• Min. Monthly Income

    RM7,500.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    5.99% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Earn WordMiles points from overseas and local spending
  • Unlimited Plaza Premium Lounge Access at KLIA and KLIA2
  • Apply before 31 December 2017 and get RM100 cashback upon card activation within 45 days
Travel
10/10
Groceries
6/10
Shopping
6/10
Entertainment
5.5/10
Dining
5.5/10

Travel

  • 3 WorldMiles points for every RM2 spent overseas

Groceries

  • 3 WorldMile points for every RM2 spent overseas
  • 1 WorldMile point for every RM3 spent locally

Shopping

  • 3 WorldMiles points for every RM2 spent overseas
  • 1 WorldMiles point for every RM3 spent locally

Entertainment

  • 3 WorldMiles points for every RM2 spent overseas
  • 1 WorldMiles point for every RM3 spent locally

Dining

  • 3 WorldMiles points for every RM2 spent overseas
  • 1 WorldMiles point for every RM3 spent locally

Other Features

  • Unlimited complimentary access to KLIA and KLIA2 Plaza Premium Lounge

  • Complimentary airport ride transfer - up to RM80 CashBack on your Airport Limousine or KLIA Ekspres ride home

  • 24-hour concierge services provided by Mastercard Worldwide

  • Balance Transfer

    • 5.99% per annum for a maximum tenure of 36 months

Card Information

Annual Fee Free (FREE for the first year, subsequent year waive upon RM60,000 minimum spend per year, else RM636)
Min. Monthly Income RM7,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

Up to 90% of credit limit

Cash advance charge

HIgher of RM26.50 or 5.3% of cash advance amount (inclusive of GST)

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

3 years

Product Review by iMoney Malaysia

Collect Points For More Vacations!

Standard Chartered WorldMiles World Mastercard rewards the cardholders with "WorldMiles points" that can be exchanged for Air Miles, with 3 points for every RM2 spent overseas and 1 point for every RM3 spent locally. The rewards points apply to spending on petrol, groceries, shopping, dining and entertainment. The types of Air Miles that you can get are Enrich Miles, KrisFlyer Miles, Asia Miles and AirAsia BIG Points. This card allows you to have free access to Plaza Premium Lounge in KLIA and KLIA2; and get up to RM80 CashBack on your Airport Limousine or KLIA Ekspres ride home when you return from overseas travel, by performing 3x overseas transactions in the past 30 days.

Click here for full terms and conditions.

Fees and Charges

This card comes with an annual fee of RM636 which is waived with spend at least RM60,000 per annum from the year before on the principal card. For the supplementary cardholder, there will be no annual fee charged for this card. The finance charges that come with this card is the standard tiered rate in Malaysia whereby to allow you to enjoy the lowest tier of 15% per annum, you will need to make prompt payment for 12 straight months. If you missed the payment by one or two times, a finance charge of 17% per annum will be charged on your outstanding balance. Anything other than that, will see you incurring 18% per annum finance charge. Late payment penalty of RM10 or 1% of the oustanding amount, whichever one is higher (with a maximum of RM100).

Are You Eligible For The Standard Chartered WorldMiles World Mastercard

You will need a minimum income of RM7,500 and to be at least 21 years old to apply for Standard Chartered WorldMiles Mastercard. For the supplementary cardholder, you will need to be at least 18 years old to apply for the card.

Looking for more options to choose from?

Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Priority Banking Visa Infinite Credit Card and UOB PRVI Miles Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!