• Min. Monthly Income

    RM8,334.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    4% p.a.

  • Annual Fee

    RM600.00

Feature Highlights
  • Unlimited 1% cashback on all online and overseas transactions
  • 0.5% cashback on local spendings
Dining
5.33/10
Entertainment
5.33/10
Shopping
5.33/10
Groceries
4.5/10
Utilities
4.5/10

Dining

  • 0.5% cashback for every RM1 spent locally
  • 1.0% cashback for every RM1 spent overseas

Entertainment

  • 0.5% cashback for every RM1 spent locally
  • 1.0% cashback for every RM1 spent overseas

Shopping

  • 0.5% cashback for every RM1 spent locally
  • 1.0% cashback for every RM1 spent overseas

Groceries

  • 0.5% cashback for every RM1 spent locally

Utilities

  • 0.5% cashback for every RM1 spent locally

Other Features

  • Travel and Lifestyle

    • 4x Complimentary access into Plaza Premium Lounges in Malaysia (in a calendar year)
    • Preferred foreign exchange rates at all RHB Bureau-de-Change for major foreign currencies
    • Exclusive 25% discount off walk-in rates for all accompanying guests at all PPL in Malaysia
    • 20% discount off walk-in rates at all other PPL worldwide
    • Complimentary golf privileges worldwide
    • Concierge service

  • Protection Plan

    • Travel Insurance Coverage of up to RM2,000,000

  • Balance Transfer

    • [Plan A]: 4% p.a for tenure of 12 months
    • [Plan B]: 7% p.a for tenure of 18 months
    • [Plan C]: 9% p.a for tenure of 24 months

  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM600.00 (Free with a total minimum spend of RM50,000 p.a.)
Min. Monthly Income RM8,334.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM300. Two years free waiver
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

N/A

Cash advance charge

RM15 or 5% if cash advance amount (whichever is higher)

Cash advance interest charge

18% of cash advance amount

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Get Unlimited Cashback!

Start travelling now with RHB Signature Credit Card as it offers you unlimited 1% cashback on all online and overseas transactions! You are entitled to 4 complimentary access into Plaza Premium Lounges in Malaysia with 25% discount for all accompanying guests. As for golfing privileges, you will get to enjoy exclusive tee-off at over 30 gold courses worldwide. This card also comes with Travel Insurance coverage.

Fees and Charges

There is no annual fee with a total spend of at least RM50,000 per year, otherwise, it is RM636. As for supplementary card, it is RM318 with two years free wavier. The cashback limit is RM200 per month. The Goods and Services Tax (GST) are already included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB Signature Credit Card?

To apply for RHB Signature Credit Card, you need a minimum monthly income of RM8,334 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Platinum Business Card and OCBC Platinum MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!