Maybank Islamic World Mastercard Ikhwan Card-i

  • Min. Monthly Income
    RM 8334
  • Interest Rate
    15% p.a.
  • Cashback
    -
  • Annual Fee
    Free
"10,000 TreatsPoints on first spend, exclusive discounts on dining, golf privileges"
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Key Features

5x TreatsPoints for every RM2 spend locally & RM1 overseas

5x TreatsPoints for every RM2 spend locally & RM1 overseas

Every 6,000 Treats AirMiles is equivalent to 1,000 Enrich Miles

Every 6,000 Treats AirMiles is equivalent to 1,000 Enrich Miles

Every 6,000 Treats AirMiles is equivalent to 1,000 Enrich Miles

10,000 Treats Points upon activation and first spend of the card

Benefits on...

  • Travel

    • Get 5,000 Treat AirMiles for every RM1,000 spent overseas
    • Get 2,500 Treat AirMiles for every RM1,000 spent locally
    • Convert 6000 Treat AirMiles to 1,000 Enrich Miles

  • Petrol

    1 TreatsPoint for every RM 1 spent

More details

  • icon Eligibility/Documents Eligibility/Documents

    Min. Monthly Income
    RM 8334
    Min. Age for Principal Holder
    21

  • icon Fees and charges Fees and charges

    Annual Fee
    Free for 1st Year subsequently RM 800, waived if minimum spending of RM80,000 per annum

    Other Fees and charges

    Late Payment Charges
    Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
    Finance Charges
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Sales and Services Tax (SST)
    0% on annual fee and other charges

  • icon Supplementary Card Supplementary Card

    Min. Age for Supplementary Holder
    18 years old
    Fee for Supplementary Holder
    Free for first 4 applicants

  • icon Cash Advance Cash Advance

    Amount
    Subject to credit limit
    Charge
    Higher of RM18 or 5% of cash advance amount

    Other cash advance info

    Cash Advance Interest Charge
    18% per annum on cash advance amount

  • icon Others Others

    Rewards Points Expiry
    NA

    Other benefits

    1x TreatsPoints for every transactions on utilities, petrol, education, EzyPay and insurance transactions
    Travel, dining, and entertainment privileges and discounts
    Protection Plan
    Travel Accident Insurance with coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, and luggage loss if full airfare is charged to this credit card
    Balance Transfer
    0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
    Installment Plan
    0% interest Instalment Payment Plan at all participating merchants

Balance Transfer to any Maybank Islamic credit cards

6 months

Interest Rate
6% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
0

9 months

Interest Rate
9% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
0
Recommended

12 months

Interest Rate
0% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
3%

24 months

Interest Rate
4.5% p.a.
Min. Transfer Amount
RM2,000.00
One-time Upfront fee
0

36 months

Interest Rate
4.95% p.a.
Min. Transfer Amount
RM2,000.00
One-time Upfront fee
0

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Review by iMoney

  • Grab this card and be treated like a king! By earning TreatAirMiles (that never expire) for both local and overseas bargains, you can convert them into free flights. You are also entitled to world class privileges in golfing at both local and international golf courses, dining in the finest restaurants, and 5x access to Plaza Premium Lounges at local and selected international airports. On top of that, you are given special benefits in dining at all participating Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges. Also included is Charity Donation, 0.2%* from cross border spend on your Maybank Islamic World Mastercard Ikhwan Card-i will be donated to Waqaf & Zakat managed by Maybank Islamic to help those without the basic needs and necessities (fakir miskin). This card comes with Travel Accident and Inconvenience Insurance coverage as well.
  • There is no annual fee if the annual for the 1st year, subsquent year RM 800 (Will be waived if min spend RM 80,000 per annum). As for supplementary card, it is free for upto 4 supplementary. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

  • To apply for Maybank World MasterCard, you need a minimum monthly income of RM 8334 and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards Premier and Standard Chartered WorldMiles Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

    ######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign ######*Maybank Promotion Terms and Conditions