Min. Monthly Income
- 2 BSN rewards points for overseas retail transactions
- Up to RM300,000 insurance coverage for Travel Accident
- Complimentary BSN Zing PLUSMiles Card
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Local And International Rewards Await!
For every RM1 transaction that you perform with this card on your local retail purchases, you will get to enjoy 1 BSN Happy Rewards point. For overseas retail purchases, the points that you will get to enjoy is twice of the points earned from local retail transactions. A complimentary BSN Zing PLUSMiles card is also linked to this card. On top of that, there is an insurance (protection) plan for the cardholder with the protection coverage mainly on travel accident insurance and travel inconvenience benefits when full airfare is charged to this card.
Fees and Charges
This card does not come with any annual fee (it is waived for life). With minimum monthly repayment (5% of the outstanding balance or the minimum amount that is set by the card issuer), a government employee will enjoy a finance charge of 11% p.a. while a non-government employee will enjoy a finance charge of 13.5% p.a. If the minimum monthly payment is not made before the due date, you will be charged a late payment penalty of RM5 or 1% of the outstanding balance (depending on which is higher, up to a maximum of RM50). Effective 1 April 2015, all these charges are inclusive of the 6% GST.
Are You Eligible For The BSN Gold Card?
You will need to have a minimum monthly income of RM3,000 and to be at least 21 years old (for principal cardholder) or 18 years old (for supplementary cardholder) to apply for the BSN Gold Card.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Gold Credit Card-i and Maybank America Express Gold Card, which may match your requirements.
If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!