• Min. Monthly Income

    RM12,500.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    5.99% p.a.

  • Annual Fee

    Free

Feature Highlights
  • 1% cashback on all overseas retail spending
  • Year-long discounts at over 500 participating merchants
  • Complimentary Plaza Premium Lounge access
Petrol
5.33/10
Entertainment
4.8/10
Groceries
4.8/10
Dining
4.8/10
Shopping
4.8/10

Petrol

  • 1% cashback on overseas spending per month
  • 0.5% cashback on local spending per month

Entertainment

  • 1% cashback on overseas spending per month
  • 0.5% cashback on local spending per month

Groceries

  • 1% cashback on overseas spending per month
  • 0.5% cashback on local spending per month

Dining

  • 1% cashback on overseas spending per month
  • 0.5% cashback on local spending per month

Shopping

  • 1% cashback on overseas spending per month
  • 0.5% cashback on local spending per month

Other Features

  • Year-long discounts at over 500 dining, retail, and lifestyle merchants

  • 2 times complimentary access to Plaza Premium Lounge (automatically renewed annually with total spending of RM100,000 or more per annum)

  • Card issuance within 1 hour

  • Balance Transfer

    • Min. transfer amount: RM1,000
    • [Plan A]: 5.99% p.a for a tenure of 6 months
    • [Plan B]: 7.99% for a tenure of 12 months

  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free
Min. Monthly Income RM12,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for life
Finance charges 15% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt payment of at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 per day

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

Unlimited

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Infinite Rewards and Enjoyment!

Enter the world of infinite rewards and enjoyment when you spend with CIMB Visa Infinite Card. This card offers a 1% cashback on all overseas retail spending and 0.5% cashback for every RM1 spent locally. Year-long discounts at over 500 dining, retail and lifestyle are available just for you for you to enjoy the best of what the world could offer. Gain access to Plaza Premium lounge from all around the world. Fret not when you wish to travel overseas as a dedicated CIMB Premier travel desk is available for you to sort out all your travel needs. The card issuance within 1 hour means that you could almost immediately get to enjoy all the benefits as soon as you apply.

Fees and Charges

The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB Visa Infinite Card

To apply for CIMB Visa Infinite Card, you need a minimum income of RM12,500 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Enrich World and AmBank Visa Infinite Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!