Up to 6% cashback on retail spending at The Store and Pacific
Shopping and travel privileges
0.5% cashback every month
Hong Leong The Store and Pacific Gold
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- Min. Monthly Income
- RM 2000
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- Interest Rate
- 15% p.a.
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- Cashback
- Up to 6%
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- Annual Fee
- RM 150
"Earn up to 6% cashback on retail spending at The Store and Pacific, and gain access to shopping and travel privileges too!
"
iMoney Editor's Review
Key Features
Benefits on...
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Dining
0.5% cashback every month -
Entertainment
0.5% cashback every month -
Groceries
- 6% cashback on The Store and Pacific spending above RM1,500 per month
- 3% cashback on The Store and Pacific spending up to RM1,500 per month
- 0.5% cashback on spending at other merchants per month
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Petrol
0.5% cashback every month -
Shopping
- 6% cashback on The Store and Pacific spending above RM1,500 per month
- 3% cashback on The Store and Pacific spending up to RM1,500 per month
- 0.5% cashback on spending at other merchants per month
More details
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Eligibility/Documents
- Min. Monthly Income
- RM 2000
- Min. Age for Principal Holder
- 21
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Fees and charges
- Annual Fee
- Free with minimum 1 swipe within 45 days from card issuance date. Free with 12 swipes per year
Other Fees and charges
- Late Payment Charges
- Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
- Finance Charges
- 15% p.a. – prompt payment for 12 consecutive months
- 17% p.a. – prompt payment for at least 10 out of 12 months
- 18% p.a. – if the above are not met
- Sales and Services Tax (SST)
- 0% on annual fee and other charges
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Supplementary Card
- Min. Age for Supplementary Holder
- 18 years old
- Fee for Supplementary Holder
- RM75
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Cash Advance
- Amount
- RM8,000 per day
- Charge
- Higher of RM20 or 5% of cash advance amount
Other cash advance info
- Cash Advance Interest Charge
- 18% per annum on cash advance amount
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Others
- Rewards Points Expiry
- N/A
Other benefits
- Shopping
- Member' s price on selected items at any The Store and Pacific outlets, by-invitation discounts, benefits, special promotions and activities, and events by The Store and Pacific
- Protection Plan
- Travel Accident Insurance and Travel Inconvenience Coverage
- Balance Transfer
- 6.99% per annum for a tenure of up to 12 months
- Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
- Cashback Limit
- 6% cashback capped at RM75 per month; unlimited for 0.5% cashback
Balance Transfer to any Hong Leong credit cards
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Review by iMoney
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Hong Leong The Store and Pacific Gold helps you save up with the maximum 6% cashback it offers on the purchases at The Store and Pacific. Apart from that, it provides a variety of benefits ranging from gift vouchers to member price on seleted items while shopping at other merchants gives you a 0.5% cashback. This card comes with complimentary Travel Insurance and Inconvenience Coverage and a Touch 'n Go Zing Card.
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With a minimum of 1 swipe within 45 days from the date of card approval, annual fee is waived. It is also free for subsequent years if you make at least 12 swipes a year, otherwise, it is RM159. For supplementary card, a fee of RM79.50 will be incurred. There is unlimited amount for 0.5% cashback but as for the 6% cashback, it is limited at RM75 per month. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
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To apply for Hong Leong The Store and Pacific Gold, you need a minimum income of RM2,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Platinum Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!