AEON Gold Visa / MasterCard

Receive exclusive offers at AEON stores nationwide when you use the AEON Gold Visa/MasterCard, and also enjoy premium benefits which will be yours with this card!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee
    RM 95

Key Features

  • Earn 1X Reward Point for every RM1 spent
  • Free Flight Travel Personal Accident up to RM1,000,000
  • Free access to KLIA Plaza Premium Lounge
  • icon petrol Petrol

    Earn 1x Reward Point for every RM1 spent
  • icon dining Dining

    Earn 1x Reward Point for every RM1 spent
  • icon entertainment Entertainment

    Earn 1x Reward Point for every RM1 spent
  • icon travel Travel

    • Earn 1x Reward Point for every RM1 spent
    • Free Access to Plaza Premium Lounge in KLIA
    • Great discounts on room rates at participating hotels
  • icon groceries Groceries

    Earn 1x Reward Point for every RM1 spent

icon tag Other Features

  • Free Flight Travel Personal Accident up to RM1,000,000 when you charge your flight tickets to your AEON cards:
  • Balance Transfer: Min. transfer amount: RM1,000, 0.00% p.a for a tenure of 6 months
  • Instalment Plan: Interest free installments for up to 36 months on the latest mobile gadgets and electrical items at all participating merchants

icon info Card Information

Annual Fee First year annual fee waived
Min. Monthly Income RM 3000
Min. age for principal holder 21
Fee for principal holder RM 95
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder 60
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount 80% of prescribed available credit limit
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Earn Rewards for every Ringgit spent

Every RM1 you charge to your AEON Gold Card gives you 1 Reward point. Enjoy up to 50% discounts and great rewards from dining and holiday to fitness and beauty. Besides, you will also enjoy free access to KLIA Plaza Premium Lounge while waiting for your flight for up to 6x times a year with the following complimentary facilities: hot meals and beverages, massage chair, shower with amenities, high speed Internet access and local calls etc.

Fees and Charges

The annual fee for this card waived for the first year, and free for the subsequent years with a minimum of 12 transactions per year, otherwise is RM95. The annual fee for supplementary card is RM60. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 0.00% rate for 6 months tenure.

Are You Eligible For AEON Gold Visa/MasterCard?

To apply for the AEON Gold Visa/MasterCard, you need a minimum income of RM3,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AEON Gold Visa MasterCard and BSN Classic Credit Card-i, which may match your requirements. If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!

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