Main Features

Dining

5.5/10
  • 1 WorldMiles Point for every RM3 spent locally
  • 1 WorldMiles Point for every RM2 spent overseas

Entertainment

5.5/10
  • 1 WorldMiles Point for every RM3 spent locally
  • 1 WorldMiles Point for every RM2 spent overseas

Groceries

5.5/10
  • 1 WorldMiles Point for every RM3 spent

Shopping

5.5/10
  • 1 WorldMiles Point for every RM3 spent locally
  • 1 WorldMiles Point for every RM2 spent overseas

Other Features

  • Balance Transfer
    • 2.99% per annum for a maximum tenure of 24 months
Annual fee RM180 (Monthly fee of RM15). Free for the first year
Min. monthly income RM8,334
Min. age for principal holder 21 and above
Min. age for supplementary holder 18 and above
Fee for supplementary holder Free
Finance charges
  • 15% p.a. - prompt payment for 12 consecutive months
  • 17% p.a. - prompt payment for at least 10 out of 12 months
  • 18% p.a – if any of the above are not met
Government Service Tax (GST) RM50 (principal holder); RM25 (supplementary holder)
Government Service Tax (GST) waiver conditions N/A
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount Up to 90% of credit limit
Cash advance charge Higher of RM25 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Cashback limit N/A
Rewards points expiry 3 years


Collect Points For More Vacations!

This card is specially designed for frequent travellers. Apart from rewarding 1 WorldMiles Point for every 2 ringgit spent on all local retail purchases, Standard Chartered WorldMiles Card also offers WorldMiles Point for every RM3 on overseas bargains. The accumulated WorldMiles Points can be used redeem Malaysia Airlines Enrich Miles, AirAsia BIG Points and Singapore Airlines KrisFlyer Miles which allows you to travel with 51 airlines. Upon activation, you will be given a RM50 cashback.

Fees and Charges

The annual fee for principal card is RM180 (RM15/month) and it is free for the first year whereas supplementary card is free of charge. There is Government Service Tax (GST) on all credit cards set by Bank Negara, at RM50 per principal card and RM25 for supplementary card. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Standard Chartered WorldMiles Card

To apply for Standard Chartered WorldMiles Card, you need a minimum income of RM8,334 and to be at least 21 years old.

Apply Now

It's free of charge!

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