Earn WordMiles points from overseas and local spending
Unlimited Plaza Premium Lounge Access at KLIA and KLIA2
1 AirMile of your prefered frequent flyer programme for 2 WorldMiles
Standard Chartered WorldMiles World Mastercard
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- Min. Monthly Income
- RM 7500
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- Interest Rate
- 15% p.a.
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- Cashback
- -
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- Annual Fee
- Free
"Easily collect WorldMiles points when you spend overseas and convert them to your preferred frequent flyer programme AirMiles online, or redeem travel vouchers from Asiatravel"
iMoney Editor's Review
Key Features
Benefits on...
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Travel
3 WorldMiles points for every RM2 spent overseas -
Groceries
- 3 WorldMiles points for every RM2 spent overseas
- 1 WorldMiles point for every RM3 spent locally
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Shopping
- 3 WorldMiles points for every RM2 spent overseas
- 1 WorldMiles point for every RM3 spent locally
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Entertainment
- 3 WorldMiles points for every RM2 spent overseas
- 1 WorldMiles point for every RM3 spent locally
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Dining
- 3 WorldMiles points for every RM2 spent overseas
- 1 WorldMiles point for every RM3 spent locally
More details
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Eligibility/Documents
- Min. Monthly Income
- RM 7500
- Min. Age for Principal Holder
- 21
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Fees and charges
- Annual Fee
- FREE for the first year, subsequent year waive upon RM60,000 minimum spend per year, else RM636
Other Fees and charges
- Late Payment Charges
- Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
- Finance Charges
- 15% p.a. - prompt payment for 12 consecutive months
- 17% p.a. - prompt payment for at least 10 out of 12 months
- 18% p.a – if any of the above are not met
- Sales and Services Tax (SST)
- 0% on annual fees and other charges
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Supplementary Card
- Min. Age for Supplementary Holder
- 18 and above years old
- Fee for Supplementary Holder
- Free
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Cash Advance
- Amount
- Up to 90% of credit limit
- Charge
- HIgher of RM26.50 or 5.3% of cash advance amount (inclusive of GST)
Other cash advance info
- Cash Advance Interest Charge
- 18% per annum on cash advance amount
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Others
- Rewards Points Expiry
- 3 years
Other benefits
- Unlimited complimentary access to KLIA and KLIA2 Plaza Premium Lounge
- Complimentary airport ride transfer - up to RM80 CashBack on your Airport Limousine or KLIA Ekspres ride home
- 24-hour concierge services provided by Mastercard Worldwide
- Balance Transfer
- 5.99% per annum for a maximum tenure of 36 months
Balance Transfer to any Standard Chartered credit cards
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Review by iMoney
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Standard Chartered WorldMiles World Mastercard rewards the cardholders with "WorldMiles points" that can be exchanged for Air Miles, with 3 points for every RM2 spent overseas and 1 point for every RM3 spent locally. The rewards points apply to spending on petrol, groceries, shopping, dining and entertainment. The types of Air Miles that you can get are Enrich Miles, KrisFlyer Miles, Asia Miles and AirAsia BIG Points.
This card allows you to have free access to Plaza Premium Lounge in KLIA and KLIA2; and get up to RM80 CashBack on your Airport Limousine or KLIA Ekspres ride home when you return from overseas travel, by performing 3x overseas transactions in the past 30 days.Click here for full terms and conditions.
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This card comes with an annual fee of RM636 which is waived with spend at least RM60,000 per annum from the year before on the principal card. For the supplementary cardholder, there will be no annual fee charged for this card. The finance charges that come with this card is the standard tiered rate in Malaysia whereby to allow you to enjoy the lowest tier of 15% per annum, you will need to make prompt payment for 12 straight months. If you missed the payment by one or two times, a finance charge of 17% per annum will be charged on your outstanding balance. Anything other than that, will see you incurring 18% per annum finance charge. Late payment penalty of RM10 or 1% of the oustanding amount, whichever one is higher (with a maximum of RM100).
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You will need a minimum income of RM7,500 and to be at least 21 years old to apply for Standard Chartered WorldMiles Mastercard. For the supplementary cardholder, you will need to be at least 18 years old to apply for the card.
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Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Priority Banking Visa Infinite Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!
######*Standard Chartered Cash Back Terms and Conditions apply
######Sign-up period: 1 January 2018 – 28 February 2018