• Min. Monthly Income

    RM4,000

  • Interest Rate

    15% p.a.

  • Balance Transfer

    5.99% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Earn up to 5% petrol cashback at all PETRONAS petrol stations
  • Get discounts and cashback at participating merchants
  • 2% cash back on other retail spending
Petrol
6.17/10
Groceries
5.35/10
Dining
4.33/10
Shopping
4.33/10
Utilities
4.33/10

Petrol

  • 5% cashback on the first weekend of every month
  • 2% cashback otherwise
  • 0.5% cashback every month at other petrol stations

Groceries

  • 2% cashback every month at all Mesra convenient stores
  • 0.5% cashback every month at all other stores

Dining

  • 0.5% cashback every month

Shopping

  • 0.5% cashback every month

Utilities

  • 0.5% cashback every month

Other Features

  • Up to 20% discount at participating merchants

  • 10% cashback on car service at any Perodua Service Centres

  • 10 months 0% interest Easy Pay Plan on down payment for a new Perodua car

  • Free CIMB Touch ‘n’ Go Zing card for all new cardholders

  • Balance Transfer

    • Min. transfer amount: RM1,000
    • [Plan A]: 5.99% p.a for a tenure of 6 months
    • [Plan B]: 7.99% for a tenure of 12 months

  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free
Min. Monthly Income RM4,000
Min. age for principal holder

21

Min. age for supplementary holder

18

Fee for supplementary holder Free for life
Finance charges 15% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt payment of at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

80% of credit limit

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

Unlimited

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Cash Back for Petrol!

Earn up to 5% petrol cashback (uncapped) when you pump petrol at any PETRONAS petrol stations on every first weekend of every month with the CIMB PETRONAS Platinum Credit Card. In addition to that, you get 2% cashback other purchases. Besides, you get a 2% cash back every month when you shop at any Mesra convenient stores and up to 20% discount at participating merchants. The 10% cash back on car service at any Perodua Service Centres and the 0% interest Easy Pay Plan on down payment for a new Perodua car present this car as a perfect card for those intending to purchase a Perodua car. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.

Fees and Charges

There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB PETRONAS Platinum

To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Infinite Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!