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Standard Chartered JustOne Platinum Mastercard

Exclusive cashback, offers, and privileges at over 4,000 outlets in Malaysia with your brand new JustOne Platinum MasterCard from Standard Chartered.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Up to 15%
  • icon Annual Fee
    Annual Fee

Key Features

  • Up to 15% cashback for petrol, auto bill payments and online purchases
  • 0.2% cashback for spending on all other categories
  • Petrol cashback of 10% with a card spend of above RM2,500
  • icon petrol Petrol

    Up to 15% cashback every month at all petrol stations
  • icon utilities Utilities

    Up to 15% cashback every month for auto bill payment
  • icon shopping Shopping

    Up to 15% cashback every month for online shopping
  • icon entertainment Entertainment

    Only RM7 per ticket for any movies ticked purchased via GSC website and mobile app
  • icon dining Dining

    0.2% cashback every month for dining

icon tag Other Features

  • Balance Transfer: 5.99% per annum for a maximum tenure of 36 months
  • Cashback Limit: <div class="content-left"><label class="value">Up to 15%&nbsp;</label>cashback on online purchases, autobill payments and petrol, 0.2% cashback on other spends</div>

icon info Card Information

Annual Fee FREE for the first year, subsequent year waive upon RM20,000 minimum spend per year, else RM265
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder N/A years old
Fee for supplementary holder N/A
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount Up to 90% of credit limit
Cash advance charge Higher of RM26.50 or 5.3% of cash advance amount (inclusive of GST)
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Cashback up until 15%

Enjoy greater savings on your auto bill payments, online purchases and petrol today. Get more than RM1,000 cashback a year on all your daily spends and receive exclusive deals with the all-new JustOne Platinum Mastercard credit card.
The cashback that you are entitled to when you spend on auto bill payments, online purchases and petrol with this card can go as high as 15%. To enjoy the lowest rate of cashback at 5% on your petrol spending, you must spend at least RM1,000 in total but the rebate that you get to enjoy is capped at RM12 per month. Only when your total spending is RM1,000 to RM1,500, the cashback that you get to enjoy will be 10%. Maximum rebate that you can enjoy will be RM28 per month. For 15% cashback on your petrol spending, your total spending will need to be at least RM2,500 with a maximum rebate of RM85 per month.

Click here for full terms and conditions.

Fees and Charges

The annual fee that comes with this card is RM265 for the principal cardholder. Effective 1 August 2018, subsequent years will be waived upon minimum spend of RM20,000 per year on the principal card. There is no annual fee for supplementary cardholder as this card is not available as a supplementary card. For interest rates, when you make a prompt monthly repayment for 12 months, you will enjoy a 15% per annum interest charge on your outstanding balance. However, if your prompt monthly repayments is only for 10 of the last 12 months, a 17% per annum interest rate will be charged to your remaining balance. 18% per annum interest rate will apply if you miss your monthly repayments by more than twice a year. Missing on your monthly repayments will result in a late payment charge which is RM10 or 1% of oustanding amount depending on which is higher until up to a maximum of RM100.

Are You Eligible For The Standard Chartered JustOne Platinum Mastercard?

The minimum monthly income requirement for is RM2,000 with a minimum age requirement of 21 years old.

Looking for more options to choose from?

Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Platinum Visa Mastercard and Public Bank Platinum Mastercard Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!

######*Standard Chartered Cash Back Terms and Conditions apply
######Sign-up period: 1 January 2018 – 28 February 2018

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