Min. Monthly Income
- 1% cashback on all online transactions and overseas spend
- 0.1% cashback on all other retail spend
- 24-hour concierge service
Product Review by
Cashback and Concierge
As an OCBC Titanium Mastercard holder, you will get 1% cashback every month on all online and overseas transactions and 0.1% cashback on all other retail spending. You will also be entitled to 24-hour concierge services to any of your enquiries.
This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.
Fees and Charges
This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.
Are You Eligible For The OCBC Titanium MasterCard?
To apply for OCBC Titanium MasterCard, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC World MasterCard and Hong Leong American Express Platinum, which may match your requirements.
If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!