Up to 20% discount at participating merchants
10% cashback on car service at any Perodua Service Centres
10 months 0% interest Easy Pay Plan on down payment for a new Perodua car
Free CIMB Touch ‘n’ Go Zing card for all new cardholders
|Annual fee||Free for life|
|Min. monthly income||RM4,000|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||Free for life|
|Government Service Tax waiver conditions||N/A|
|Late payment charge||Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100|
|Cash advance amount||80% of credit limit|
|Cash advance charge||Higher of RM15 or 5% of cash advance amount|
|Cash advance interest charge||18% per annum on cash advance amount|
|Rewards points expiry||N/A|
Earn up to 5% petrol cashback (uncapped) when you pump petrol at any PETRONAS petrol stations on every first weekend of every month with the CIMB PETRONAS Platinum Credit Card. In addition to that, you get 2% cashback other purchases. Besides, you get a 2% cash back every month when you shop at any Mesra convenient stores and up to 20% discount at participating merchants. The 10% cash back on car service at any Perodua Service Centres and the 0% interest Easy Pay Plan on down payment for a new Perodua car present this car as a perfect card for those intending to purchase a Perodua car. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.
There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1000 at 10% per annum with a 0% one-time upfront fee.
To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
Want to keep up with the latest news on savings, loans and investments?
Sign up for iMoney’s newsletter now!