|Annual fee||RM190.80 (Monthly fee of RM15.90). Free for the first year|
|Min. monthly income||RM8,334|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||Free|
||Late payment charge||Higher of RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash advance amount||Up to 90% of credit limit|
|Cash advance charge||Higher of RM26.50 or 5% of cash advance amount|
|Cash advance interest charge||18% per annum on cash advance amount|
|Rewards points expiry||3 years|
Standard Chartered WorldMiles Card rewards the cardholders with "WorldMiles Point" that can be exchanged for Travel Miles, with 1 point for every RM2 spent overseas and 1 point for every RM3 spent locally. The rewards points apply to spending on petrol, groceries, shopping, dining and entertainment. The types of Travel Miles that you can get are Enrich Miles, KrisFlyer Miles and BIG Points. This will allow you to travel with 51 airlines which include Malaysia Airlines, AirAsia and Singapore Airlines. This card also comes with a RM50 cashback when you activate it. You can also enjoy a balance transfer rate of 2.99% per annume with a maximum tenure of 24 months when you switch from another bank's card to Standard Chartered WorldMiles Card.
This card comes with an annual fee of RM190.80 (or RM15.90 / month) which is waived in the first year for the principal cardholder. For the supplementary cardholder, there will be no annual fee charged for this card. The finance charges that come with this card is the standard tiered rate in Malaysia whereby to allow you to enjoy the lowest tier of 15% per annum, you will need to make prompt payment for 12 straight months. If you missed the payment by one or two times, a finance charge of 17% per annum will be charged on your outstanding balance. Anything other than that, will see you incurring 18% per annum finance charge. Late payment penalty of RM10 or 1% of the oustanding amount, whichever one is higher (with a maximum of RM100).
You will need a minimum income of RM8,334 and to be at least 21 years old to apply for Standard Chartered WorldMiles Card. For the supplementary cardholder, you will need to be at least 18 years old to apply for the card.
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