• Min. Monthly Income

    RM20,000

  • Interest Rate

    15% p.a.

  • Balance Transfer

    4% p.a.

  • Annual Fee

    RM1,000

Feature Highlights
  • Up to 3x Rewards Points from retail spending
  • Travel, golf, and spa privileges and discounts
Groceries
5.7/10
Shopping
5.7/10
Dining
5.7/10
Utilities
5.7/10
Petrol
5.33/10

Groceries

  • 3 Rewards Points for every RM1 spent overseas
  • 1 Rewards Point for every RM1 spent locally

Shopping

  • 3 Rewards Points for every RM1 spent overseas
  • 1 Rewards Point for every RM1 spent locally

Dining

  • 3 Rewards Points for every RM1 spent overseas
  • 1 Rewards Point for every RM1 spent locally

Utilities

  • 3 Rewards Points for every RM1 spent overseas
  • 1 Rewards Point for every RM1 spent locally

Petrol

  • 3 Rewards Points for every RM1 spent overseas
  • 1 Rewards Point for every RM1 spent locally

Other Features

  • 4 complimentary Airport Speed Pass in a calendar year at Soekarno Hatta Airport, Jakarta, Ninoy Aquino International Airport, Manila, and Bangkok Suvarnabhumi Airport, Thailand

  • 4 complimentary access into Plaza Premium Lounges in Malaysia

  • Complimentary 1-for-1 on selected spa treatments and 20% discount on spa packages at Angsana Spa and Mandara Spa

  • Complimentary tee off at over 11 golf courses worldwide

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM3,000,000 and Travel Inconvenience Coverage if full airfare is charged to this credit card

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed

  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM1,000 (Free for the first year)
Min. Monthly Income RM20,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM42.40
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

RM10 or 1% of outstanding balance (whichever is higher), with maximum charge of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM15.90 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

No expiry

Product Review by iMoney Malaysia

Best For Its Exclusivity

With RHB Visa Infinite, you will be able to live the life of a VIP! You are entitled to 4 complimentary Airport Speed Pass in selected airports in Asia and access into Plaza Premium Lounges in Malaysia. Besides that, you are given the privilege on spa treatments and packages at Angsana Spa and Mandara Spa. As for golfing privileges, you will get to enjoy exclusive tee-off at over 15 gold courses worldwide. With every RM1 you spent on overseas retail bargains, you can earn 3 Rewards Points and 1 Rewards Points locally. This card also comes with Travel Accident and Inconvenience insurance coverage.

Fees and Charges

There is no annual fee for the first year and for subsequent years, it is RM1,060. As for supplementary card, it is RM42.40. There is no expiry date for Rewards Points. Also, Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB Visa Infinite?

To apply for RHB Visa Infinite, you need a minimum monthly income of RM20,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Platinum Business Card and Standard Chartered Priority Banking Visa Infinite Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!