-
Min. Monthly Income
RM7,500
-
Interest Rate
15% p.a.
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Balance Transfer
2.99% p.a.
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Annual Fee
RM636
Feature Highlights
- Earn WorldMiles Points from retail spending
- Convert WorldMiles Points into MAS, Singapore Airlines, Air Miles, or AirAsia Miles
- Unlimited Plaza Premium Lounge Access
Travel
- 1 AirMile of your prefered frequent flyer programme for 2 WorldMiles
- WorldMiles can be used to redeem Malaysia Airlines Enrich Miles, AirAsia BIG Points, Singapore Airlines KrisFlyer Miles and Asia Miles
Groceries
- 3 WorldMiles Point for every RM2 spent overseas
- 1 WorldMiles Point for every RM3 spent locally
Shopping
- 3 WorldMiles Point for every RM2 spent overseas
- 1 WorldMiles Point for every RM3 spent locally
Entertainment
- 3 WorldMiles Point for every RM2 spent overseas
- 1 WorldMiles Point for every RM3 spent locally
Dining
- 3 WorldMiles Point for every RM2 spent overseas
- 1 WorldMiles Point for every RM3 spent locally
Other Features
Unlimited complimentary access to KLIA Plaza Premium Lounge
Complimentary airport ride transfer
24-hour concierge services provided by MasterCard Worldwide
Balance Transfer
- 2.99% per annum for a maximum tenure of 24 months
Card Information
| Annual Fee | RM636 (Free if RM100,000 per annum is spent) |
| Min. Monthly Income | RM7,500 |
| Min. age for principal holder | 21 and above |
| Min. age for supplementary holder | 18 and above |
| Fee for supplementary holder | Free |
| Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
| Goods & Services Tax (GST) | 6% on annual fees and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash advance amount | Up to 90% of credit limit |
| Cash advance charge | Higher of RM25 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | N/A |
| Rewards points expiry | 3 years |
Product Review by 
Collect Points For More Vacations!
Standard Chartered WorldMiles Card rewards the cardholders with "WorldMiles Point" that can be exchanged for Travel Miles, with 3 point for every RM2 spent overseas and 1 point for every RM3 spent locally. The rewards points apply to spending on petrol, groceries, shopping, dining and entertainment. The types of Travel Miles that you can get are Enrich Miles, KrisFlyer Miles, Air Miles and BIG Points. This will allow you to travel with 51 airlines which include Malaysia Airlines, AirAsia and Singapore Airlines. This card also comes with a RM50 cashback when you activate it. You can also enjoy a balance transfer rate of 2.99% per annum with a maximum tenure of 24 months when you switch from another bank's card to Standard Chartered WorldMiles Card.
Fees and Charges
This card comes with an annual fee of RM636 which is waived if the principal cardholder spend at least RM100,000 per annum for the previous year. For the supplementary cardholder, there will be no annual fee charged for this card. The finance charges that come with this card is the standard tiered rate in Malaysia whereby to allow you to enjoy the lowest tier of 15% per annum, you will need to make prompt payment for 12 straight months. If you missed the payment by one or two times, a finance charge of 17% per annum will be charged on your outstanding balance. Anything other than that, will see you incurring 18% per annum finance charge. Late payment penalty of RM10 or 1% of the oustanding amount, whichever one is higher (with a maximum of RM100).
Are You Eligible For The Standard Chartered WorldMiles Card
You will need a minimum income of RM7,500 and to be at least 21 years old to apply for Standard Chartered WorldMiles Card. For the supplementary cardholder, you will need to be at least 18 years old to apply for the card.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Priority Banking Visa Infinite Credit Card and UOB PRVI Miles Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!