UOB ONE Card Platinum gives you up to 8% cashback on retail transactions. When you pump petrol at any petrol stations during the weekends, you will be entitled to 5% cashback. Your petrol spending during the weekends will only allow you to get 5% cashback. Cashback that you can enjoy on petrol will be capped at RM400 per month. Ticket purchase in Golden Screen Cinemas (GSC) on the weekends will also allow you to get 8% rebate. On the other hand, you will get 2% cashback on groceries spending on weekends and 0.2% cashback during the weekdays. Cashback limit that you will be able to enjoy on groceries spending is RM1,000 per month. This card also allows you to get dining privileges at over 1,000 participating merchants; allowing you get more benefits when you dine in certain restaurants.
Fees and Charges
The principal card comes with an annual fee of RM168. Annual fee for the supplementary card is RM30. Interest rates on the outstanding balance for the card are at the average market rate: 15% per annum if you did not miss any minimum monthly payments for the last 12 months, 17% per annum if you miss 1 or 2 monthly payments and 18% if you miss more than 2 monthly repayments in the last 12 months. This card also comes with a late payment penalty of RM10 or 1% of outstanding balance, depending on which is higher up to a maximum of RM100.
Are You Eligible For The UOB ONE Card Platinum?
You will need to have a minimum monthly income of RM5,000 and to be at least 21 years old to apply for the principal card. To apply for the supplementary card, you will only need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Card and RHB Platinum Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!