RHB Signature Credit Card

  • Min. Monthly Income
    RM 6700
  • Interest Rate
    15% p.a.
  • Cashback
    -
  • Annual Fee
    Free
"Earn unlimited cashback of 1% on all online and overseas transactions, and 0.5% cashback on all local spendings too! "
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Key Features

Unlimited 1% cashback on all online and overseas transactions

Unlimited 1% cashback on all online and overseas transactions

0.5% cashback on local spendings

0.5% cashback on local spendings

0.5% cashback on local spendings

0.5% cashback for every RM1 spent locally

Benefits on...

  • Dining

    • 0.5% cashback for every RM1 spent locally
    • 1.0% cashback for every RM1 spent overseas

  • Entertainment

    • 0.5% cashback for every RM1 spent locally
    • 1.0% cashback for every RM1 spent overseas

  • Shopping

    • 0.5% cashback for every RM1 spent locally
    • 1.0% cashback for every RM1 spent overseas

  • Groceries

    0.5% cashback for every RM1 spent locally

  • Utilities

    0.5% cashback for every RM1 spent locally

More details

  • icon Eligibility/Documents Eligibility/Documents

    Min. Monthly Income
    RM 6700
    Min. Age for Principal Holder
    21

  • icon Fees and charges Fees and charges

    Other Fees and charges

    Late Payment Charges
    Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
    Finance Charges
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Sales and Services Tax (SST)
    0% on annual fees and other charges

  • icon Supplementary Card Supplementary Card

    Min. Age for Supplementary Holder
    18 and above years old
    Fee for Supplementary Holder
    Waived

  • icon Cash Advance Cash Advance

    Amount
    N/A
    Charge
    RM15 or 5% if cash advance amount (whichever is higher)

    Other cash advance info

    Cash Advance Interest Charge
    18% of cash advance amount

  • icon Others Others

    Rewards Points Expiry
    N/A

    Other benefits

    Travel and Lifestyle
    4x Complimentary access into Plaza Premium Lounges in Malaysia (in a calendar year), Preferred foreign exchange rates at all RHB Bureau-de-Change for major foreign currencies, Exclusive 25% discount off walk-in rates for all accompanying guests at all PPL in Malaysia, 20% discount off walk-in rates at all other PPL worldwide, Complimentary golf privileges worldwide, Concierge service
    Protection Plan
    Travel Insurance Coverage of up to RM600,000
    Balance Transfer
    [Plan A] : 4% p.a for tenure of 12 months, [Plan B] : 7% p.a for tenure of 18 months, [Plan C] : 9% p.a for tenure of 24 months
    Instalment Plan
    0% interest Installment Payment Plan at all participating merchants
Last updated: Aug 25, 2021

Balance Transfer to any RHB credit cards

6 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

12 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

18 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

24 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
Rm1,000
One-time Upfront fee
-

36 months

Interest Rate
4.88% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

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Review by iMoney

  • Start travelling now with RHB Signature Credit Card as it offers you unlimited 1% cashback on all online and overseas transactions! You are entitled to 4 complimentary access into Plaza Premium Lounges in Malaysia with 25% discount for all accompanying guests. As for golfing privileges, you will get to enjoy exclusive tee-off at over 30 gold courses worldwide. This card also comes with Travel Insurance coverage.

  • There is no annual fee with a total spend of at least RM50,000 per year, otherwise, it is RM636. As for supplementary card, it is RM318 with two years free wavier. The cashback limit is RM200 per month. The Goods and Services Tax (GST) are already included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

  • To apply for RHB Signature Credit Card, you need a minimum monthly income of RM8,334 and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Platinum Business Card and OCBC Platinum MasterCard, which may match your requirements.

    If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!