• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 2x TreatsPoints from retail spending
  • 1x TreatsPoints from petrol and utilities spending
  • Takaful protection included


  • 2 TreatsPoints for every RM1 spent


  • 2 TreatsPoints for every RM1 spent


  • 1 TreatsPoints for every RM1 spent on mobile, fixed line, and Internet charges (via Express Autopay only)


  • 1 TreatsPoints for every RM1 spent

Other Features

  • Protection Plan

    • CardCare Takaful Plan with coverage of up to RM100,000 per life in the event of death or permanent disability due to tragic illness or accident

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free
Min. Monthly Income RM5,000
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Collect Rewards From Petrol And Other Retail Spending.

Maybank Islamic Ikhwan Platinum is one of the best Islamic petrol card in Malaysia. This card comes included with a Takaful protection (CardCare Takaful Plan) whereby the cardholder will get coverage of up to RM100,000 in the event of death or permanent disability due to illness or accident; ensuring that your family is financially protected. On top of that, this card also provides reward points for your transactions; 2 points for every RM1 spent on shopping, dining and groceries and 1 point for your petrol and utilities spending. The points collected can be used to exchange for gifts in the rewards catalogue which can include shopping and travel vouchers; allowing you to possibly fly for free to a country with a participating airline. Balance transfer for this card is 0% per annum for a period of 12 months but has a one-time upfront fee of 3%.

Fees and Charges

The annual fee for this card is waived for both the principal and supplementary cardholder. Finance charges have 3 tiers: 15% p.a., 17% p.a. and 18% p.a. To enjoy 15% per annum interest rate, you will need to make prompt monthly repayments for the last 12 months. 17% per annum interest rate will be charged on your outstanding balance if you miss 1 or 2 months. 18% per annum interest rate will apply if you miss more than 2 months of monthly repayments in the last 12 months.

Are You Eligible For The Maybank Islamic Ikhwan Platinum?

Principal cardholder will need to be at least 21 years old and have a monthly income of RM5,000. On the other hand, the supplementary cardholder will only need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Petronas Platinum-i Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!