• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    2.99% p.a.

  • Annual Fee


Feature Highlights
  • Earn 3x Rewards Points from overseas retail spending
  • Golfing and dining privileges
  • 24 hours cash advance at more than 700,000 ATMs worldwide


  • 3 Rewards Points for every RM1 spent overseas


  • 3 Rewards Points for every RM1 spent overseas


  • 3 Rewards Points for every RM1 spent overseas

Other Features

  • Golfing and dining privileges and discounts at participating merchants worldwide

  • Balance Transfer

    • 2.99% per annum for a maximum tenure of 24 months

Card Information

Annual Fee RM250
Min. Monthly Income RM5,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder N/A
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

Up to 90% of credit limit

Cash advance charge

Higher of RM25 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

For Worthy Tee-Off And Dining Experiences

With every Ringgit spent on retail overseas, you can earn up to 3 Rewards Points. You can enjoy special privilleges at exclusive golf courses all across the world and unique dining deals in Malaysia.

Fees and Charges

The annual fee for principal card is RM265 and RM143.10 for supplementary card. The Rewards Points will expire in 3 years' time. The Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Standard Chartered Platinum Visa / MasterCard

To apply for Standard Chartered Platinum Visa / MasterCard, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered JustOne Platinum MasterCard and Public Bank Platinum MasterCard Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!