Min. Monthly Income
- Get 1.5 Reward points for every RM1 spent
- Earn 50% more Citi Rewards Points that never expire
- Greater Financial Control
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Take Your Business Even Further With The Right Card
Citibank CitiBusiness Credit Card empowers you to make the most of every business opportunity and specially designed for sophisticated needs of the SME. This card is made to help you maintain your business’s expenses. It can be used for anything that will help your business stay on track and remain productive. This card provides you with higher purchasing power by rewarding you with 50% more Citi Rewards points that never expire, where you get 1.5 Reward points for every RM1 spent on dining, entertainment, groceries, petrol and shopping. Another good thing about this card is it provides credit lines up to RM250,000 to cater for the need of growing business and interest free credit period for your business expenses and the credit line is separate from existing personal card credit limit held with the banks. Supplementary business credit cards will be given to your directors and trusted employees for their business expenses with credit limits for better financial control over your business. Furthermore, monthly consolidated statement that reflect total spending by expense category, specific merchants and individual credit card member activities will be provided to you. On top of all these, Citibank CitiBusiness Credit Card helps you to look after your well-being and maintain your health by giving you access to exclusive healthcare packages, 20% discount on all Executive Screening Packages and 15% discount on walk-in hospital room rates which is valid only at 20 participating hospitals (including KPJ). There is also the Citibank World privileges which includes great deals from over 25,000 places globally on entertainment, hotel, shopping, travel, golf and lifestyles.
Fees and Charges
The annual fee is RM212.00 per annum for principal cardholders and RM106.00 per annum for supplementary cardholders (including GST). This card offers a balance transfer of 2.99% per annum for a tenure of 9 months and a 0% instalment plan at all participating merchants. If you are a prompt payer of less than or equal to 50% of outstanding balance for 12 consecutive months, you will enjoy low interest rate as low as 15% per annum. For prompt payments made monthly of at least 10 out of 12 months, your interest rate will be 17% per annum and if the above are not met, the interest rate will be 18% per annum. Moreover, late payment fee of RM10 or 1% of outstanding amount, up to a maximum of RM100 will be charged if your monthly credit card payments are not made on time. A fee of RM20 or 5% of withdrawn amount will be charged when you do a cash withdrawal.
Are You Eligible For The Citibank CitiBusiness Credit Card?
For principal cardholders, minimum monthly income has to be RM10,000 and to be at least 21 years old. For supplementary cardholders, you need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank Business Platinum Card and RHB Platinum Business Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!