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UOB ONE Card Platinum

UOB ONE Card gives you unlimited cash rebates for your daily spend on groceries, petrol, telco bills, and more. The more you spend, the more you save.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 4,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    up to 10%
  • icon Annual Fee
    Annual Fee
    RM 195

Key Features

  • Up to 8% cashback on retail transactions at selected merchants
  • Dining privileges at over 1,000 participating merchants
  • 2% cashback every month on Maxis, Celcom, and DiGi bills
  • icon petrol Petrol

    • 1% cashback every weekday at all petrol stations
    • 5% cashback every weekend at all petrol stations
  • icon groceries Groceries

    • 0.2% cashback every weekday at Tesco, AEON Big, Giant, Cold Storage, and Jaya Grocer
    • 2% cashback every weekend at Tesco, AEON Big, Giant, Cold Storage, and Jaya Grocer
  • icon shopping Shopping

    0.2% cashback every day
  • icon utilities Utilities

    • 0.2% cashback every weekday on Maxis, Celcom, and DiGi bills
    • 2% cashback every weekend on Maxis, Celcom, and DiGi bills
  • icon entertainment Entertainment

    • 0.2% cashback every weekday at Golden Screen Cinemas
    • 8% cashback every weekend at Golden Screen Cinemas

icon tag Other Features

  • Balance Transfer: 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee
  • Instalment Plan: 0% interest Installment Payment Plan at all participating merchants
  • Cashback Limit: RM500 per month for petrol spending; RM1,500 per month for groceries spending; RM300 per month for mobile bills spending; Unlimited for all other categories

icon info Card Information

Annual Fee
Min. Monthly Income RM 4000
Min. age for principal holder 21
Fee for principal holder RM 195
Min. age for supplementary holder 18 years and above years old
Fee for supplementary holder RM30
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum
Rewards points expiry

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Product Review by

Cashback Everywhere!

UOB ONE Card Platinum gives you up to 8% cashback on retail transactions. When you pump petrol at any petrol stations during the weekends, you will be entitled to 5% cashback. Your petrol spending during the weekends will only allow you to get 5% cashback. Cashback that you can enjoy on petrol will be capped at RM400 per month. Ticket purchase in Golden Screen Cinemas (GSC) on the weekends will also allow you to get 8% rebate. On the other hand, you will get 2% cashback on groceries spending on weekends and 0.2% cashback during the weekdays. Cashback limit that you will be able to enjoy on groceries spending is RM1,000 per month. This card also allows you to get dining privileges at over 1,000 participating merchants; allowing you get more benefits when you dine in certain restaurants.

Fees and Charges

The principal card comes with an annual fee of RM168. Annual fee for the supplementary card is RM30. Interest rates on the outstanding balance for the card are at the average market rate: 15% per annum if you did not miss any minimum monthly payments for the last 12 months, 17% per annum if you miss 1 or 2 monthly payments and 18% if you miss more than 2 monthly repayments in the last 12 months. This card also comes with a late payment penalty of RM10 or 1% of outstanding balance, depending on which is higher up to a maximum of RM100.

Are You Eligible For The UOB ONE Card Platinum?

You will need to have a minimum monthly income of RM5,000 and to be at least 21 years old to apply for the principal card. To apply for the supplementary card, you will only need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Card and RHB Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!

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