Main Features

Groceries

5.35/10
  • 2% cashback every month at all Mesra convenient stores
  • 0.5% cashback every month at all other stores

Dining

4.33/10
  • 0.5% cashback every month

Shopping

4.33/10
  • 0.5% cashback every month

Utilities

4.33/10
  • 0.5% cashback every month

Other Features

  • Up to 20% discount at participating merchants

  • 10% cashback on car service at any Perodua Service Centres

  • 10 months 0% interest Easy Pay Plan on down payment for a new Perodua car

  • Free CIMB Touch ‘n’ Go Zing card for all new cardholders

  • Balance Transfer

    • Min. transfer amount: RM1,000 - 12 months: 10% per annum; 0% one-time upfront fee
  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants
Annual feeFree for life
Min. monthly incomeRM4,000
Min. age for principal holder21 and above
Min. age for supplementary holder18 and above
Fee for supplementary holderFree for life
Finance charges
  • 15% p.a. – prompt minimum payment for 12 consecutive months
  • 17% p.a. – prompt payment of at least 10 out of 12 months
  • 18% p.a. – if the above are not met
Government Service TaxRM50 (principal holder); RM25 (supplementary holder)
Government Service Tax waiver conditionsN/A
Late payment chargeHigher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount80% of credit limit
Cash advance chargeHigher of RM15 or 5% of cash advance amount
Cash advance interest charge18% per annum on cash advance amount
Cashback limitUnlimited
Rewards points expiryN/A


Cash Back for Petrol!

Earn up to 5% petrol cashback (uncapped) when you pump petrol at any PETRONAS petrol stations on every first weekend of every month with the CIMB PETRONAS Platinum Credit Card. In addition to that, you get 2% cashback other purchases. Besides, you get a 2% cash back every month when you shop at any Mesra convenient stores and up to 20% discount at participating merchants. The 10% cash back on car service at any Perodua Service Centres and the 0% interest Easy Pay Plan on down payment for a new Perodua car present this car as a perfect card for those intending to purchase a Perodua car. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.

Fees and Charges

There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. A Government Service Tax (GST) for credit card which is set by the Bank Negara is applicable at RM50 for each principal card and RM25 for each supplementary card. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1000 at 10% per annum with a 0% one-time upfront fee.

Are You Eligible For The CIMB PETRONAS Platinum

To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Apply Now

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