• Min. Monthly Income

    RM2,000

  • Interest Rate

    15% p.a.

  • Balance Transfer

    5.99% p.a.

  • Annual Fee

    Free

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Feature Highlights
  • 10% Cash Rebate on monthly interest charged
  • 5% Cash Rebate on online spend
  • 2% Cash Rebate on spend
Shopping
10/10
Groceries
5.5/10
Petrol
5.5/10
Utilities
5.5/10

Shopping

  • 5% cash rebate per month on online shopping

Groceries

  • 2% cash rebate per month

Petrol

  • 2% cash rebate per month

Utilities

  • 2% cash rebate per month

Other Features

  • 0.2% cash rebate for other expenditures

  • Up to 25% discount and additional 20% cash rebate at participating merchants

  • Balance Transfer

    • Min. transfer amount: RM1,000
    • [Plan A]: 5.99% p.a for a tenure of 6 months

    • [Plan B]: 7.99% for a tenure of 12 months

  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free
Min. Monthly Income RM2,000
Min. age for principal holder

21 and above
Min. age for supplementary holder

18 and above
Fee for supplementary holder Free for life
Finance charges 15% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt payment of at least 10 out of 12 months

18% p.a. – if the above are not met
Goods & Services Tax (GST)

6% on annual fee and other charges
Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount

80% of prescribed available credit limit
Cash advance charge

Higher of RM15 or 5% of cash advance amount
Cash advance interest charge

18% per annum on cash advance amount
Cashback Limit

RM50 per card
Rewards points expiry

N/A

Product Review by iMoney Malaysia

Shop Online, Get Cash Rebates!

The CIMB Cash Rebate Platinum card gives 5% cash rebate and up to 25% discounts and another 20% additional cash rebates when you shop online on various participating sites with a maximum total amount of rebates RM50. Besides, it offers a 10% cash rebate on monthly interest charged with no maximum capping and 2% cash rebate on petrol and groceries and 2% cash rebate on mobile and utility bill payment via standing instructions. This card comes with a complimentary Touch ‘n Go Zing Card with “No Reload Fee” (valid until 31st December 2014). This card is great for those who love to shop online!

Fees and Charges

For this card, annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB Cash Rebate Platinum Card

To apply for CIMB Cash Rebate Platinum Card, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Cash Rebate Gold Card and Citibank Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!