• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    7.77% p.a.

  • Annual Fee


Feature Highlights
  • Up to 5% cashback on retail transactions at selected merchants
  • Dining privileges at over 1,000 participating merchants


  • 2% cashback every weekday at all petrol stations
  • 5% cashback every weekend at all petrol stations


  • 1% cashback every weekday at Tesco, AEON Big, Giant, Cold Storage, and Jaya Grocer
  • 2% cashback every weekend at Tesco, AEON Big, Giant, Cold Storage, and Jaya Grocer


  • 0.2% cashback every day


  • 1% cashback every weekday on Maxis, Celcom, and DiGi bills
  • 2% cashback every weekend on Maxis, Celcom, and DiGi bills


  • 2% cashback every weekday at Golden Screen Cinemas
  • 5% cashback every weekend at Golden Screen Cinemas

Other Features

  • Balance Transfer

    • 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee

  • Instalment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM168
Min. Monthly Income RM5,000
Min. age for principal holder

21 years and above

Min. age for supplementary holder

18 years and above

Fee for supplementary holder RM30
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum

Cashback Limit

RM500 per month for petrol spending; RM1,500 per month for groceries spending; RM300 per month for mobile bills spending; Unlimited for all other categories

Rewards points expiry

Product Review by iMoney Malaysia

Cashback Everywhere!

UOB ONE Card Platinum gives you up to 5% cashback on retail transactions. When you pump petrol at any petrol stations during the weekends, you will be entitled to 5% cashback. Your petrol spending during the weekdays will only allow you to get 2% cashback. Cashback that you can enjoy on petrol will be capped at RM500 per month. Ticket purchase in Golden Screen Cinemas (GSC) on the weekends will also allow you to get 5% rebate. Similar to petrol spending on weekdays, you will only get 2% cashback on ticket purchase on weekdays. On the other hand, you will only get 2% cashback on groceries spending on weekends and 1% cashback during the weekdays. Cashback limit that you will be able to enjoy on groceries spending is RM1,500 per moonth. This card also allows you to get dining privileges at over 1,000 participating merchants; allowing you get more benefits when you dine in certain restaurants. To get UOB ONE Card Platinum, you can transfer from your existing card using the balance transfer programme: 7.77% per annum for a period of 6 months.

Fees and Charges

The principal card comes with an annual fee of RM168. Annual fee for the supplementary card is RM30. Interest rates on the outstanding balance for the card are at the average market rate: 15% per annum if you did not miss any minimum monthly payments for the last 12 months, 17% per annum if you miss 1 or 2 monthly payments and 18% if you miss more than 2 monthly repayments in the last 12 months. This card also comes with a late payment penalty of RM10 or 1% of outstanding balance, depending on which is higher up to a maximum of RM100.

Are You Eligible For The UOB ONE Card Platinum?

You will need to have a minimum monthly income of RM5,000 and to be at least 21 years old to apply for the principal card. To apply for the supplementary card, you will only need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Card and RHB Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!