If you cannot resist the thrill of shopping online or via e-wallet , OCBC Titanium Mastercard is just what you need!
Promotion
Win an Apple gadgets or RM3,000 in cash via Touch 'n Go, or an instant RM300 guaranteed reward! Apply now and be the first 50 lucky customers weekly.
Online Spending
Notes:
e-Wallet Top Up
Groceries
Petrol
Dining
Entertainment
Other Features
Card Information
| Annual Fee | RM75 a year (waived for first year*) |
| Min. Monthly Income | RM 5000 |
| Min. age for principal holder | 21 |
| Fee for principal holder | Free |
| Min. age for supplementary holder | 18 and above years old |
| Fee for supplementary holder | Free for life |
| Late payment charge | 1% late payment fee only applicable to retail transactions and cash advance or RM10 (whichever is higher), subject to a maximum of RM100. |
| Cash advance amount | No limit as long as you have sufficient credit limit. |
| Cash advance charge | Higher of RM20 or 5% of cash advance amount |
| Cash advance interest charge | Up to 9% per annum on the amount advanced. |
| Rewards points expiry | OCBC$ valid for 5 years |
As an OCBC Titanium Mastercard cardholder, you will earn up to 12X OCBC$ every month on online transactions and eWallet top-ups when you spend during special promotional periods such as 1.1, 2.2, 3.3, 4.4, 5.5, 6.6, 7.7, 8.8, 9.9, 10.10, 11.11, 12.12 and Pay Day refers to 25th of every month.
| OCBC$ REWARDS POINTS | TRANSACTIONS FOR OCBC$ REWARDS POINTS CALCULATION |
|
12X |
Online & e-wallet spending on Double Date and Pay Day |
|
6X |
Online & e-wallet on other days |
|
1X |
All other retail sending |
Convert your statement purchases into monthly instalments plan of up to 36 months with OCBC Balance Conversion.
How it works?
| Balance Conversion |
RM1,000 and above |
| Interest Rate |
7.99% a year |
|
Repayment Tenure |
12, 24 & 36 months |
*More info please visit here
Yes, as the purchase is not through internet or e-Commerce, it will be treated as other retail spend. If the overseas spend through the internet or e-Commerce platform, it will be treated as Online spend.
No. You may only hold your Credit Card in 1 Blue/Pink Design.
Yes. There is a capping of 20,000 rewards points OCBC$ for 12x rewards points (OCBC$) for online and e-wallet spend on double date and pay day and 6x rewards points (OCBC$) for online and ewallet spend on other days per statement cycle, once the capping has been met, customer can continue to earn 1x rewards point (OCBC$) thereafter.
This credit card does have an annual fee for the principal holder only which is RM75 per year and supplementary holder enjoy for free for life.
However, it's important to check the specific Terms and Conditions and the Product Disclosure Sheet (PDS) for any potential charges.
