Get OCBC 365 MasterCard - Multiple Cashback Incentives

Key Features

Shopping

10/10

Travel

10/10

Petrol

4/10

Groceries

10/10

Dining

10/10

Groceries
- Earn 10x OCBC$ on weekend spend
- Earn 5x OCBC$ on weekdays
  How does it work?
Spending OCBC$ earned

RM500 spent on groceries during weekend 5,000

RM202.60 spent on petrol 202
- Capped at 20,000 per statement cycle but you can continue to earn 1x unlimited OCBC$ once the cap is reached.
Shopping
- Earn 10x OCBC$ on weekend spend
- Earn 5x OCBC$ on weekdays
- Capped at 20,000 per statement cycle but you can continue to earn 1x unlimited OCBC$ once the cap is reached.
Dining
- Earn 10x OCBC$ on weekend spend
- Earn 5x OCBC$ on weekdays
- Capped at 20,000 per statement cycle but you can continue to earn 1x unlimited OCBC$ once the cap is reached.
Petrol
- Earn unlimited 1x OCBC$
- On Utility, Petrol and Insurance spending everyday.
  Excludes Great Eastern Insurance Premiums.

OCBC Balance Conversion: Enjoy low repayments when you convert multiple purchases min RM1,000 and above into one instalment plan of up to 36 months with OCBC Balance Conversion.

Annual Fee	RM100 a year (waived for first year)
Min. Monthly Income	RM 5000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM50 a year (waived for first year)

Late payment charge	Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount	No limit as long as you have sufficient credit limit.
Cash advance charge	Higher of RM20 or 5% of cash advance amount (Inclusive of GST)
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry	5 years

You can earn Rewards Point (OCBC$) on purchases validly charged to your OCBC 365 Mastercard as provided in the Table 1 below:-

*Insurance Premiums exclude Great Eastern Insurance Premiums.

Yes. Supplementary Cardmembers will also enjoy the same benefits as Principal Cardmembers.

No, all transactions made via JomPay, FPX or Duitnow QR are not entitled for Rewards Point (OCBC$).

You can click the button "Apply" above. The application process involves filling out an application form and submitting the following documents:

e-KYC; AND
Copy of MyKAD (Front & Back) ; AND
Copy of Driving License (Front & Back)
Additional document if home address stated in MyKAD is different from application form:
• Bank statement (bearing customer name), OR
• Utility Bills (bearing customer name)
Latest 3 months Computerized Payslip
Latest EPF statement or
Latest 3 months corresponding Bank Statement showing salary crediting

Spending	OCBC$ earned
RM500 spent on groceries during weekend	5,000
RM202.60 spent on petrol	202