-
Min. Monthly Income
RM8,334.00
-
Interest Rate
15% p.a.
-
Balance Transfer
0% p.a.
-
Annual Fee
Free
Feature Highlights
- 5x TreatsPoints for every RM2 spend locally & RM1 overseas
- Every 6,000 Treats AirMiles is equivalent to 1,000 Enrich Miles
- 10,000 Treats Points upon activation and first spend of the card
Promotion

Apply Online with iMoney & be rewarded !! [T&C apply]
- Apply for Maybank cards online with iMoney, Spend and get up to RM 280 Cashback
- Applicable to New to bank customers only !
- Promotion ends 31st March 2021 !
- Apply Now !
Travel
- Get 5,000 Treat AirMiles for every RM1,000 spent overseas
- Get 2,500 Treat AirMiles for every RM1,000 spent locally
- Convert 6000 Treat AirMiles to 1,000 Enrich Miles
Petrol
- 1 TreatsPoint for every RM 1 spent
Other Features
- 1x TreatsPoints for every transactions on utilities, petrol, education, EzyPay and insurance transactions
-Travel, dining, and entertainment privileges and discounts
Protection Plan
Travel Accident Insurance with coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, and luggage loss if full airfare is charged to this credit card
Balance Transfer
0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
Annual Fee | Free (Free for 1st Year subsequently RM 800, waived if minimum spending of RM80,000 per annum) |
Min. Monthly Income | RM8,334.00 |
Min. age for principal holder | 21 |
Min. age for supplementary holder | 18 |
Fee for supplementary holder | Free for first 4 applicants |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
Sales and Services Tax (SST) | 0% on annual fee and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
Cash advance amount | Subject to credit limit |
Cash advance charge | Higher of RM18 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | NA |
Rewards points expiry | NA |
Product Review by 
The King Of All Travelling Cards
Grab this card and be treated like a king! By earning TreatAirMiles (that never expire) for both local and overseas bargains, you can convert them into free flights. You are also entitled to world class privileges in golfing at both local and international golf courses, dining in the finest restaurants, and 5x access to Plaza Premium Lounges at local and selected international airports. On top of that, you are given special benefits in dining at all participating Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges. Also included is Charity Donation, 0.2%* from cross border spend on your Maybank Islamic World Mastercard Ikhwan Card-i will be donated to Waqaf & Zakat managed by Maybank Islamic to help those without the basic needs and necessities (fakir miskin). This card comes with Travel Accident and Inconvenience Insurance coverage as well.
Fees and Charges
There is no annual fee if the annual for the 1st year, subsquent year RM 800 (Will be waived if min spend RM 80,000 per annum). As for supplementary card, it is free for upto 4 supplementary. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Maybank Islamic World MasterCard Ikhwan?
To apply for Maybank World MasterCard, you need a minimum monthly income of RM 8334 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards Premier and Standard Chartered WorldMiles Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!