• Min. Monthly Income

    RM5,000

  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    Free

Feature Highlights
  • 5% cashback on petrol (Friday & Saturday only)
  • 5% cashback on groceries (Friday & Saturday only)
  • 1 TreatsPoint for every RM1 spent
Petrol
8.5/10
Groceries
8.5/10
Travel
6/10
Shopping
6/10
Dining
6/10

Petrol

  • 5% cashback on petrol ((Friday & Saturday only))
  • Earn 1 TreatsPoint for every RM1 spent locally and abroad

Groceries

  • 5% cashback on groceries ((Friday & Saturday only))
  • Earn 1 TreatsPoint for every RM1 spent locally and abroad

Travel

  • Earn 1 TreatsPoint for every RM1 spent locally and abroad

Shopping

  • Earn 1 TreatsPoint for every RM1 spent locally and abroad

Dining

  • Earn 1 TreatsPoint for every RM1 spent locally and abroad

Other Features

Card Information

Annual Fee Free
Min. Monthly Income RM5,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder 0
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM50

Rewards points expiry

3 Years

Product Review by iMoney Malaysia

Every Single Ringgit You Spent Worth A TreatsPoint

Maybank Islamic MasterCard Ikhwan Platinum Card gives you TreatsPoints in return for every RM1 you charge to this card. You will get to earn 1 TreatsPoint for every RM1 spent in Malaysia or abroad. The more you spend, the more TreatsPoints you earn. This card comes with an additional benefit, where you will get 5% cashback if you purchase fuel at any petrol service station on Friday and Saturday! Not only that, you will the 5% cashback too if you do your groceries on Friday and Saturday! On the other hand, you will also get a free Maybank Touch’n Go Zing card for subscribing this card. What’s more, Maybank will contribute 0.1% of your spending to Islamic Relief Malaysia and MERCY Malaysia.

Fees and Charges

You need not to pay for the annual fee to renew your principal and/or supplementary card. You will be entitled to the lowest tier of finance charge, 15% per annum, if there is good prompt payment performed for the 12 consecutive months. You will on the second tier for the interest charge, which 17% per annum, if prompt payment is made for 10 out of 12 months. Otherwise, you will be charged on the highest tier, which 18% per annum. Minimum monthly payment is computed as RM25 or 5% of statement balance, whichever is greater. You will be penalized on late payment charge if no prompt payment is made by the payment due date, it will be higher of RM10 or 1% of outstanding balance, whichever is greater. For any cash withdrawal, you will need to pay RM18 or 5% of cash withdrawn amount, whichever is greater.

Are You Eligible For The Maybank Islamic MasterCard Ikhwan Platinum Card?

To apply Maybank Islamic MasterCard Ikhwan Platinum Card, your monthly income must at least RM5,000 per month, and you must be at least 21 years old and above. Supplementary card applicants must be age 18 and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Ikhwan Infinite Card and BSN UUM-BSN Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!