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Hong Leong The Store and Pacific Gold

Earn up to 6% cashback on retail spending at The Store and Pacific, and gain access to shopping and travel privileges too!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 6%
  • icon Annual Fee
    Annual Fee
    RM 150

Key Features

  • Up to 6% cashback on retail spending at The Store and Pacific
  • Shopping and travel privileges
  • 0.5% cashback every month

  • icon dining Dining

    0.5% cashback every month

  • icon entertainment Entertainment

    0.5% cashback every month

  • icon groceries Groceries

    • 6% cashback on The Store and Pacific spending above RM1,500 per month
    • 3% cashback on The Store and Pacific spending up to RM1,500 per month
    • 0.5% cashback on spending at other merchants per month

  • icon petrol Petrol

    0.5% cashback every month

  • icon shopping Shopping

    • 6% cashback on The Store and Pacific spending above RM1,500 per month
    • 3% cashback on The Store and Pacific spending up to RM1,500 per month
    • 0.5% cashback on spending at other merchants per month

icon tag Other Features

  • Shopping: Member' s price on selected items at any The Store and Pacific outlets, by-invitation discounts, benefits, special promotions and activities, and events by The Store and Pacific
  • Protection Plan: Travel Accident Insurance and Travel Inconvenience Coverage
  • Balance Transfer: 6.99% per annum for a tenure of up to 12 months
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants
  • Cashback Limit: 6% cashback capped at RM75 per month; unlimited for 0.5% cashback

icon shopping Card Information

Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 150
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM75
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM8,000 per day
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

Better Shopping Experience At The Store and Pacific, Now!

Hong Leong The Store and Pacific Gold helps you save up with the maximum 6% cashback it offers on the purchases at The Store and Pacific. Apart from that, it provides a variety of benefits ranging from gift vouchers to member price on seleted items while shopping at other merchants gives you a 0.5% cashback. This card comes with complimentary Travel Insurance and Inconvenience Coverage and a Touch 'n Go Zing Card.

Fees and Charges

With a minimum of 1 swipe within 45 days from the date of card approval, annual fee is waived. It is also free for subsequent years if you make at least 12 swipes a year, otherwise, it is RM159. For supplementary card, a fee of RM79.50 will be incurred. There is unlimited amount for 0.5% cashback but as for the 6% cashback, it is limited at RM75 per month. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong The Store and Pacific Gold

To apply for Hong Leong The Store and Pacific Gold, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!