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Maybank Islamic MasterCard Ikhwan Platinum Card

A money-saving credit card with 5% cashback on groceries and petrol, TreatPoints gift redemption, and no annual fee for life plus FREE Touch 'n Go Zing card!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 5000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    RM50 /mth
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 5% rebate on petrol (Friday & Saturday only)
  • 5% rebate on groceries (Friday & Saturday only)
  • 1 TreatsPoint for every RM1 spent
  • icon petrol Petrol

    • 5% cashback on petrol (Friday & Saturday only)
    • Earn 1 TreatsPoint for every RM1 spent locally and abroad
  • icon groceries Groceries

    • 5% cashback on groceries
    • Earn 1 TreatsPoint for every RM1 spent locally and abroad
  • icon travel Travel

    Earn 1 TreatsPoint for every RM1 spent locally and abroad
  • icon shopping Shopping

    Earn 1 TreatsPoint for every RM1 spent locally and abroad
  • icon dining Dining

    Earn 1 TreatsPoint for every RM1 spent locally and abroad

icon tag Other Features

  • Cashback Limit: 5% rebate on petrol and groceries on Friday and Saturday, capped at RM50 per month
  • Annual Fees Free for life:

icon dining Card Information

Min. Monthly Income RM 5000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder 0
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM18 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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Every Single Ringgit You Spent Worth A TreatsPoint

Maybank Islamic MasterCard Ikhwan Platinum Card gives you TreatsPoints in return for every RM1 you charge to this card. You will get to earn 1 TreatsPoint for every RM1 spent in Malaysia or abroad. The more you spend, the more TreatsPoints you earn. This card comes with an additional benefit, where you will get 5% cashback if you purchase fuel at any petrol service station on Friday and Saturday! Not only that, you will the 5% cashback too if you do your groceries on Friday and Saturday! What’s more, Maybank will contribute 0.1% of your spending to Islamic Relief Malaysia and MERCY Malaysia. With this card, One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) - non exchangeable / transferable. Spend retail transaction of RM200 minimum in a single receipt. Every RM200 and above spend in a single receipt equivalent to 1x Entry.

Fees and Charges

You need not to pay for the annual fee to renew your principal and/or supplementary card. You will be entitled to the lowest tier of finance charge, 15% per annum, if there is good prompt payment performed for the 12 consecutive months. You will on the second tier for the interest charge, which 17% per annum, if prompt payment is made for 10 out of 12 months. Otherwise, you will be charged on the highest tier, which 18% per annum. Minimum monthly payment is computed as RM25 or 5% of statement balance, whichever is greater. You will be penalized on late payment charge if no prompt payment is made by the payment due date, it will be higher of RM10 or 1% of outstanding balance, whichever is greater. For any cash withdrawal, you will need to pay RM18 or 5% of cash withdrawn amount, whichever is greater.

Are You Eligible For The Maybank Islamic MasterCard Ikhwan Platinum Card?

To apply Maybank Islamic MasterCard Ikhwan Platinum Card, your monthly income must at least RM5,000 per month, and you must be at least 21 years old and above. Supplementary card applicants must be age 18 and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Ikhwan Infinite Card and BSN UUM-BSN Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign

######*Maybank Promotion Terms and Conditions