credit card image

Hong Leong Gold Card

You will be rewarded for all your retail spending with Reward Points, on top of getting to enjoy a 6 or 12 month interest Easy Payment Plan at 0%!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee
    RM 160

Key Features

  • Earn Reward Points from retail spending
  • 6 or 12 months 0% interest instalment plan
  • 1 Reward Point for every RM1 spent
  • icon petrol Petrol

    1 Reward Point for every RM1 spent
  • icon dining Dining

    1 Reward Point for every RM1 spent
  • icon entertainment Entertainment

    1 Reward Point for every RM1 spent
  • icon groceries Groceries

    1 Reward Point for every RM1 spent
  • icon shopping Shopping

    1 Reward Point for every RM1 spent

icon tag Other Features

  • Balance Transfer: 6.99% per annum for a tenure of up to 12 months
  • Instalment Plan: 6 or 12 months 0% interest Easy Payment Plan (EPP), 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 160
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM80
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM7,500 per day
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry Dec 31, 2015

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Product Review by

The Gymnast Of Credit Cards, It's Flexible

Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month or 12-month. You can also transfer your outstanding balance from other higher-rate credit card to Hong Leong Gold Card and enjoy a low annual interest of 6.99% which is applicable for all first-time balance transfers.

Fees and Charges

The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Gold Card?

To apply for Hong Leong Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Essential Credit Card and Alliance bank Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

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