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You will be rewarded for all your retail spending with Reward Points, on top of getting to enjoy a 6 or 12 month interest Easy Payment Plan at 0%!
Min. Monthly Income
RM 2000
Interest Rate
15% p.a.
Cashback
-
Annual Fee
RM 160
Key Features
Earn Reward Points from retail spending
6 or 12 months 0% interest instalment plan
1 Reward Point for every RM1 spent
Shopping
4.8/10
Petrol
5.33/10
Groceries
4.8/10
Dining
4.8/10
Petrol
1 Reward Point for every RM1 spent
Dining
1 Reward Point for every RM1 spent
Entertainment
1 Reward Point for every RM1 spent
Groceries
1 Reward Point for every RM1 spent
Shopping
1 Reward Point for every RM1 spent
Other Features
Balance Transfer: 6.99% per annum for a tenure of up to 12 months
Instalment Plan: 6 or 12 months 0% interest Easy Payment Plan (EPP),
0% interest Instalment Payment Plan at all participating merchants
Card Information
Annual Fee
Min. Monthly Income
RM 2000
Min. age for principal holder
21
Fee for principal holder
RM 160
Min. age for supplementary holder
18 and above years old
Fee for supplementary holder
RM80
Late payment charge
Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount
RM7,500 per day
Cash advance charge
Higher of RM20 or 5% of cash advance amount
Cash advance interest charge
18% per annum on cash advance amount
Rewards points expiry
Dec 31, 2015
Product Review by
The Gymnast Of Credit Cards, It's Flexible
Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month or 12-month. You can also transfer your outstanding balance from other higher-rate credit card to Hong Leong Gold Card and enjoy a low annual interest of 6.99% which is applicable for all first-time balance transfers.
Fees and Charges
The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Hong Leong Gold Card?
To apply for Hong Leong Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old.