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Min. Monthly Income
RM2,000.00
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Interest Rate
15% p.a.
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Balance Transfer
5.99% p.a.
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Annual Fee
Free
Feature Highlights
- upto 5% Cash Rebate for Petrol, cinema, grocery for statement balance RM 3000 & above
- 2% Cash Rebate on Foreign Currency Spend online or retail & 0.2% Cash Rebate on other online or retail spend
Shopping
- upto 5% cash rebate for statement balance RM 3000 & above
Groceries
- upto 5% cash rebate for statement balance RM 3000 & above
Petrol
- upto 5% cash rebate for statement balance RM 3000 & above
Utilities
- upto 5% cash rebate for statement balance RM 3000 & above
Other Features
0.2% cash rebate for other expenditures
Up to 25% discount and additional 20% cash rebate at participating merchants
Balance Transfer
- Min. transfer amount: RM1,000
- [Plan A]: 5.99% p.a for a tenure of 6 months
[Plan B]: 7.99% for a tenure of 12 months
Instalment Plan
- 0% Instalment Payment Plan at all participating merchants
Card Information
Annual Fee | Free |
Min. Monthly Income | RM2,000.00 |
Min. age for principal holder | 21 and above |
Min. age for supplementary holder | 18 and above |
Fee for supplementary holder | Free for life |
Finance charges | 15% p.a. – prompt minimum payment for 12 consecutive months |
17% p.a. – prompt payment of at least 10 out of 12 months |
|
18% p.a. – if the above are not met |
Sales and Services Tax (SST) | RM25 will be imposed for principal and supplementary credit cards on the card approval date and on the anniversary of our card approval date for every year |
Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
Cash advance amount | 80% of prescribed available credit limit |
Cash advance charge | Higher of RM15 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | RM30 per card |
Rewards points expiry | N/A |
Product Review by 
Shop Online, Get Cash Rebates!
The CIMB Cash Rebate Platinum card gives upto 5% cash rebate with a minimum spend of RM3000 and 2% Cash Rebate for statement balance below RM3000. Weekend Dining Cash Rebate is capped at RM30 per card holder per statement cycle. Also, 2% Cash Rebate on Foriegn Currency Spend online or retail spend. This card also comes with additional discounts on travel when you shop with various participating merchants. Besides, it offers 5% cash rebate on mobile and utility bill payment via standing instructions. This card also comes with a complimentary Touch ‘n Go Zing Card with auto reload. This card is great for those who love to shop online!
Fees and Charges
For this card, annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.
Are You Eligible For The CIMB Cash Rebate Platinum Card
To apply for CIMB Cash Rebate Platinum Card, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Cash Rebate Gold Card and Citibank Platinum Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!