 2X Bonus Points on other local spend.

icon tag Other Features

  • CIMB 0% EASY PAY at Selected Proton & Perodua Service Centres: Pay for your Proton or Perodua car service in monthly 0% instalments of up to 24 months at participating Proton or Perodua Service centres. Visit CIMB Credit Card Services for Participating Service Centres & more details.
  • CIMB BALANCE TRANSFER PLANS: Enjoy savings up to 67% when you consolidate your credit cards balances to CIMB Bank with flexible monthly repayment and zero processing fees. Visit CIMB Credit Card Services for more details.

icon info Card Information

Annual Fee 100% Waived with total annual spending RM240,000 & above.
Min. Monthly Income RM 20833.33
Min. age for principal holder 21
Fee for principal holder RM 1215.09
Min. age for supplementary holder 18 years old
Fee for supplementary holder No Annual Fee
Late payment charge 18%
Cash advance amount RM5,000 per day
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount

icon review
Product Review by

Annual Fee

For this card, the annual fee is RM1215.09. However, you can get a 100% fee waiver when you spend at least RM240,000 with the card and 50% waiver when you spend RM120,000. The annual fee is waived for the supplementary card and is free for life. 

CIMB Credit Cards Terms and Conditions & Product Disclosure Sheet

  • CIMB Travel Credit Card Terms and Conditions here.
  • CIMB Product Disclosure Sheet here.
  • CIMB Cardholder Terms and Conditions (EN) here.
  • CIMB Cardholder Terms and Conditions (BM) here.

Get free weekly money tips!

*Free of charge. Unsubscribe anytime.
image of two hands holding a package