• Min. Monthly Income

    RM2,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    5.99% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Spend minimum RM1,500 per month be rewarded 5,000 points
  • 5x points for every RM1 spent on dining, department stores and overseas spend
  • Get RM100 cashback upon cards approval, just activate your card within 45 days
Dining
7.3/10
Shopping
7.3/10
Travel
7.3/10
Entertainment
6/10

Dining

  • 5x points for every RM1 spent on dining

Shopping

  • 5x points for every RM1 spent at participated departmental stores

Travel

  • 5x points for every RM1 spent overseas

Entertainment

  • Only RM7 per ticket for any movies ticked purchased via GSC website and mobile app

Other Features

  • Balance Transfer
    • 5.99% per annum for a maximum tenure of 36 months

Card Information

Annual Fee Free (Free for life)
Min. Monthly Income RM2,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder N/A
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

Up to 90% of credit limit

Cash advance charge

Higher of RM25 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

3 years

Product Review by iMoney Malaysia

Easily turn your monthly retail spend into greater rewards

Get 5,000 bonus points every month and 5x points for dining, department stores, as well as overseas spend. Amplify it with 1x points for spending locally.

Fees and Charges

The annual fee for this card is waived for life with 5% minimum monthly repayment of the outstanding balance or a minimum of RM50, whichever is higher. Llate payment charges is charged minimum of RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments are capped at a maximum of RM100 per account. 

Are You Eligible For The Standard Chartered Platinum Visa

To apply for Standard Chartered Platinum Visa, you need a minimum income of RM2,000 and to be at least 21 years for principal cardholder; and 18 years for supplementary cardholder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered JustOne Platinum MasterCard and Public Bank Platinum MasterCard Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!