• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 1% cashback on local spend
  • 5% Welcome Bonus Cash Back for first 3 months capped at RM100 for every principal card*
  • 1.5% cashback on overseas spend


5% Welcome Bonus Cashback

  • 5% Cashback for the first 3 months after your card approved
  • Cashback is capped at RM100 per cardholder
  • Valid for cards approved until 28 February 2018 and applicable to new Maybank cardholder only
Find out how >


  • 1% unlimited cashback on local groceries spend
  • 1.5% unlimited cashback on overseas groceries spend


  • 1% unlimited cashback on local entertainment
  • 1.5% unlimited cashback on overseas entertainment


  • 1% unlimited cashback on local shopping
  • 1.5% unlimited cashback on overseas shopping


  • 1% unlimited cashback on local petrol
  • 1.5% unlimited cashback on overseas petrol


  • 1.5% unlimited cashback on overseas spend

Other Features

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% is now waived

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free (First Year Fee Waiver; subsequent year RM70 per annum)
Min. Monthly Income RM2,500.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Collects Rewards With Cashback American Express!

Enjoy 5% welcome bonus cashback on any retail spend for the first 3 months after card's approval. Subsequently, Maybank American Express Cashback Gold Card gives you unlimited 1% cashback on local spend and 1.5% cashback on overseas spend. With this card, you will also be entitled for RM250 cashback, with a minimum spend of RM500 within 30 days (subject to terms and conditions).

Fees and Charges

Annual fee is waived for the first year, subsequently you will be charged RM75 per annum.

Are You Eligible For The Maybank American Express Gold Card?

To apply for Maybank American Express Gold Card, you need a minimum monthly income of RM2,500 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank American Express Platinum Card and Hong Leong American Express Classic, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!