• Min. Monthly Income

    RM2,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    5.99% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Up to 15% cashback for petrol, auto bill payments and online purchases
  • Get RM100 cashback upon cards approval, just activate your card within 45 days
  • 0.2% cashback for spending on all other categories
Petrol
8/10
Utilities
8/10
Shopping
8/10
Entertainment
6/10
Dining
4/10

Petrol

  • Up to 15% cashback every month at all petrol stations

Utilities

  • Up to 15% cashback every month for auto bill payment

Shopping

  • Up to 15% cashback every month for online shopping

Entertainment

  • Only RM7 per ticket for any movies ticked purchased via GSC website and mobile app

Dining

  • 0.2% cashback every month for dining

Other Features

  • Balance Transfer
    • 5.99% per annum for a maximum tenure of 36 months

Card Information

Annual Fee Free (FREE for the first year, subsequent year waive upon RM200,000 minimum spend per year, else RM265)
Min. Monthly Income RM2,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

N/A

Fee for supplementary holder N/A
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

Up to 90% of credit limit

Cash advance charge

Higher of RM25 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM85 per month

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Cashback up until 15%

Enjoy greater savings on your auto bill payments, online purchases and petrol today. Get more than RM1,000 cashback a year on all your daily spends and receive exclusive deals with the all-new JustOne Platinum MasterCard credit card. The cashback that you are entitled to when you spend on auto bill Payments, online purchases and petrol with this card can go as high as 15%. To enjoy the lowest rate of cashback at 5% on your petrol spending, you must spend at least RM1,000 in total but the rebate that you get to enjoy is capped at RM12 per month. Only when your total spending is more than RM1,000, the cashback that you get to enjoy will be 10%. Maximum rebate that you can enjoy will be RM28 per month. For 15% cashback on your petrol spending, your total spending will need to be at least RM2,500 with a maximum rebate of RM85 per month.

Fees and Charges

The annual fee that comes with this card is RM265 for the principal cardholder. Effective 1 August 2018, subsequent years will be waived upon minimum spend of RM20,000 per year on the principal card. There is no annual fee for supplementary cardholder as this card is not available as a supplementary card. For interest rates, when you make a prompt monthly repayment for 12 months, you will enjoy a 15% per annum interest charge on your outstanding balance. However, if your prompt monthly repayments is only for 10 of the last 12 months, a 17% per annum interest rate will be charged to your remaining balance. 18% per annum interest rate will apply if you miss your monthly repayments by more than twice a year. Missing on your monthly repayments will result in a late payment charge which is RM10 or 1% of oustanding amount depending on which is higher until up to a maximum of RM100.

Are You Eligible For The Standard Chartered JustOne Platinum MasterCard?

The minimum monthly income requirement for is RM2,000 with a minimum age requirement of 21 years old.

Looking for more options to choose from?

Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Platinum Visa MasterCard and Public Bank Platinum MasterCard Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!