Maybank American Express Cashback Gold Credit Card

Putting cash back into your wallet with just one card for both local and overseas spending.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,500
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    up to 1.5%
  • icon Annual Fee
    Annual Fee

Key Features

  • 1% cashback on local spend
  • 1.5% cashback on overseas spend
  • 1% unlimited cashback on local spend
  • icon groceries Groceries

    1% unlimited cashback on local groceries spend
  • icon entertainment Entertainment

    upto 1.5% unlimited cashback overseas spent, 1% n local spent
  • icon shopping Shopping

    1% unlimited cashback on local & overseas shopping
  • icon petrol Petrol

    1% unlimited cashback on local petrol
  • icon travel Travel

    1.5% unlimited cashback on overseas spend

icon tag Other Features

  • Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% is now waived
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee First Year Fee Waiver; subsequent year RM70 : Supplementary: RM45
Min. Monthly Income RM 2500
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder Free
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM18 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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Fees and Charges

Annual fee is waived for the first year, subsequently you will be charged RM75 per annum.

Are You Eligible For The Maybank American Express Cashback Gold Card?

To apply for Maybank American Express Gold Card, you need a minimum monthly income of RM2,500 and to be at least 21 years old.

How do I apply for an American Express card?

You can apply for an Maybank American Express Gold card right here.

What makes AMEX credit card different?

With this card, you get to enjoy 1% cash back on local spend, and 1.5% cash back on overseas spend.

How do you qualify for an American Express gold card?

To apply for this card, you have to be one of the following;

  • Malaysians with a minimum annual income of RM30,000
  • Expatriate with a minimum annual income of RM60,000
  • Principal cardholders: those between 21 to 65 years old
  • Supplementary cardholders: 18 years old to 65 years old

How instant is the cashback?

The cashback is automatically credited

Does Amex get you into airport lounges?

No, there is no airport lounge access for the Amex Gold card.

Is American Express accepted in Malaysia?

Thanks to the partnership between American Express and Maybank, the American Express Gold Card is accepted in Malaysia.

How much income do you need for Amex Gold?

If you're Malaysian, you have to have a minimum annual income of RM30,000, which translates to RM2500 per month.

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