• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    2.99% p.a.

  • Annual Fee


Feature Highlights
  • Petrol savings of up to RM840 a year at all stations


  • Up to 10% cashback every month at all petrol stations
  • Petrol cashback of 4% when you spend a minimum of RM500 but less than RM1,000 per month in retail purchases, subject to a cap of RM12 per month
  • Petrol cashback of 7% when you spend a minimum of RM1,000 but less than RM2,500 per month in retail purchases, subject to a cap of to RM28 per month
  • Petrol cashback of 10% when you spend a minimum of RM2,500 or more per month in retail purchases, subject to a cap of to RM70 per month

Other Features

  • Balance Transfer
    • 2.99% per annum for a maximum tenure of 24 months

Card Information

Annual Fee RM250
Min. Monthly Income RM5,000
Min. age for principal holder

21 and above

Min. age for supplementary holder


Fee for supplementary holder N/A
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

Up to 90% of credit limit

Cash advance charge

Higher of RM25 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM70 a month

Rewards points expiry


Product Review by iMoney Malaysia

Cashback At All Petrol Stations!

Standard Chartered JustOne Platinum MasterCard is one of the best petrol card in Malaysia, giving you one of the highest amount of rebates. The cashback that you are entitled to when you spend on petrol with this card can go as high as 10%. To enjoy the lowest rate of cashback at 4% on your petrol spending, you must spend at least RM500 in total but the rebate that you get to enjoy is capped at RM12 per month. Only when your total spending is more than RM1,000, the petrol cashback that you get to enjoy will be 7%. Maximum rebate that you can enjoy will be RM28 per month. For 10% cashback on your petrol spending, your total spending will need to be at least RM2,500 with a maximum rebate of RM70 per month.

Fees and Charges

The annual fee that comes with this card is RM265 for the principal cardholder. There is no annual fee for supplementary cardholder as this card is not available as a supplementary card. For interest rates, when you make a prompt monthly repayment for 12 months, you will enjoy a 15% per annum interest charge on your outstanding balance. However, if your prompt monthly repayments is only for 10 of the last 12 months, a 17% per annum interest rate will be charged to your remaining balance. 18% per annum interest rate will apply if you miss your monthly repayments by more than twice a year. Missing on your monthly repayments will result in a late payment charge which is RM10 or 1% of oustanding amount depending on which is higher until up to a maximum of RM100.

Are You Eligible For The Standard Chartered JustOne Platinum MasterCard?

The minimum monthly income requirement for is RM5,000 with a minimum age requirement of 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Platinum Visa MasterCard and Public Bank Platinum MasterCard Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!